re: State Farm Announces Auto Insurance Decrease in Rates; Third Cut in 9 Months

Don't get confused with "Average" rate decrease. Still likely most of you will see Increases still.

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Third Cut in 9 Months

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This is really just for optics alone.. The total of the 3 cuts combined is only 7.7%.. If the 3 would have combined for 12-15% then we'd have something to discuss.

B/c the year prior they took 9.9% in increases..


JBE didn't do shite and can still go suck a turd..

State Farm is for people who never price check their insurance. I had a buddy who went to work for them so I gave him a shot to quote me. They were $50 a month higher for the same coverage and deductible as Geico.

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Maybe start with a liability cap. I don't see how someone in a simple rear end tap accident gets 70K. With a liability cap, you would no longer have these cases of "injured persons" needing 6 months care of a chiropractor because they got a minor dent in the bumper.

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So what if a car is totalled? Is there going to be a liability minimum?

Mine might stay the same or worse. Got into simple accident in costco lot. the other driver hit me front on and he was at fault. We chit chatted and walked away with each other info. No ticket nothing. One month later, I get call from State Farm that LA finest dudley Debosier is suing State farm for an accident. Apprarently the other driver has back pain.

ONLY reason they are doing it is their customers are switching to other insurers rather then continue to be raped by the high rates.

alstate was 25% cheaper so i switched to them, and i had had state farm for 35 years straight with not a single ticket, accident, or even broken windshields claim, yet they raised my rates at almost every renewal time.

they called me several times to come back but when i asked if they would keep my old rates they said corporate dictates the rates not the local offices

i asked they guy why i should be dumb enough to knowingly pay more then any other company around charges for the same coverage, and he couldnt answer

they are doing the same endless rate increases with home insurance as well, everyone in my family has left them and we all had home and auto policy

Yep took pitures and everything. Hopefully State farm will fight for me and won't surrender. What infuriates me is that the other driver was laughing and walking around for an hour till cop arrived. But now he has medical bills as soon as Dudley showed up. State farm ruled him 85% at fault. But I have a feeling they are just going to settle.

You just cannot trust people. Happened to me 2nd time. My bad to trust people

If everybody would switch insurers when their rates go up without cause, rates might be more reasonable.

Insurers punish loyalty.

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Drop the jury trial number to Min. Policy Limits from $50K

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How about a prescriptive period longer than 1 year?

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Drop the jury trial number to Min. Policy Limits from $50K, but the House full of Gordons called the state legislature will never let that happen.

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This will infinitely increase the number of people called for jury duty. You ever received a summoms? If so, like most, I’d guess you tried to figure out a way to get out of it immediately.