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Started By
Message
re: Screw banks... Like, for real.
Posted on 5/26/16 at 7:56 pm to wareagle2007
Posted on 5/26/16 at 7:56 pm to wareagle2007
I like credit unions,but I need a bank that has actual branches Nationwide. That's why I use wells Fargo.
I can walk in and take care of things that can't be done over a phone,online,or at an ATM.
I can walk in and take care of things that can't be done over a phone,online,or at an ATM.
1
Posted on 5/26/16 at 7:57 pm to yankeeundercover
I hate chase. I spent 5k on a bottle of cognac while drunk in an airport in south east asia... that was fine.
I walked into a gas station in north baton rouge and bought a diet coke, they shut my card DOWN.
Guess which one I would have preferred being billed?
I walked into a gas station in north baton rouge and bought a diet coke, they shut my card DOWN.
Guess which one I would have preferred being billed?
Posted on 5/26/16 at 7:59 pm to auggie
Like what? I've literally called USAA and had approval for an auto loan in minutes. They even sent the check to my hotel.
Posted on 5/26/16 at 8:01 pm to yankeeundercover
Get a freakin AMEX
Posted on 5/26/16 at 8:01 pm to LSUBanker
I've had my bank accounts frozen when I was on business in California. My credit union tried to say I had to come in to unfreeze it.
The day I got back, I removed app my funds from that bank. frick them.
The day I got back, I removed app my funds from that bank. frick them.
Posted on 5/26/16 at 8:09 pm to TigerOnTheMountain
well,sometimes companies pay me with a com.data check,it's actually just like cash,or a wire transfer, they give you a code,you can go into wells fargo give them the code, which they verify..then deposit the money directly into my account.
You can't just deposit those checks,there's a bit of a process that has to be done by a human.
It is a bit inconvenient,but it's a really quick way to collect money for a job.
You can't just deposit those checks,there's a bit of a process that has to be done by a human.
It is a bit inconvenient,but it's a really quick way to collect money for a job.
Posted on 5/26/16 at 8:18 pm to yankeeundercover
campus federal just raised their international wire fees to $40......$40 bucks to send a wire...... 
Posted on 5/26/16 at 8:19 pm to yankeeundercover
Been with a credit union all my life. I literally have zero problems. I have two savings accounts with them, a checking account and I pay everyone of my bills through their app. I can also deposit up to like a ~5k check through the app. I travel all over south Louisiana a good bit and a couple beach trips every summer in Gulf Shores and I never have problems. I think the 1 or 2 times they cut my card off, it was some legit fraud shite.
Posted on 5/26/16 at 8:24 pm to yankeeundercover
The big bankers needs to go.
Posted on 5/26/16 at 8:42 pm to yankeeundercover
quote:
And don't get me started on ATM fees ON TOP of the ATM fees
lol at you for using a bank that doesn't reimburse these
Posted on 5/26/16 at 8:44 pm to yankeeundercover
quote:
I travel all over LA, MS, AR, and FL
I pay for supplies over the phone in way more states than this daily with credit cards or my business debit then turn right around and use them locally like normal and never have these issues.
Do you have shite credit perhaps?
quote:
And don't get me started on ATM fees ON TOP of the ATM fees
If you know you will be away from your local bank, and will need cash while away, bring some with you? I know that's a crazy idea and not nearly as easy as bitching and moaning and putting the blame on a for-profit business making money off of their service instead of taking personal responsibility for your own poor planning.
Posted on 5/26/16 at 8:45 pm to yankeeundercover
I use Neighbors FCU, Whitney, and USAA; Whitney being my main bank. Travel all over the USA and honestly never have an issue with any of the 3.
Posted on 5/26/16 at 8:46 pm to X123F45
quote:
I spent 5k on a bottle of cognac while drunk in an airport in south east asia... that was fine.
How do you afford such luxurious things on your state salary?
We are all impressed FWIW
Posted on 5/26/16 at 8:48 pm to Jcorye1
quote:
The day I got back, I removed app my funds from that bank.
And they had to shut down that whole branch the next day due to no funds to operate on. Way to put people out of work!
Posted on 5/26/16 at 8:59 pm to yankeeundercover
quote:
And don't get me started on ATM fees ON TOP of the ATM fees
The first time I used an ATM owned by my bank and was charged a fee I was pissed. I actually knew the girl who worked as a customer service rep at the branch closes to me so I sent her an email telling her that as a customer it is insulting that in order for me to get my money out of their bank I have to pay a fee. I went on about how it would make more sense for me to start keeping a certain percentage of my money, that is in their bank, with me. Anyway, for awhile the ATMs my bank owned that were in my area stopped charging customers a fee.. for a few months. Then they eventually added it back on.
I don't want to tell all about how I handle my finances, but I prefer keeping and using cash when its an option.
Posted on 5/26/16 at 8:59 pm to stout
quote:
How do you afford such luxurious things on your state salary?
We are all impressed FWIW
It was unfortunately a credit card. I do not work for the state. I was not working for the state
It isn't meant to be impressive. I had under 400 bucks in my account at the time.
I thought we agreed not to be a dick to each other?
Posted on 5/26/16 at 9:01 pm to stout
quote:
How do you afford such luxurious things on your state salary?
We are all impressed FWIW
It was unfortunately a credit card. I do not work for the state. I was not working for the state
It isn't meant to be impressive. I had under 400 bucks in my account at the time.
I thought we agreed not to be a dick to each other?
Posted on 5/26/16 at 9:01 pm to X123F45
quote:
I thought we agreed not to be a dick to each other?
I didn't get that memo. Better call HR
Posted on 5/26/16 at 9:02 pm to yankeeundercover
If you want to be free, tell the banks goodbye!
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