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Question for OT homeowners: What's the process of buying a house?
Posted on 10/23/15 at 8:16 pm
Posted on 10/23/15 at 8:16 pm
Say you're not going through a real estate agent. Get the house appraised first right, then take that info to your banks loan officer to determine an offer?
At what point do i need to bring an inspector in? Or is the inspector part of the appraisal process?
just curious. Found a decent starter home Im interested in.
At what point do i need to bring an inspector in? Or is the inspector part of the appraisal process?
just curious. Found a decent starter home Im interested in.
8
Posted on 10/23/15 at 8:18 pm to 7thWardTiger
Your parents haven't given you a house yet?
That's how it's done.
That's how it's done.
Posted on 10/23/15 at 8:18 pm to 7thWardTiger
Get an agent before you frick it up.
Posted on 10/23/15 at 8:21 pm to 7thWardTiger
You will stil have a mortgage, so why worry? The appraisal is the basis for value and your credit and income are the other half. I loaned out $15MM last year in construction and mortgage loans. Good on you for buying now, mortgage rates are super low.
Posted on 10/23/15 at 8:23 pm to 7thWardTiger
If ya gotta ask chances are you can't afford it
Posted on 10/23/15 at 8:26 pm to soccerfüt
quote:
Your parents haven't given you a house yet?
This. And if if they don't then just use your start up money for the down payment
Posted on 10/23/15 at 8:26 pm to 7thWardTiger
I don't understand ?
Buy a house?
You just write a check from the account you get upon birth .
They usually tell you that when they validate your white person card.
Wait....
Buy a house?
You just write a check from the account you get upon birth .
They usually tell you that when they validate your white person card.
Wait....
Posted on 10/23/15 at 8:27 pm to 7thWardTiger
Find a lender
Get approved
Find a house
Purchase house
Get approved
Find a house
Purchase house
Posted on 10/23/15 at 8:27 pm to 7thWardTiger
So you've been pre-approved? Your lender will take care of the inspection.
And you aren't buying a house. So stop.
And you aren't buying a house. So stop.
Posted on 10/23/15 at 8:27 pm to PaulBurbank007
I bought my first home sans real estate agent. First thing you need to do is see a lending agent and find out what kind of financing you can get- unless you're paying cash. The lending agent can help you thru the process. next get a good title lawyer who can help you with all the legal shite. The appraisal is one of the last steps.
Posted on 10/23/15 at 8:37 pm to 7thWardTiger
Go ask on the Money Board. You'll get some better answers.
Posted on 10/23/15 at 8:40 pm to Porter Osborne Jr
Hire a lawyer that works at a title company. They can walk you thru it.
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