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mitigerke
LSU Fan
Hammond
Member since May 2007
105 posts

Progressive snapshot devices...What has been you experience?
Who here has used one of these or knows somebody who has? What has been you experience?

My insurance agent automatically enrolled me claiming it would save me money but I'm skeptical and am thinking about not going through with it.

Thoughts?
This post was edited on 6/23 at 12:31 pm


SouthTiger504
LSU Fan
Member since Sep 2014
1108 posts

re: Progressive snapshot devices...What has been you experience?
Would also like some insight on this. Mine is supposed to come next month.


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jdavid1
Member since Jan 2014
1554 posts

re: Progressive snapshot devices...What has been you experience?
My wife got one and it actually saved her a good bit on her insurance.


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upgrayedd
Lamar Fan
Lifting at Tobin's house
Member since Mar 2013
80333 posts

re: Progressive snapshot devices...What has been you experience?
My insurance would be a hell of a lot higher if I had one of those.


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171
YeahYeah
USA Fan
Member since Jun 2016
1332 posts

re: Progressive snapshot devices...What has been you experience?
It's a conspiracy. You'll save money at first then yiur rates will sky rocket because they'll say your an at risk driver


Phil A Sheo
LSU Fan
equinsu ocha
Member since Aug 2011
11469 posts

re: Progressive snapshot devices...What has been you experience?
quote:

My insurance agent automatically enrolled me claiming it would save me money


It will, Progressive offers an immediate discount plus extra depend on your driving habits. As long as you aren't traveling long distances and a bad drive then do it.
This post was edited on 6/23 at 11:22 am


Phil A Sheo
LSU Fan
equinsu ocha
Member since Aug 2011
11469 posts

re: Progressive snapshot devices...What has been you experience?
quote:

You'll save money at first then yiur rates will sky rocket because they'll say your an at risk driver


That's not how it works


jdavid1
Member since Jan 2014
1554 posts

re: Progressive snapshot devices...What has been you experience?
It's all about how far you drive and how you drive. My wife only drives about 5 miles a day. She got it like 2 years ago and her rates have not changed since they went down. I would imagine if you drive a lot your rates may go up.


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Bull11
LSU Fan
Baton Rouge, LA
Member since Feb 2006
162 posts

re: Progressive snapshot devices...What has been you experience?
They really saved is a lot of money. Our rates were reduced 30% after we completed ours. As long as you are a competent driver, it cannot hurt you.


Chad504boy
New Orleans Saints Fan
Member since Feb 2005
127748 posts

re: Progressive snapshot devices...What has been you experience?
quote:

Thoughts?


drive like an angel for a few months. No hard breaking/accelerating, don't drive a 2 am and shite like that.


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Doldil
Auburn Fan
The Ham
Member since Jan 2010
5954 posts

re: Progressive snapshot devices...What has been you experience?
the only thing that matters to it is how you brake. It's so god damn sensitive that you have to start braking well before you need to in order not to set the stupid thing off.

Light turned yellow suddenly? Better floor it so that god damn snapshot doesn't beep at you. Someone cut you off? Snapshot doesn't know that, only knows that you slammed on your brakes. Traffic came to a sudden halt on the interstate? Snapshot says to frick off and run everyone over, unless you want to hear that beep proclaiming you to be a shitty driver.
This post was edited on 6/23 at 9:41 am


Phil A Sheo
LSU Fan
equinsu ocha
Member since Aug 2011
11469 posts

re: Progressive snapshot devices...What has been you experience?
quote:

They really saved is a lot of money. Our rates were reduced 30% after we completed ours. As long as you are a competent driver, it cannot hurt you.


Exactly, These devices are meant to help and that's it. Biggest fear I always hear is the big brother excuse and trust me it's not some nefarious device transmitting all your private info. Why more people do use these are beyond me.


YeahYeah
USA Fan
Member since Jun 2016
1332 posts

re: Progressive snapshot devices...What has been you experience?
quote:

That's not how it works

It was sarcasm...figured the conspiracy part would give that away


Phil A Sheo
LSU Fan
equinsu ocha
Member since Aug 2011
11469 posts

re: Progressive snapshot devices...What has been you experience?
quote:

It was sarcasm


Yes it translates so well via text..

quote:

figured the conspiracy part would give that away


You do realize that this is the OT right? One has to assume that most here are crazy to begin with.


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Chad504boy
New Orleans Saints Fan
Member since Feb 2005
127748 posts

re: Progressive snapshot devices...What has been you experience?
quote:

It was sarcasm...figured the conspiracy part would give that away


yeah but agents hear this shite all day long from grumpy old men who think obama is monitoring where he drives at night.


tom
Baton Rouge
Member since Jun 2007
6971 posts

re: Progressive snapshot devices...What has been you experience?
I had one at one point. I was working mostly from home at the time and drove under 1000 miles a month. Got beeped at maybe 5 or 6 times over the 2 or 3 months. Got no discount. You are giving Progressive free data for the vague promise of a possible discount that almost certainly won't materialize.


BeerMoney
LSU Fan
Baton Rouge
Member since Jul 2012
4604 posts

re: Progressive snapshot devices...What has been you experience?
I had one from Progressive. Saved me some money but not enough to deal with that piece of shite beeping at me every time something stressful happened on the road. (like 7%).

Now I did use the Safeco accident forgiveness which is the same sort of device. Seemed much more lenient on what they considered good driving. If you have an accident then that's the way to go.


YeahYeah
USA Fan
Member since Jun 2016
1332 posts

re: Progressive snapshot devices...What has been you experience?
quote:

obama is monitoring where he drives at night.

I seent them


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Jj283
LSU Fan
Houma
Member since May 2015
637 posts

re: Progressive snapshot devices...What has been you experience?
Both the wife and I had it. Dropped our insurance about 30%. Just don't drive like a pissed off teenager and you should get the discount.


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Chad504boy
New Orleans Saints Fan
Member since Feb 2005
127748 posts

re: Progressive snapshot devices...What has been you experience?
quote:

Now I did use the Safeco accident forgiveness which is the same sort of device. Seemed much more lenient on what they considered good driving. If you have an accident then that's the way to go.


safeco is doing away with the accident forgiveness program going more to a progressive type of system with some changes.

eta: that system was a pass or fail so that's why it was more lenient.
This post was edited on 6/23 at 9:57 am


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