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re: Private Sector vs state employment

Posted on 4/16/24 at 10:31 am to
Posted by Dixie2023
Member since Mar 2023
1400 posts
Posted on 4/16/24 at 10:31 am to
I think state employment was created for those who can’t hack it in the real world. So, depends which you fit into.
Posted by DakIsNoLB
Baton Rouge
Member since Sep 2015
565 posts
Posted on 4/16/24 at 10:33 am to
Like others have said, it's ultimately what you want.

Private sector more pay, likely more hours. Benefits will depend on where you work, but there are private companies with excellent benefits. Raises will be both merit and promotion. Private is dependent on winning work, so there can be some job security concerns at times. Your retirement is self directed; you control your 401(k) and/or IRA.

Public sector: set schedule, less stress but less pay. Lots of holidays even some extra declared holidays. Weather days where you are told to stay home and those are covered. Auto-advancement eventually stops, so you'll stagnate pay wise until you can get an applied for position; it's tough to jump applicants who've been there longer and there's a limit to the number of these positions. Without promotion, there's set raise criteria. Medical and retirement are good but vision and dental you'll have to get on your own; the state doesn't negotiate with a sole source for these. There is an option for a 401k still plan, but it's post tax with no match (the state of LA already contributes 2.3% of all payroll to the retirement fund).
Posted by DakIsNoLB
Baton Rouge
Member since Sep 2015
565 posts
Posted on 4/16/24 at 10:34 am to
quote:

In Alabama, for example, the state does pay into the SS system and you still get your full benefits in addition to your pension.


I'm guessing Alabama state employees have both SS and AL pension taxes taking out of their pay?
Posted by DakIsNoLB
Baton Rouge
Member since Sep 2015
565 posts
Posted on 4/16/24 at 10:36 am to
quote:

I think state employment was created for those who can’t hack it in the real world. So, depends which you fit into.



Too much of blanket statement; there's some that fit that mold, but there's some very intelligent and capable people who work for the state agencies.
Posted by DarthGadget
Member since Jun 2021
100 posts
Posted on 4/16/24 at 10:36 am to
Some really good detailed summations in this thread!

Govt offers stability and a pension, but little career control and miles of red tape. There are the fiefdoms as mentioned, especially in education. If you get on the wrong side of a political appointee, they usually can't fire you, but the can make your life miserable in the extreme...with the idea you will leave on your own.

I know a bridge engineer with a lifetime career-long stream of amazing achievements, that got a new appointed boss late in his career. His last few years were extremely tough; he loved what he did, but was trapped and absolutely miserable at the end of a formerly distinguished career.

Posted by LNCHBOX
70448
Member since Jun 2009
84065 posts
Posted on 4/16/24 at 10:36 am to
quote:


I think state employment was created for those who can’t hack it in the real world. So, depends which you fit into.


He posted in the middle of the work day totally unironically.
Posted by Dixie2023
Member since Mar 2023
1400 posts
Posted on 4/16/24 at 11:02 am to
I guess I haven’t met any. They seem to be scraping the bottom of the barrel.
Posted by whoa
New Orleans
Member since Sep 2017
4566 posts
Posted on 4/16/24 at 11:09 am to
quote:

Actually I’d argue that folks who work for the government are often in a better position than the general public to observe how the government spends its money and offer insight on such.

I agree. I’ve been with the state for 7 years and I fully support cutting the state government workforce in half. I’ve been with 2 different agencies (a smaller one & now a bigger one) and both could easily lose half their staff and continue to operate just fine.

Check our govsalary.com to get an idea of how much some state workers are making. Engineers at places like DOTD do very well and still enjoy the benefits of government work. Plus, you usually get off for weather events & holidays.
Posted by HuskyPanda
Philly
Member since Feb 2018
1717 posts
Posted on 4/16/24 at 11:20 am to
I work as a classified employee for a state agency and though I could get paid more, at times its an easy job and I know my retirement is going to be worth it. What pisses me off the most is that its difficult to move up because some people hold on to their jobs for forever. I'm aware of plenty of higher ups that could retire but just won't.

Posted by shellbeachspeckzzz
nunya
Member since Jan 2024
251 posts
Posted on 4/16/24 at 11:22 am to
If i worked at cpra i would bust my arse everyday as a young engineer. im just passionate about the coast and doing what needs to be done to control it and save it.
Posted by whoa
New Orleans
Member since Sep 2017
4566 posts
Posted on 4/16/24 at 11:40 am to
quote:

What pisses me off the most is that its difficult to move up because some people hold on to their jobs for forever.

Yes. The boomers are not retiring. Work is their identity.
Posted by Woolfpack
Member since Jun 2021
280 posts
Posted on 4/16/24 at 12:27 pm to
The up side of working in government comes after having spent 20-30 years maneuvering into the better positions and of course the retirement benefits. Not many private sector careers you can retire WITH health benefits before normal retirement age. This will matter to you when that time comes.

Now, of course, many states are going broke and the pay/benefit packages are entirely unsustainable. How it all plays out in the coming future remains to be seen.

Something tells me that government workers will figure out a way to continue getting themselves raises and such.

I went into my states DMV office last month and it looked closed. The guy sitting at the front desk said the entire states computers were down since morning and pointed at the exit so I left. I ended up checking reviews on google when I wanted to check the hours. The reviews all said this 50 yo guy doesn’t help anyone and they dated back for years. I went to a different DMV, asked about the computer issue and was told there was no computer issue. Im guessing he reached retirement age and decided he wasn’t doing any more work. Who knows lol.
Posted by KamaCausey_LSU
Member since Apr 2013
14486 posts
Posted on 4/16/24 at 12:57 pm to
quote:

I went into my states DMV office last month and it looked closed

You can't really compare the staffer at the DMV with a civil/environmental engineer at CPRA/DEQ/DOTD.

Sure both are classified state positions (like apples and oranges are both fruit), but the actual workers in these positions and the workload are night and day.
Posted by shellbeachspeckzzz
nunya
Member since Jan 2024
251 posts
Posted on 4/16/24 at 1:15 pm to
What do you mean by that?
quote:

"but the actual workers in these positions and the workload are night and day"
Posted by lsusa
Doing Missionary work for LSU
Member since Oct 2005
4509 posts
Posted on 4/16/24 at 1:38 pm to
quote:

I'm guessing Alabama state employees have both SS and AL pension taxes taking out of their pay?


Yes, they take out SS and pension in Alabama. I believe they take out 7.5% for those who still have the Tier 1 pension. Not sure the numbers for the newer Tier 2 plans.
Posted by cyarrr
Prairieville
Member since Jun 2017
3333 posts
Posted on 4/16/24 at 1:39 pm to
quote:

A footnote to retirement: It doesn't matter if you worked your full 40 quarters in the Social Security system. Once you become vested in the state's pension plan you automatically lose around half of whatever SS benefits you would have gotten had you done anything else but go to work for a state system which does not pay into the federal government's Ponzi scheme


Not quite-

If you have paid into social security 25+ years, a sliding scale is used to determine benefits paid.

At 30 years, you receive full SS benefits regardless of state pension.
This post was edited on 4/16/24 at 2:03 pm
Posted by Stoic Poser
South LA
Member since Apr 2023
334 posts
Posted on 4/16/24 at 1:42 pm to
State employees that leave for “private sector” are leaving to make different large amounts of figurehead c suite money, not usually state analyst lever II leaving for “private sector” billing specialists job at doctor office.
Posted by DakIsNoLB
Baton Rouge
Member since Sep 2015
565 posts
Posted on 4/16/24 at 2:16 pm to
quote:

Not quite-

If you have paid into social security 25+ years, a sliding scale is used to determine benefits paid.

At 30 years, you receive full SS benefits regardless of state pension.


21 to 29 years is the sliding scale. The SS pay out formula has three terms each with a coefficient. The first coefficient is 0.90. This gets reduced to 0.4 with the WEP through 20 years of qualified minimum earnings. It goes up +0.05 for each additional year until topping out at 0.9 at 30 years of qualified minimum earnings.
Posted by BabyTac
Austin, TX
Member since Jun 2008
12076 posts
Posted on 4/16/24 at 2:25 pm to
Some good people start out in state and don’t know the difference. Only people I’ve known to go from private to state were completely worthless and was a last resort.
Posted by cyarrr
Prairieville
Member since Jun 2017
3333 posts
Posted on 4/16/24 at 2:30 pm to
quote:

21 to 29 years is the sliding scale. The SS pay out formula has three terms each with a coefficient. The first coefficient is 0.90. This gets reduced to 0.4 with the WEP through 20 years of qualified minimum earnings. It goes up +0.05 for each additional year until topping out at 0.9 at 30 years of qualified minimum earnings.


Yeah, was trying to recall from memory. I looked into this when considering a position with the state. I just remember at 30 years you pretty much got both.
This post was edited on 4/16/24 at 2:31 pm
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