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Started By
Message
re: Out of network ambulance service billing advice
Posted on 7/14/25 at 1:25 pm to Mingo Was His NameO
Posted on 7/14/25 at 1:25 pm to Mingo Was His NameO
quote:
It’s in the original article that was posted, learn to read
This is just getting sad for you.
1
Posted on 7/14/25 at 1:26 pm to Sun God
quote:highly likely
Was your brain also foggy before the collision
Posted on 7/14/25 at 1:28 pm to Sun God
quote:
Would’ve it been that wild?
What’s the point of this?
Posted on 7/14/25 at 1:28 pm to Cryin Kelly
quote:no way you actually believe we have a ‘capitalist’ healthcare system here in the US
in the capitalist healthcare system
Posted on 7/14/25 at 1:28 pm to tigerbandpiccolo
Picc, I did a little more looking on line (procrastinating at the office) and found that the average billing for an insured person in Cali transported by ambulance is $1,274. I would offer them the difference between what your insurer paid and the $1,274.
Best to you!
Best to you!
Posted on 7/14/25 at 1:29 pm to LNCHBOX
quote:
This is just getting sad for you.
Just stating facts brother. I’d hate for you to continue to waste time, if you read more critically the first time you’d have seen that and been more efficient, which would lead to more time for you to shite post.
You’re welcom
Posted on 7/14/25 at 1:29 pm to tigerbandpiccolo
Always dispute the original bill. NEVER agree that you owe them the original amount. They will record you and try to get you to do it. DON’T.
If you do, you’re fricked of they want it all.
If you don’t, then negotiate the bill or tell them to sue you and a judge will decide what you owe.
They can’t provide a service and then charge you whatever the frick they want UNLESS you agreed to the amount when they contact you to pay.
NEVER acknowledge the amount as legitimate and then negotiate.
DISPUTE it as unreasonable and then negotiate.
If you do, you’re fricked of they want it all.
If you don’t, then negotiate the bill or tell them to sue you and a judge will decide what you owe.
They can’t provide a service and then charge you whatever the frick they want UNLESS you agreed to the amount when they contact you to pay.
NEVER acknowledge the amount as legitimate and then negotiate.
DISPUTE it as unreasonable and then negotiate.
Posted on 7/14/25 at 1:29 pm to tigerbandpiccolo
When they offer payment plans ask them for a prompt pay discount. Healthcare providers are pretty flexible when collecting two year old accounts. Prompt pay discounts are commonplace in the industry. I’m a retired hospital CFO and my Business Office Manager had the authority to give 30% discounts on large accounts without even asking me.
Posted on 7/14/25 at 1:30 pm to tigerbandpiccolo
A couple years ago, same thing happened to me.
I passed out at an event. My argument was, I didn't choose the out of network ambulance. Someone else made the decision. Had I been conscience, I would have told them which ambulance to call, in my network.
They pushed back once, and then dropped it. That was the New Orleans EMT Services. Just keep trying with them. They shouldn't hold you responsible for a decision you didnt make. Keep standing on that!
Good luck.
I passed out at an event. My argument was, I didn't choose the out of network ambulance. Someone else made the decision. Had I been conscience, I would have told them which ambulance to call, in my network.
They pushed back once, and then dropped it. That was the New Orleans EMT Services. Just keep trying with them. They shouldn't hold you responsible for a decision you didnt make. Keep standing on that!
Good luck.
Posted on 7/14/25 at 1:30 pm to IonaTiger
Thank you so so much! Seeing your name on here always cheers me up, thank you for always being so kind and looking out for me!
Posted on 7/14/25 at 1:32 pm to Auburn80
That is really solid advice, I appreciate that.
Posted on 7/14/25 at 1:32 pm to tigerbandpiccolo
It’s always good to see you and anyone from the time I registered in 2006. A lot has gone on and I feel like we’ve been friends since back then though we have never met. I wish you well!
Posted on 7/14/25 at 1:33 pm to tigerbandpiccolo
I retired from fire service but my department ran ambulance. I rode them for 20 years and I’ll admit this is the first time I’ve ever heard of in-network or out of network ambulance services.
Eta: Of course I never dealt with billing
Eta: Of course I never dealt with billing
This post was edited on 7/14/25 at 1:37 pm
Posted on 7/14/25 at 1:33 pm to krewerider
That is encouraging! Thank you so much and I’m glad you were able to get out of that.
Oh and fwiw, I still don’t want socialized medicine. Our medical system is absolutely broken, however.
Oh and fwiw, I still don’t want socialized medicine. Our medical system is absolutely broken, however.
Posted on 7/14/25 at 1:34 pm to tigerbandpiccolo
quote:what are we defining as predatory billing here?
the predatory billing
Posted on 7/14/25 at 1:36 pm to IonaTiger
Cheers to almost 20 years of friendship. I do consider some folks here to be my true, real friends who would do anything for me should I really be in crisis. Even Chicken has helped me out several times behind the scenes with very real family issues. Unfortunately you also have to deal with the trash but C’est La vie! 
Posted on 7/14/25 at 1:43 pm to tigerbandpiccolo
quote:
One of my kids recently broke a limb and they were trying to call the ambulance and I said absolutely not, mama will get us there faster and much cheaper.
It's really sad that's where the middle class is these days. I can relate to this because i told the wife unless i'm having a heart attack you best be driving me 15 miles down the road to in network hospital and not the hospital 2 miles down the road out of network. Not paying 3k or more for a ride. Happened to me 3 years ago started coughing up blood due to an ulcer told her to drive 15 miles up the road because an ambulance drive would have cost a fortune.Yet sitting in the ER waiting to be seen still had to pay 300 out of pocket with full medical benefits i saw 4 people walk in with a cough because they knew it was free for them. Chunk taken out of check biweekly for insurance and still getting worked over when needed with stop in ER then possible hospital stay.
Posted on 7/14/25 at 1:44 pm to tigerbandpiccolo
Seems like under the No Surprises Act you shouldn't have been billed out of network
https://www.healthinsurance.org/glossary/no-surprises-act/
https://www.healthinsurance.org/glossary/no-surprises-act/
quote:
The term "surprise medical bills" is a common reference to "surprise balance billing." Balance billing happens when an out-of-network provider sends a patient a bill for their services, beyond the amount the patient's health insurance approved for the services (In-network providers must accept the health plan's approved amount, as a condition of their network contract with the plan; out-of-network providers have no such agreement with the health plan). Surprise balance billing refers to two types of situations in which the patient has little to no control over whether they're treated by an out-of-network provider. In both of these scenarios, consumers are now protected from receiving surprise bills from out-of-network providers:
Posted on 7/14/25 at 1:45 pm to GeorgeTheGreek
quote:
Ask to pay it off over a few months or tell them to cut the bill in half and you can pay that in full now.
We always pay providers $5 -$10 a month when we get a bill for services we did not receive...and it happens pretty regularly. Never been one of them who was happy about it but when they can not provide dates or provide dates where you can prove you weren't around they have no choice but to accept it.
My dad gets 8-10 fraudulent bills a week in the mail from medical providers. Most of them have never seen him, some have at some point in the past but not in years and some simply over bill hoping to collect something above and beyond what they contracted for. It should be illegal...it is unless you are a health care provider....if a plumber blanket mailed a bunch of people for $25 they could be charged with mail fraud...not so doctors.
Don't bet on being judgement proof. I had a doctor I never saw send me a bill for $9 for years. Amount never changed, always $9. Could not or would not provide dates of service and since I knew I had never seen this doctor I knew I did not owe them $9. It was turned over to several collection agencies and I always told them to provide the dates of service and I would pay immeditely....none ever did because there was no date of service. They'd say they'd get back with me and then 5-6 months later a different one would start in and we would repeat this. This went on for about 10 years. During that time I had bought and sold several houses but for some reason, and somehow, we sold a house about 3 years after we heard from the last of the collection agencies and during closing the closing attorney had a check made out to that collection agency for $9. We eventually paid that fraudulent $9 doctor bill.
Posted on 7/14/25 at 1:58 pm to tigerbandpiccolo
It’s really easy to avoid paying if you really don’t want to.
Just cease all communication with them. They will not do anything except call and send mail and now ding your credit for 7 years which you can explain as “an insurance issue” on everything but a mortgage (then again just have your husband be the main applicant since they can’t ding him). 8 years from last payment the debt falls off your credit (SOL is a full 7 year period, so start of year 8 give or take a few months since not all report monthly)
If you never give them information they got nothing to use against you. Definitely avoid all mentions regarding your employment/income.
Just cease all communication with them. They will not do anything except call and send mail and now ding your credit for 7 years which you can explain as “an insurance issue” on everything but a mortgage (then again just have your husband be the main applicant since they can’t ding him). 8 years from last payment the debt falls off your credit (SOL is a full 7 year period, so start of year 8 give or take a few months since not all report monthly)
If you never give them information they got nothing to use against you. Definitely avoid all mentions regarding your employment/income.
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