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re: Other than a Lawyer or HR person who is someone I can talk to about Short Term Disability?

Posted on 2/24/26 at 5:54 pm to
Posted by NIH
Member since Aug 2008
122919 posts
Posted on 2/24/26 at 5:54 pm to
In babytac’s imaginary world you’re asking for firing by taking short term disability leave.
Posted by lsuguy84
Madisonville
Member since Feb 2009
27405 posts
Posted on 2/24/26 at 5:57 pm to
You’re not the guy who had sex with the dead deer, are you?
Posted by Lefty Diego
West of the Pecos
Member since Aug 2009
732 posts
Posted on 2/24/26 at 6:45 pm to
Just call your provider. It is an insurance policy you pay for. The will contact the doctor with your authorization. Real easy. I did it twice with surgery.
Posted by Gravitiger
Member since Jun 2011
12462 posts
Posted on 2/24/26 at 6:48 pm to
Read your policy, then call the insurer.
Posted by Franticlethargy
I'm always lurking...
Member since Aug 2014
379 posts
Posted on 2/24/26 at 6:58 pm to
You probably would have had to have that as part of your benefits package. Then utilize it as you go out for a few weeks. Short term is pretty standard. You probably have it and don’t know it
Posted by Trevaylin
south texas
Member since Feb 2019
11026 posts
Posted on 2/24/26 at 7:04 pm to
actually its a way for your employer to get tax benefits for paying you while short term 30-90 days unable to work. Some companies will use an insurance policy but that's just a source of funding. ?Issues,,, what impact on your performance rating. what return to service clearance required. does it impact on vacation/personal days off. If layoff occurs, what protections exist? Can you work from home. You will get a substitute w-2 during the period.

talk to hr
Posted by Napoleon
Kenna
Member since Dec 2007
74290 posts
Posted on 2/24/26 at 7:08 pm to
I qualify for full disability but don't want to stop working. But it's tempting. My doctors keep telling me to slow down.
But I just push until I go to the hospital for a week or two then reset.
Posted by Grinder
Member since Nov 2007
2689 posts
Posted on 2/24/26 at 7:39 pm to
Thanks for the replies.

This is for my wife. She’s in the hospital and not doing well.

No pics.
Posted by Gravitiger
Member since Jun 2011
12462 posts
Posted on 2/24/26 at 7:45 pm to
Do you have her power of attorney? Her HR may or may not talk to you about this kind of thing without it.
This post was edited on 2/24/26 at 7:46 pm
Posted by Strannix
C.S.A.
Member since Dec 2012
53736 posts
Posted on 2/24/26 at 7:50 pm to
Talk to an HR Lawyer
Posted by Grinder
Member since Nov 2007
2689 posts
Posted on 2/24/26 at 7:50 pm to
quote:

Do you have her power of attorney? Her HR may or may not talk to you about this kind of thing without it.


I do.
Posted by Gravitiger
Member since Jun 2011
12462 posts
Posted on 2/24/26 at 7:57 pm to
Good. That's the first thing. Again, I would suggest reading the policy very closely before contacting her employer.

I know you said you don't want a lawyer, but $500-1,000 for a couple hours consult may be worth it if she's really sick and you want to make sure it's all done right. These policies are pretty straightforward, but if you don't feel 100% comfortable after reading it, some things are worth outsourcing when you have so much going on.

It's also not the worst thing to go ahead and establish a legal relationship, if this could become a long-term thing and you expect issues with HR. Worst case is they hear your story and say you really don't need an attorney for this right now and then probably won't charge you for the initial.

Point being, no matter what, you want to have a confident opinion of how it works and what should be done before going to talk to them about it.

Source: former employer-side employment lawyer who does not trust HR staff to be competent and ethical. Also did a little insurance defense and don't trust them, either.

ETA: I am very sorry you are having to deal with this. I actually have some limited expert knowledge in this area, and I would still be totally freaked if my wife were seriously ill. I also hope for your and her sake this is not a government employer. They are the worst with HR stuff.
This post was edited on 2/24/26 at 11:44 pm
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
31415 posts
Posted on 2/24/26 at 9:31 pm to
quote:

This is for my wife. She’s in the hospital and not doing well.


Sorry to hear about your wife.

If you are asking if you can file for disability while your wife is sick the answer is no. If you are asking for your wife call the agent or broker. If you do not know who the agent or broker is call HR. They can get you in touch with the right person. Don't make this harder than it is. You have enough on your plate.
Posted by DCtiger1
Member since Jul 2009
11789 posts
Posted on 2/24/26 at 9:35 pm to
What is the elimination period on her STDI? It's either 30, 60 or 90 days. That will determine when she will be eligible to start recieving benefits if her disability qualifies
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
31415 posts
Posted on 2/24/26 at 9:39 pm to
quote:

It's either 30, 60 or 90 days.


Short term eliminations can be shorter than that. There is no need to talk to a lawyer at least not yet. Grinder, call the insurance company.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122195 posts
Posted on 2/24/26 at 9:39 pm to
ChatGPT can steer you in the right direction. Seriously.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
31415 posts
Posted on 2/24/26 at 9:40 pm to
quote:

ChatGPT can steer you in the right direction. Seriously.


Do not consult Chatgpt. This the dumbest advice so far.
Posted by DCtiger1
Member since Jul 2009
11789 posts
Posted on 2/24/26 at 9:45 pm to
Correct, but like you said he just needs to know what the policy provisions are for his wife's policy
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
31415 posts
Posted on 2/24/26 at 9:49 pm to
quote:

Correct, but like you said he just needs to know what the policy provisions are for his wife's policy


That's why he needs to call the insurance company. If he doesn't have a copy of the policy request one. Short Term Disabilty policies are not overly complicated.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122195 posts
Posted on 2/24/26 at 9:50 pm to


You don't have to take its advice and anyone who knows how to use it correctly would absolutely find information that will be useful. You have no fricking clue what you are talking about.
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