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OT lawyers.....

Posted on 1/19/18 at 9:37 am
Posted by ElDawgHawg
L.A. (lower Arkansas)
Member since Nov 2012
3785 posts
Posted on 1/19/18 at 9:37 am
So I'm in NW Arkansas last weekend and a guy rear ends my brand new truck. Damage is minimal... he actually hit my bumper with the sidewall of his front tire.... no scratches and pushed the bumper in about a half inch on the right side.
So he is driving a company truck for a big construction truck in that area. The guy hands me false registration and insurance info. Then he leaves the scene. The trooper finally arrives and they have pulled him over and ticketed him for leaving the scene. Gives me his actual name and address.
My question is, do I bother trying to go through the guy to get it fixed or should I contact the company he works for. We have pics of the truck with website and phone # as well as license plate #.
I have a feeling that they guy is here on a work visa and may not be fully insured but the company should ultimately be responsible if they let him drive one of their trucks??? right?
Posted by Jim Rockford
Member since May 2011
106119 posts
Posted on 1/19/18 at 9:43 am to
Who has the deeper pockets? Hint: It's not the guy giving you fake insurance papers and running from the cops
Posted by BMouzone
Member since Jan 2017
480 posts
Posted on 1/19/18 at 9:45 am to
They're almost certainly responsible for their employee's actions on the clock, but to know for sure you should contact some random guy you see on a billboard out there. They all give free consults (or they should).
Posted by AUCE05
Member since Dec 2009
45426 posts
Posted on 1/19/18 at 9:45 am to
You let your insurance company handle it.
Posted by Obtuse1
Westside Bodymore Yo
Member since Sep 2016
31201 posts
Posted on 1/19/18 at 9:48 am to
The insurance follows the vehicle not the driver.

Just use your insurance company to deal with it, that is what you pay them for. I have never dealt with an at fault insurance company on a personal PD claim.
Posted by Tiger Prawn
Member since Dec 2016
26350 posts
Posted on 1/19/18 at 9:48 am to
When the cop pulled him over, did you get the valid insurance info? If so, contact their insurance. If not, contact the company that owns the truck he was driving. The insurance should be under the company's name if he was driving a company vehicle.
Posted by Tigereye10005
New York, NY
Member since Sep 2016
1592 posts
Posted on 1/19/18 at 9:49 am to
quote:

They're almost certainly responsible for their employee's actions on the clock

And even if he wasn't on the clock, if they gave him authorization to use the truck, they still may be liable.

Ultimately, the answer is: make a claim with both insurance companies. They'll figure out coverage and/or pay it out to settle the claim.
Posted by jbgleason
Bailed out of BTR to God's Country
Member since Mar 2012
20409 posts
Posted on 1/19/18 at 9:49 am to
quote:

Damage is minimal... he actually hit my bumper with the sidewall of his front tire.... no scratches and pushed the bumper in about a half inch on the right side.


Get an estimate before you think it isn’t going to be expensive. You may need new bumper, mounts, crush box, etc. You don’t know until someone gets up under there and looks.
Posted by Tiger Prawn
Member since Dec 2016
26350 posts
Posted on 1/19/18 at 9:52 am to
quote:

Just use your insurance company to deal with it, that is what you pay them for. I have never dealt with an at fault insurance company on a personal PD claim.


No. Try to file against the at-fault's insurance first. Only go through your own insurance if the other at-fault driver's insurance is giving you a difficult time. If you file against your own insurance then you're going to have to come out of pocket with your collision deductible, which would eventually be reimbursed once your insurance subrogates against the other driver's insurance. I'd rather avoid having to come out of pocket unless I have to.
Posted by ElDawgHawg
L.A. (lower Arkansas)
Member since Nov 2012
3785 posts
Posted on 1/19/18 at 9:54 am to
Thanks guys! I'm going to contact my insurance ASAP and let them know what happened. Will proceed from there.
Posted by NIH
Member since Aug 2008
125089 posts
Posted on 1/19/18 at 9:56 am to
Get Gordon. Get it done.
Posted by OysterPoBoy
City of St. George
Member since Jul 2013
45561 posts
Posted on 1/19/18 at 9:57 am to
How many wrecks is this guy getting in where he feels it’s useful to have false insurance and registration?
Posted by PearlJam
NotBeardEaves
Member since Aug 2014
13908 posts
Posted on 1/19/18 at 9:57 am to
First, I'm sorry about the severe and persistent headaches and soft tissue injuries you have experienced. I hope you follow up with as many doctors, chiros and specialists as it takes to return to as close to 100% as possible (knowing deep down you will never be the same). I'm also sorry about the affect this accident has had on your livelihood and marriage.

To answer your question, we will go after both the driver and the company. Just give me a call.
This post was edited on 1/19/18 at 9:58 am
Posted by ElDawgHawg
L.A. (lower Arkansas)
Member since Nov 2012
3785 posts
Posted on 1/19/18 at 10:00 am to
quote:

First, I'm sorry about the severe and persistent headaches and soft tissue injuries you have experienced. I hope you follow up with as many doctors, chiros and specialists as it takes to return to as close to 100% as possible (knowing deep down you will never be the same). I'm also sorry about the affect this accident has had on your livelihood and marriage.

To answer your question, we will go after both the driver and the company. Just give me a cal


Posted by Boudreaux35
BR
Member since Sep 2007
22281 posts
Posted on 1/19/18 at 10:02 am to
Call Morris!

No, Call Dudley and Debosier!

Get yourself paid!
Posted by CoachChappy
Member since May 2013
34335 posts
Posted on 1/19/18 at 10:05 am to
quote:

So he is driving a company truck for a big construction truck in that area.


Are you sure your back and neck don't hurt? Sometimes it takes a few days for these injuries to really start hurting.
Posted by ElDawgHawg
L.A. (lower Arkansas)
Member since Nov 2012
3785 posts
Posted on 1/19/18 at 10:52 am to
Yeah if I wanted to be a prick I'm sure we could get paid. It was snowing and all that crap and the dude obviously had no business driving in those conditions.
All I really want is for my brand new truck to look brand new.
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