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re: My car insurance went down

Posted on 10/2/25 at 8:40 pm to
Posted by Fat and Happy
Baton Rouge
Member since Jan 2013
19521 posts
Posted on 10/2/25 at 8:40 pm to
Right now, the song to your life movie would be “Is this Love” by Whitesnake.

It’s definitely a montage moment in your life
Posted by Hippogrits
Member since Dec 2020
12 posts
Posted on 10/2/25 at 9:05 pm to
State Farm is skyrocketing. I may need to look at Progressive.
Posted by Gee Grenouille
Bogalusa
Member since Jul 2018
7576 posts
Posted on 10/2/25 at 9:15 pm to
quote:

Meaningless without coverage details


Thanks for the feedback.
Posted by GeauxTGRZ
PTal
Member since Oct 2005
4809 posts
Posted on 10/2/25 at 9:23 pm to
quote:

1989

Jeep YJ with the 4.2?
Posted by dallastiger55
Jennings, LA
Member since Jan 2010
33276 posts
Posted on 10/3/25 at 7:02 am to
What are yalls deductible? $500? 1000?
Posted by rattlebucket
SELA
Member since Feb 2009
12597 posts
Posted on 10/3/25 at 7:35 am to
quote:

I’m at $385 for 3, all full coverage


This is still amazing.

I have 3 vehicles, 17 & 20 yr old and me and wife. $820 progressive
Posted by Tempratt
Member since Oct 2013
14937 posts
Posted on 10/3/25 at 7:44 am to
Your coverage was cut.
Posted by biscuitsngravy
Tejas, north America
Member since Jan 2011
3780 posts
Posted on 10/3/25 at 7:50 am to
Amica here also. Big big fan of that company.
Posted by TulsaSooner78
Member since Aug 2025
1045 posts
Posted on 10/3/25 at 9:50 am to
quote:

I have no idea how, but I have progressive, 4 vehicles, and my cost went from 324 to 250ish per month.


It isn't common, but it can happen. Your rate is affected by where you live. Did you move recently?

Or maybe the place where you live all of a sudden became a more safe place to drive. Or vehicle repair costs in your area went down.

There are a lot of factors that contribute to the rate that you pay. Most of the time, movement is up, but on rare occasions, it can go down.

Or, maybe Progressive just made a huge mistake, and they will correct it next month.
Posted by xBirdx
Member since Sep 2018
2353 posts
Posted on 10/3/25 at 1:23 pm to
Should just list in your name. If theywreck it, they borrowed it….
Posted by CONNECTICUTTIGER
RHODE ISLAND
Member since Apr 2006
1153 posts
Posted on 10/4/25 at 2:27 pm to
Been with Amica for auto for almost 40 years and home for 20. Have only had to file maybe 5 claims but it was always the easiest process possible and paid in full very quickly. I would never switch to anyone else.
Posted by ronniep1
Baton Rouge
Member since Mar 2016
649 posts
Posted on 10/4/25 at 2:39 pm to
My insurance went down when I switched from Progressive to Shelter. Between auto and homeowner's, I'm saving $3,000.

I haven't had a homeowner's claim since 1998, and the only auto claim we've had in 10+ years involved a deer jumping in front of my truck at night last November. IMO it was unavoidable, as I had maybe 1 second to react before hitting the doe.
Posted by lsursb
Baton Rouge
Member since Jan 2004
12084 posts
Posted on 10/4/25 at 3:55 pm to
I have liberty mutual and mine is going down almost $400 next year when renewal happens on 11/1/25!
Posted by notiger1997
Metairie
Member since May 2009
61302 posts
Posted on 10/4/25 at 4:05 pm to
quote:

Or vehicle repair costs in your area went down.


When and where has this ever happened?
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