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re: My auto insurance is $615.00 a month and State Farm gave me $113.65 dividend.

Posted on 9/1/26 at 8:00 pm to
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
74735 posts
Posted on 9/1/26 at 8:00 pm to
quote:

Wealthy people don’t need insurance dumb arse. It’s a brainwashing attempt to trap the middle class into giving them money to protect the trash they think is actually valuable.


Last night I experienced secondary embarrassment on a scale I thought would not be surpassed when I read the thread about the guy who took his AI girlfriend on a date.

But only 24 hours later you’ve surpassed it with your pathetic attempt to make everyone think you’re wealthy.
This post was edited on 9/1/26 at 8:06 pm
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 8:02 pm to
It never ends with this dipshit. He can't even keep his story straight half the time, but he is in no way wealthy
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
74735 posts
Posted on 9/1/26 at 8:08 pm to
quote:

It never ends with this dipshit. He can't even keep his story straight half the time, but he is in no way wealthy


The fact he beloved wealthy people don’t protect their investments is enough evidence to tell me that not only is he not wealthy, but I suspect he is either genuinely retarded or a 16 year old kid who has no clue how the world works.
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 8:08 pm to
I can’t. It has my real name in it. I’ll just call the agent tomorrow.

My insurance is actually $630/mo.

I don’t get how this is so piss poor dividend on even one vehicle.

My entire dividend won’t pay for 1 month of 1 car. Just disappointing.

I have auto, home, life and umbrella. It’s like I’m being laughed at when some dork on here that pays $1000 a year gets more return
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 8:10 pm to
It sounds wrong, call your agent and have them confirm
Posted by Upperdecker
St. George, LA
Member since Nov 2014
33933 posts
Posted on 9/1/26 at 8:12 pm to
I have two vehicles with no home and auto discount - roughly $250/month

Edit: I only got $19? They should pay me more for being good drivers and pay OP less
This post was edited on 9/1/26 at 8:19 pm
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 8:19 pm to
He is OOO until Monday.

I dropped him this wonderful note. My agent probably hates me.

Can you confirm the dividend amounts to be paid against my policies? I got one for $113. That’s kind of disappointing considering I pay SF like $630 a month for 2 vehicles and carry the maximum you offer. It’s kind of terrible, actually.

Thanks,
Posted by beerJeep
Louisiana
Member since Nov 2016
39269 posts
Posted on 9/1/26 at 8:25 pm to
Hey man mine is 270 and I got $25
Posted by DiamondDog
Louisiana
Member since Nov 2019
13469 posts
Posted on 9/1/26 at 8:27 pm to
well then I’m an ungrateful jerk.
Posted by VooDude
Member since Aug 2017
3689 posts
Posted on 9/1/26 at 8:35 pm to
How? I drive a high risk sports car and covered out of my arse assuming I don’t crash into a bank vault and light it on fire….and I pay $120 a month.

Work on your credit baw.


Edit after a few thoughts later: you must live in LA. Lotoya’s Altima repairs aren’t going to pay for themselves.
This post was edited on 9/1/26 at 8:37 pm
Posted by junkfunky
Member since Jan 2011
36726 posts
Posted on 9/1/26 at 8:36 pm to
USAA wanted over 1k for me, my wife, and 2 teens.
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 8:37 pm to
I've gotten lots of those, I will appreciate it
Posted by BigNastyTiger417
Member since Nov 2021
5750 posts
Posted on 9/1/26 at 8:41 pm to
State Farm recently had significant increases in rates. Shop around. Allstate (for my situation w/ multiple vehicles) saved me over $400/month while providing better coverage.
Posted by lsudat10
Lexington, KY
Member since Mar 2010
2863 posts
Posted on 9/1/26 at 8:43 pm to
Sounds like you’re upset about paying a small fortune each month for insurance, but your posts are taking it out on free money. Peculiar.

Unsolicited advice: Don’t allow insurance to be a burden on you; you’ll understand it today and it’ll change tomorrow. Make sure you’re paying the least amount for as much coverage as you need. There are so many options.

People who try to think insurance in simple terms of how it’s “supposed” to benefit them end up having their expectations obliterated, they go crazy, and call it a scam, only to find themselves in worse shape than if they would have done some legit research (or call an EXPERIENCED & REPUTABLE insurance agent, TAKE THEIR ADVICE and move on with your life

I DiDnT hAvE cLaiMs WhY iSnT it FrEe?!?!

Dumbasses, the general public
Posted by Deep Purple Haze
LA
Member since Jun 2007
71898 posts
Posted on 9/1/26 at 8:46 pm to
quote:

have $1M/$1M/$1M


Y
Posted by Gee Grenouille
Member since Jul 2018
8554 posts
Posted on 9/1/26 at 8:47 pm to
I gave up on nice vehicles. Can’t afford them or the insurance. It’s not worth it
Posted by achenator
Member since Oct 2014
3338 posts
Posted on 9/1/26 at 8:52 pm to
quote:

have $1M/$1M/$1M


Y

I didn't even think insurance companies would sell you this without going to an umbrella. I have a $3mm overall umbrella with Chubb outside of my other insurances but Allstate limits are much lower
Posted by DCtiger1
Member since Jul 2009
12019 posts
Posted on 9/1/26 at 8:56 pm to
Usually max liability on private passenger autos is 1 mil. Companies have varying minimums on requirements for underlying coverage for umbrellas. Usually 250/500/100
Posted by danilo
Member since Nov 2008
26384 posts
Posted on 9/1/26 at 8:58 pm to
quote:

Mine is $50/month on two vehicles

You obviously aren’t in Louisiana
Posted by Ed Osteen
Member since Oct 2007
59360 posts
Posted on 9/1/26 at 8:58 pm to
Tac is telling the truth because he actually lives in a shitty rental apartment
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