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Posted on 12/30/17 at 11:34 am to redstick13
quote:
Yes and this troll starts a new thread every week about each generation to antagonize the board.
you don't have to open threads you don't like
Posted on 12/30/17 at 11:40 am to windshieldman
quote:
So what generation is a 36 y/o?
I've seen some things they are tweeners called Xillennials. Chick I work with who is 36 is like this -- kind of in the Keeping Up With the Joneses lifestyle like a gen X'er, but a little more level headed than a millennial, although prone to some of the narcissistic social media whoring.
This post was edited on 12/30/17 at 11:42 am
Posted on 12/30/17 at 11:43 am to lsunurse
They teach that class in high school now. I go talk to the classes about things like budgeting
Posted on 12/30/17 at 11:43 am to yellowfin
That's good.
Posted on 12/30/17 at 11:44 am to windshieldman
Millennial
Posted on 12/30/17 at 11:58 am to CoachChappy
quote:
$23K in non-mortgage debt at 40 Year’s old?! Jesus H, how does that happen?
Car notes
Posted on 12/30/17 at 12:00 pm to CoachChappy
quote:
$23K in non-mortgage debt at 40 Year’s old?! Jesus H, how does that happen?
Buy a 40k vehicle with 15k down?
Posted on 12/30/17 at 12:02 pm to lsunurse
quote:
We also started college were living on our own at a time where you could be tailgating at LSU and sign up for a couple credit cards and get stuff for doing so(anyone that went to LSU in the mid to late 90s will know exactly what I'm talking about). Very easy to rack up credit card debt at a young age
So the lure of a free t-shirt was enough to make you sign up for a credit card you knew you couldn't pay off?
Posted on 12/30/17 at 12:06 pm to YeahYeah
quote:
So the lure of a free t-shirt was enough to make you sign up for a credit card you knew you couldn't pay off?
How can you build credit if you don't rack up big credit card debt?
Posted on 12/30/17 at 12:08 pm to Bunk Moreland
quote:
Xillennials
1977-1983
Too young to be a gen x’er, too old to be a millennial
Posted on 12/30/17 at 12:10 pm to go ta hell ole miss
People have been convinced that getting their masters will make them financially more successful in life. While doing so, they are amassing huge amounts of debt along the way. So you get a worthless masters degree that costs you tens of thousands of dollars and leaves you in debt for the next ten years and keeps you from building wealth.
Sad sad !
Sad sad !
Posted on 12/30/17 at 12:10 pm to BOSCEAUX
quote:Mine are 6-14 years old at 45.
45 year old Gen Xer probably has kids ranging in ages from 20 to 10 which are Gen Z
Posted on 12/30/17 at 12:16 pm to Jake88
quote:I'm 42 and mine are 12
Mine are 6-14 years old at 45
Posted on 12/30/17 at 12:16 pm to GreatLakesTiger24
quote:This isn't really a big deal. $200k house with 20% down gets you above that level. A modest car note and student debt can put you way above. Debt is not a problem if you can pay it off.
The study showed that the single most indebted birth cohort in the nation at that time were 44-year-olds, who owed on average $142,077 — most of which was mortgage debt
Posted on 12/30/17 at 12:24 pm to GreatLakesTiger24
quote:
44-year-olds, who owed on average $142,077 — most of which was mortgage debt.
Highlighted the important point for you, you no house having millennial frick.
Posted on 12/30/17 at 12:58 pm to TigerstuckinMS
quote:Xers have about $44,000 more in mortgage debt than boomers did at the same age, but have increasing CC and student loan debt since 2014, 42% think going into debt to handle day-to-day purchases is “just a fact of life.”, and nearly half make partial credit card statements.
Highlighted the important point for you, you no house having millennial frick.
living beyond their means! sad!
This post was edited on 12/30/17 at 12:59 pm
Posted on 12/30/17 at 1:02 pm to GreatLakesTiger24
those numbers don't look so bad, when compared to other generations
non mortgage household debt at 23K isn't bad if you are looking at student loans and two car notes
mortgage debt isn't necessarily bad debt, if most gen X purchased their first home at age 35 or earlier, they would have a great deal of equity. A $142K in debt on a 300K home is a bad thing.
non mortgage household debt at 23K isn't bad if you are looking at student loans and two car notes
quote:
The study showed that the single most indebted birth cohort in the nation at that time were 44-year-olds, who owed on average $142,077 — most of which was mortgage debt
mortgage debt isn't necessarily bad debt, if most gen X purchased their first home at age 35 or earlier, they would have a great deal of equity. A $142K in debt on a 300K home is a bad thing.
Posted on 12/30/17 at 1:34 pm to go ta hell ole miss
Amen, brother.
I can't afford to pay off my student loans...or rather, I'd be a dumbass to.
I can't afford to pay off my student loans...or rather, I'd be a dumbass to.
Posted on 12/30/17 at 1:51 pm to SeeeeK
BS. people in their 40s have kids in elementary through high school.
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