Is there a lower standard for women to get credit cards?

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If I’m a credit card company, and I see a woman with decent credit, I’m offering her a large line of credit. They spend.

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yep

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If I’m a credit card company, and I see a woman with decent credit, I’m offering her a large line of credit. They spend.

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Is there a check box for male and female when applying for a card? Next time, I should accidentally check off female and see if I get a larger limit.

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That’s because a lot of men grew up around men who thought credit cards were for emergency only… I clearly remember my uncle asking his wife “why put it on credit if you got the money to pay”

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I treat my credit card like a debit card. Ensuring it never gets over 10% utilization. Paying before it is due. Reason being is that I get 3%-5% cash back. Doesn’t sound like a lot, but it’s paid for all of my Christmas shopping and more every year.

As someone who works in finance/consumer lending, he's gotta be leaving out some detail like amount of open accounts or % of credit usage. Sex is a factor for insurance, not lending. That is pretty illegal.