- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Insurance story from this week
Posted on 5/21/25 at 2:57 pm to TDsngumbo
Posted on 5/21/25 at 2:57 pm to TDsngumbo
quote:
This has got to be State Farm. Everything you described sounds EXACTLY like State Farm.
state farm has a computer system that was created a week after al gore created the internet.
0
Posted on 5/21/25 at 2:58 pm to Harry Rex Vonner
Insurance companies are required to send cancellation notices for non payment before cancellation 10 days before cancellation. So obviously you missed that. Now should your agent or whoever you used have called you just to make sure? Probably, but they aren't required to.
Strange thing is as an insured you cant just demand how you want to pay
most companies have payment plans or premium financing. Never heard of someone saying yea let me just pay it once every 3 months.
Strange thing is as an insured you cant just demand how you want to pay
most companies have payment plans or premium financing. Never heard of someone saying yea let me just pay it once every 3 months. Posted on 5/21/25 at 2:58 pm to Chad504boy
quote:
if money is owed for a non payment issue, notices go out to the policy holder. end of story.
Several lapse warnings are sent out prior to the cancellation of coverage. I am leaning towards this all being made up.
Posted on 5/21/25 at 2:58 pm to Harry Rex Vonner
When I bought my house, I did similar math on my escrow and thought "this is way too low" so I called, and a clerk confirmed they had fricked up, and adjusted it up. Otherwise, my mortgage payment would have doubled the next year to make up for it.
Posted on 5/21/25 at 2:59 pm to Mingo Was His NameO
quote:
Mingo Was His NameO
I'm sorry you have crotch rot and bed sores and arse bleeding
Posted on 5/21/25 at 2:59 pm to Chad504boy
quote:
if money is owed for a non payment issue, notices go out to the policy holder. end of story.
I just paid a policy premium yesterday on rental I have that's due next week and the insurance has been giving me different forms of notice of the upcoming expiration date for weeks, if not longer
Posted on 5/21/25 at 3:00 pm to Harry Rex Vonner
You’re a fricking moron and an a-hole
Posted on 5/21/25 at 3:00 pm to CaptainsWafer
you're wrong at least 3 times
also not my job to correct your inability to read
also not my job to correct your inability to read
Posted on 5/21/25 at 3:01 pm to iron banks
quote:
Incompetency is more common then not.
Also bad grammar.
Posted on 5/21/25 at 3:02 pm to Harry Rex Vonner
quote:
also not my job to
People who say this a lot usually fricking suck
Posted on 5/21/25 at 3:03 pm to TDTOM
quote:
Several lapse warnings are sent out prior to the cancellation of coverage. I am leaning towards this all being made up.
Exactly they are legally required to and if theres one thing you can bet your arse on they are sending those notices out to avoid any sort of litigation issues.
Posted on 5/21/25 at 3:03 pm to Harry Rex Vonner
quote:
I noticed the error when I got a letter in the mail the police was cancelled "for non payment"
From OP:
quote:
Office manager said okay, and charged me way less than the full annual premium divided by four. Okay, I thought, and paid it.
Not an attorney, but you sound like you would be fun in a deposition.
Posted on 5/21/25 at 3:04 pm to Chromdome35
quote:
Chromdome35
Okay Hillary Clinton lover
As usual, you can't read, since you're literally claiming I wasn't on the phone with my agent's office yesterday.
I know, you hate me because you love Hillary and you hate my anti war politics and you're a racist Democrat
Posted on 5/21/25 at 3:04 pm to deeprig9
quote:
my mortgage payment would have doubled the next year to make up for it.
another good point, when the mortgage company receives notification that their property is not covered, they will give the mortgagee an opportunity to bring the policy up date and they don't do so they will purchase a policy that protects them, not the mortgagee, in the event of damages, and will be tacked on to the mortgage and will probably be more expensive than a typical homeowner policy
Posted on 5/21/25 at 3:05 pm to TDsngumbo
quote:
This has got to be State Farm. Everything you described sounds EXACTLY like State Farm.
You would think so. I would never use State Farm.
But your input is educated.
Posted on 5/21/25 at 3:05 pm to Broyota2
quote:Never heard of quarterly pay?
Never heard of someone saying yea let me just pay it once every 3 months.
Posted on 5/21/25 at 3:06 pm to Weekend Warrior79
quote:
Not an attorney, but you sound like you would be fun in a deposition.
This is what I'm leaning towards the agency knows homeboy is hard to deal with. Policy gets cancelled, tries to claim its not his fault. They wash their hands of him.
Posted on 5/21/25 at 3:06 pm to Harry Rex Vonner
quote:
Okay Hillary Clinton lover
As usual, you can't read, since you're literally claiming I wasn't on the phone with my agent's office yesterday.
I know, you hate me because you love Hillary and you hate my anti war politics and you're a racist Democrat
Not gonna lie. You kinda sound retarded.
Posted on 5/21/25 at 3:06 pm to biglego
quote:
This scenario happens more than you’d think. Someone buys a policy through an agent (or thinks they bought a policy), agent screws up, policy is cancelled or was never even in effect. Then a loss occurs and bam. Person is fricked. Insurance company will never be liable for that. It’s the agent’s fault.
There are E and O policies for this. Errors and omissions.
Posted on 5/21/25 at 3:07 pm to Harry Rex Vonner
quote:
Okay Hillary Clinton lover
As usual, you can't read, since you're literally claiming I wasn't on the phone with my agent's office yesterday.
I know, you hate me because you love Hillary and you hate my anti war politics and you're a racist Democrat
WTF, find one post on this board that I've ever made in support of Hillary??
This post was edited on 5/25/25 at 12:57 am
Page 4 of 8
Back to top
Follow TigerDroppings for LSU Football News