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re: Insurance Premiums set for Double Digit hike:

Posted on 10/24/16 at 6:51 pm to
Posted by rocket31
Member since Jan 2008
41888 posts
Posted on 10/24/16 at 6:51 pm to
$80 a month eh?

You must not make much money
Posted by Halftrack
The Wild Blue Yonder
Member since Apr 2015
2763 posts
Posted on 10/24/16 at 6:56 pm to
I thought insurance was supposed to spread the cost.

If you get cancer and insurers can exclude you or charge you out the a$$, then you die.

Obamacare was supposed to try to get everyone into the system.

Try getting insurance if you have had a heart attack and are not in a group - you can't.
Posted by lsucoonass
shreveport and east texas
Member since Nov 2003
70117 posts
Posted on 10/24/16 at 6:58 pm to
So how does this plan allow for more people to be insured?

I thought that was a goal as well as free insurance for everyone. wasn't that the liberals goal?
Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17918 posts
Posted on 10/24/16 at 7:10 pm to
quote:

Try getting insurance if you have had a heart attack and are not in a group - you can't.


Bull shite, health history has zero effect on insurance premiums or insurability, the only questions they can ask you are your age, and if you use tobacco
Posted by LSUTigersVCURams
Member since Jul 2014
21940 posts
Posted on 10/24/16 at 7:17 pm to
quote:

Bull shite, health history has zero effect on insurance premiums or insurability, the only questions they can ask you are your age, and if you use tobacco


Pretty sure that's only if you're in a group if you're talking about HIPAA

Yeah, I just looked it up. You are wrong.
This post was edited on 10/24/16 at 7:23 pm
Posted by White Bear
Homeless
Member since Jul 2014
17815 posts
Posted on 10/24/16 at 7:19 pm to
And yet folks are foaming at the mouth to vote for HRC. I'm talking working folks nipot the FSA. I no comprendo.
Posted by OweO
Plaquemine, La
Member since Sep 2009
122522 posts
Posted on 10/24/16 at 7:20 pm to
quote:

First one that has really negatively impacted my household budget. This year I have paid about 12k more in healthcare costs than prior, and we have been mostly healthy except for some back issues with my wife.. My premium is 6k of that, and out of pocket for the rest of the 6k. Not one dime of insurance reimbursement.



That's highway robbery..
Posted by Tigerpaw123
Louisiana
Member since Mar 2007
17918 posts
Posted on 10/24/16 at 7:23 pm to
quote:

Pretty sure that's only if you're in a group if you're talking about HIPAA


No, has nothing to do with hippa, part of Obamacare is just that, premiums can not be affected because of health history, so they can no longer ask you health questions, several years ago you were rated based on your health and lots of people still fuss about this , but it is simply no longer true
Posted by RogerTheShrubber
Juneau, AK
Member since Jan 2009
299716 posts
Posted on 10/24/16 at 7:26 pm to
quote:


If you get cancer and insurers can exclude you or charge you out the a$$, then you die.



I've got cancer, and have had no issues with coverage. Even started a new job and new insurance after diagnosis.
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
70096 posts
Posted on 10/24/16 at 7:27 pm to
quote:

Bull shite, health history has zero effect on insurance premiums or insurability, the only questions they can ask you are your age, and if you use tobacco








Wrong again cuck
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
74546 posts
Posted on 10/24/16 at 7:28 pm to
quote:

There is no way on god's green earth that I could spend 10k on healthcare without insurance.

I'd rather just pocket the 10k and come out of pocket the 2 times a year I get sick.



That will work so long as you don't have anything catastrophic happen like a major accident or you get stuck down with a major illness requiring hospitalization and/or surgery. If either of those happen, you're ruined.
Posted by LSUTigersVCURams
Member since Jul 2014
21940 posts
Posted on 10/24/16 at 7:31 pm to
I see what you're saying, but is that for all plans? That might just be for Obamacare plans from the marketplace but I don't know for sure.
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
70096 posts
Posted on 10/24/16 at 7:33 pm to
quote:

I see what you're saying, but is that for all plans? That might just be for Obamacare plans from the marketplace but I don't know for sure.




It's only for exchange plans
Posted by rocket31
Member since Jan 2008
41888 posts
Posted on 10/24/16 at 7:36 pm to
quote:

That will work so long as you don't have anything catastrophic happen like a major accident or you get stuck down with a major illness requiring hospitalization and/or surgery. If either of those happen, you're ruined.




wrong.

all you have to do is get married (major life changing event) which makes you immediately eligible for enrollment outside the normal enrollment period.

and you do not even need the opposite sex to pull it off these days; any guy friend would do as long as he is willing to be homosexual for a few months on paper
Posted by tke_swamprat
Houma, LA
Member since Aug 2004
11213 posts
Posted on 10/24/16 at 7:37 pm to
That sucks. My neighbor doesn't have health insurance bc he would rather pay the fine then pay what his premiums would be.

I only pay $350 a month for a family of 5. But that's through the hospital I work at.
Posted by purpleleaf
Member since Aug 2011
4004 posts
Posted on 10/24/16 at 7:41 pm to
quote:

Worst piece of legislation in my lifetime.


Yet 4 stupid democrats are still down voting.
Posted by Vols&Shaft83
Throbbing Member
Member since Dec 2012
70096 posts
Posted on 10/24/16 at 7:44 pm to
I'm self employed, I've been royally fricked by Obamacare.


Posted by Clark W Griswold
THE USA
Member since Sep 2012
10947 posts
Posted on 10/24/16 at 8:10 pm to
Mine went down $1000 for the year. No complaints.
Posted by bigwheel
Lake Charles
Member since Feb 2008
6491 posts
Posted on 10/24/16 at 8:27 pm to
But 20 million more people , who did not have coverage, now have it at YOUR EXPENSE. frick Hillary & all the democrats
Posted by Amazing Moves
Member since Jan 2014
6174 posts
Posted on 10/24/16 at 8:28 pm to
I also love how the Obama admins spin this excuse as a reason to hike premiums ....for the 3rd year in a row... rather than do away with the system. Its your fault, idiot!

quote:

insurers say patients turned out to be sicker than expected.


The definition of insanity...

17% hike in 2014, 27% in 2015, 30% in 2016 for the same plan with an ever increasing deductible. This'll cause it to go up until providers no longer participate.
This post was edited on 10/24/16 at 8:43 pm
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