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re: If you are terminally ill, would you max out all the credit cards you can, loans, etc. ?
Posted on 4/10/25 at 6:08 pm to LordSaintly
Posted on 4/10/25 at 6:08 pm to LordSaintly
quote:maybe not
Wouldn't they just go after your wife?
But I will
0
Posted on 4/15/25 at 7:22 am to Dadren
quote:
If I tell you I’m borrowing your lawnmower and I absolutely never had any intention of returning it….did I borrow your mower or
So you see no difference between a neighbor and a predatory business that’s a small step above a loan shark?
This post was edited on 4/15/25 at 7:23 am
Posted on 4/15/25 at 7:45 am to JS87
my sister died last July, the IRS is still trying to get their paws into her estate
Posted on 4/15/25 at 8:06 am to guzziguy
It's kinda what people are doing today.
Maxing out "credit" to live like a baller.
Absolutely no intention of paying it all back.
---Kind of like the US govt for the last 80 years.
Maxing out "credit" to live like a baller.
Absolutely no intention of paying it all back.
---Kind of like the US govt for the last 80 years.
Posted on 4/15/25 at 8:16 am to JS87
Nope, I'd kill one of my cousins killer's kids. So he could suffer like my aunt and uncle. And shoot him in the balls so he couldn't reproduce.
Posted on 4/15/25 at 8:20 am to JS87
quote:
If you are terminally ill, would you max out all the credit cards you can, loans, etc. ?
You know liability doesn't die with you, right?
Posted on 4/15/25 at 8:22 am to JS87
And put the burden on my family? Na, I'd make sure my family was taken care of and clock out.
Posted on 4/15/25 at 8:43 am to Roy Curado
This is all correct. Fraud of that nature is a financial crime, and if there is enough money involved they will sue you or your estate, refer you for charges even if you're dying, and/or attempt to claw back their assets.
This post was edited on 4/15/25 at 8:48 am
Posted on 4/15/25 at 9:08 am to EphesianArmor
quote:
.a grand larceny spree just before meeting your Maker?
If you're running up a lot of debt, you won't be meeitng your maker. But you will meet Satan
Posted on 4/15/25 at 10:37 am to Codythetiger
quote:
sounds like they are going to be asking his wife and kids where the money is?
Kids should be safe. Most debtors should only be able to collect from the estate.
But I think in this scenario, the wife is f-ed.
Posted on 4/15/25 at 10:46 am to KamaCausey_LSU
quote:
But I think in this scenario, the wife is f-ed.
Personally for credit cards? The estate is fricked.
The wife only has liability if she is on the accounts. She has no personal responsibility otherwise.
Posted on 4/15/25 at 10:47 am to JS87
Its one of the shittiest things I've ever heard of someone doing but to each their own.
Posted on 4/15/25 at 10:47 am to VABuckeye
quote:
Personally for credit cards? The estate is fricked.
What estate? If someone is running up cards at the end of their life they have no estate.
Posted on 4/15/25 at 10:57 am to jizzle6609
My point exactly.
So, if they're in his name only the family has zero liability for the debt. The credit card debt dies with him.
So, if they're in his name only the family has zero liability for the debt. The credit card debt dies with him.
Posted on 4/15/25 at 11:19 am to JS87
If I had no children or wife, possibly. Normally I agree with paying your debts, but credit card companies are absolute vultures that prey on the weak. I'd probably donate most of it to worthy charities.
Posted on 4/15/25 at 11:23 am to biglego
quote:
I’d also commit some crimes
Me too. I'd buy some marijuana and smoke it.
Posted on 4/15/25 at 11:46 am to JS87
No
Why put a burden on the excutrix or executor?
Why put a burden on the excutrix or executor?
Posted on 4/15/25 at 11:49 am to VABuckeye
quote:
The wife only has liability if she is on the accounts. She has no personal responsibility otherwise.
Some courts may not buy a last minute change in property ownership if an estate is running out of cash.
That house they share may suddenly need a HELOC, or worse a sudden sale if a court thinks the deceased had an actual stake in the property and the estate dips into the negative.
Posted on 4/15/25 at 11:52 am to NYNolaguy1
Agreed. The point is that if there is an estate the liaility for those debts goes to the estate which means the debts would have to be satisfied in full before the wife (or inhertitors) get a cent.
To be clear, we are discussing unsecured debt here. Secured debt is another issue to be dealt with.
To be clear, we are discussing unsecured debt here. Secured debt is another issue to be dealt with.
This post was edited on 4/15/25 at 11:53 am
Posted on 4/15/25 at 4:38 pm to Tempratt
quote:
If you're running up a lot of debt, you won't be meeitng your maker. But you will meet Satan
Heh, maybe. But if it were a toss-up for the guy before the ill-advised deed, maybe it helps slam the Pearly Gates shut on his fingers.
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