How will the Life Insurance Carriers react to Pandemic conditions?

I’m sure they’ll delay and obfuscate paying claims like usual.

My policy has some mass casualty exclusions I think. I seem to remember war for instance . I could see carriers issuing exclusions before raising rates across the board that would be necessary from all the extra claims. Or more likely, a cap of some kind that would limit exposure.

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Then I'd have to hire boosie to expedite my claim...for mere 40% commission.

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You’re free to continue to negotiate with the insurance company directly. This is America

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I’m sure they’ll delay and obfuscate paying claims like usual.

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State Farm didn't do this with my grandmother. My mom got a check written to her 5 minutes after she presented a death certificate

Probably continue business as usual and just not write policies for old people that already had 1 foot in the grave before coronavirus existed

You should go ahead and lock in some extra while you can get cheap premiums. Most people say shite like "I have life insurance at work" and all it is is a final expense policy that covers funeral costs. I don't have any kids yet but went ahead and locked in a $1million whole life policy pretty cheap a few years ago. A year later I was diagnosed with a condition that certainly would have probably caused me to be ineligible for my policy had I waited. My premiums certainly would have been much more had I waited