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Started By
Message
How often do you shop your insurance?
Posted on 7/15/21 at 10:05 am
Posted on 7/15/21 at 10:05 am
I don't do this very often but I called around to shop my homeowners and auto policy and will save almost $500 every 6 months. And no it wasn't Geico.
I switched from Farmers to Allstate.
I switched from Farmers to Allstate.
26
Posted on 7/15/21 at 10:06 am to texasmason
TDsandgumbo or whatever is an agent and makes $3k a day. Give that baw a call.
Posted on 7/15/21 at 10:09 am to texasmason
I did for my homeowners' policy this past year after my premium went up by $1000 due to all of the hurricane-related claims in "the area."
Posted on 7/15/21 at 10:27 am to texasmason
Once it gets to a place I don't feel like paying
Posted on 7/15/21 at 10:29 am to texasmason
A month before my current policy expires.
Posted on 7/15/21 at 10:30 am to texasmason
We just bought a home 2500 ht. USAA is quoting me 2050. I know it vary on my deductible, but everything I selected the agent said that was the normal. This sound high you guys?
Oh an I live about an hour an half north of lafayette La.
Oh an I live about an hour an half north of lafayette La.
Posted on 7/15/21 at 10:36 am to texasmason
quote:
I don't do this very often
have my agent do it every six months
Posted on 7/15/21 at 10:38 am to texasmason
I look about every 6 months. Nobody is beating the rates and coverage I get with State Farm. I went in for a meeting last week with my State Farm Agent.
They told me “you have one of the most complete full coverage policies we have seen in this office”.
Works for me. $363 a month for a 1M umbrella and max coverage, $100 deduct on comp and collision, for insurance on two new vehicles.
Home owners. Like 1/2 and 2%, $400k plus whatever max economic adjustment at full replacement value. Max everything but earthquake. $3,050 a year.
Lake Charles…so yeah, hell weather alley USA.
They told me “you have one of the most complete full coverage policies we have seen in this office”.
Works for me. $363 a month for a 1M umbrella and max coverage, $100 deduct on comp and collision, for insurance on two new vehicles.
Home owners. Like 1/2 and 2%, $400k plus whatever max economic adjustment at full replacement value. Max everything but earthquake. $3,050 a year.
Lake Charles…so yeah, hell weather alley USA.
This post was edited on 7/15/21 at 10:40 am
Posted on 7/15/21 at 10:57 am to texasmason
Is this an ad?
Posted on 7/15/21 at 10:58 am to texasmason
frick insurance companies
That is all
That is all
Posted on 7/15/21 at 10:59 am to 777Tiger
quote:
have my agent do it every six months
:wegotabadassoverheregif:
Posted on 7/15/21 at 11:01 am to texasmason
The last time I did nobody could touch my existing multiple account / good driver discounts already in place.
Posted on 7/15/21 at 11:01 am to texasmason
Just switched to USAA and saved $500.
Posted on 7/15/21 at 11:02 am to Chad504boy
quote:
:wegotabadassoverheregif:
don't get it, my agent does shop around for me, I've got an impeccable driving record and I don't like my premiums going up so I can pay for all of you other reckless deadbeats out there
Posted on 7/15/21 at 11:15 am to DiamondDog
quote:
I look about every 6 months. Nobody is beating the rates and coverage I get with State Farm. I went in for a meeting last week with my State Farm Agent.
They told me “you have one of the most complete full coverage policies we have seen in this office”.
Works for me. $363 a month for a 1M umbrella and max coverage, $100 deduct on comp and collision, for insurance on two new vehicles.
Home owners. Like 1/2 and 2%, $400k plus whatever max economic adjustment at full replacement value. Max everything but earthquake. $3,050 a year.
Lake Charles…so yeah, hell weather alley USA.
I bet I could smoke that
ETA - independent broker here. People coming from State Farm are usually lay ups for us, coverage and premium wise.
This post was edited on 7/15/21 at 11:45 am
Posted on 7/15/21 at 11:17 am to DiamondDog
quote:
“you have one of the most complete full coverage policies we have seen in this office”.
:rotflmao: :rotflmao: :rotflmao: :rotflmao: :rotflmao: :rotflmao: :rotflmao: why, cause they are sleeze bag agents that always quote to beat prices, not compete on coverages. :rotflmao: :rotflmao:
This post was edited on 7/15/21 at 11:18 am
Posted on 7/15/21 at 11:27 am to Jebadeb
quote:
Is this an ad?
Not at all. I was tired of getting screwed over. My insurance increased every 6 months without any claims.
Posted on 7/15/21 at 11:34 am to texasmason
If you see TV commercials for an insurance company on TV 5 times a day every day, guess where the money to pay for those commercials is coming from.
I mean I would totally bone Mara from Progressive, but I ain't paying their rates.
I mean I would totally bone Mara from Progressive, but I ain't paying their rates.
Posted on 7/15/21 at 11:37 am to texasmason
I did once but since I bundled I was getting the best rates possible. Probably won't do it again.
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