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Started By
Message
1
Posted on 6/9/15 at 6:53 pm to Bama and Beer
Whatever I spent the previous month 
Posted on 6/9/15 at 6:55 pm to BabyTac
This baller pays everything cash. no need for a credik card
Posted on 6/9/15 at 7:24 pm to DirtyMikeandtheBoys
At the moment about $550 but will be $0 at the end of the month.
Wife has about $2500 on an interest free card.
Wife has about $2500 on an interest free card.
This post was edited on 6/9/15 at 7:26 pm
Posted on 6/9/15 at 7:26 pm to BabyTac
0 at the end of the month.
Only reason I have a credit card is for the rewards.
Only reason I have a credit card is for the rewards.
Posted on 6/9/15 at 7:26 pm to wheelr
Did you really just screen shite your CC statement?
That's almost as bad as that Arky fan making a fake 1099 to post.
That's almost as bad as that Arky fan making a fake 1099 to post.
Posted on 6/9/15 at 7:31 pm to BabyTac
No need to read the whole thread .. In the past, when these threads get started, the OT carries virtually NO credit card debt, and only owes a tiny bit on its mortgage .. Also, the OT pays for everything in cash and only buys what it needs at the moment in cash .. The OT basically has no debt and are IMPECCABLE money managers .. Did I get it right ??
Posted on 6/9/15 at 7:36 pm to RedHawk
quote:
I don't understand how have a standing balance of $2,000 and paying god knows what in interest is better than $0 balance.
For most credit cards, there is a difference between a statement balance that is reported to the credit bureaus, and a balance that you carry month to month and pay interest on (I say most because I've heard of some sketchier card companies with different terms).
Also, credit utilization ratio is not persistent data, meaning that this is primarily a concern if you intend to apply for credit within the span of a few months.
This post was edited on 6/9/15 at 7:41 pm
Posted on 6/9/15 at 7:37 pm to TigahRag
quote:
and only owes a tiny bit on its mortgage
I wish
Just shy of 187k for me
Posted on 6/9/15 at 7:38 pm to BabyTac
pay off every month
Posted on 6/9/15 at 7:38 pm to TigahRag
quote:
No need to read the whole thread .. In the past, when these threads get started, the OT carries virtually NO credit card debt, and only owes a tiny bit on its mortgage .. Also, the OT pays for everything in cash and only buys what it needs at the moment in cash .. The OT basically has no debt and are IMPECCABLE money managers .. Did I get it right ??
Yep
Posted on 6/9/15 at 7:39 pm to lsunurse
I have no mortgage... Then again I don't own a house 
Posted on 6/9/15 at 7:40 pm to TigahRag
quote:
No need to read the whole thread .. In the past, when these threads get started, the OT carries virtually NO credit card debt, and only owes a tiny bit on its mortgage .. Also, the OT pays for everything in cash and only buys what it needs at the moment in cash .. The OT basically has no debt and are IMPECCABLE money managers .. Did I get it right ??
Yes you nailed it.
As I stated earlier, the OT is a statistical anomaly.
Posted on 6/9/15 at 7:41 pm to BabyTac
None, zip, zero, nada.
Posted on 6/9/15 at 7:42 pm to anc
quote:
Leasing = bad
Leasing a depreciating assest = really bad.
This makes no sense.
Posted on 6/9/15 at 7:43 pm to BabyTac
$0. I only spend what I have in my checking account and pay it off every month.
Posted on 6/9/15 at 7:44 pm to stout
quote:
the OT is a statistical anomaly.
Height, Weight, Debt, ACT Scores, Income, etc. -- the OT has the greatest collection of 98th percentile dwellers in all categories on the internet !
Posted on 6/9/15 at 7:44 pm to BACONisMEATcandy
quote:
I have no mortgage... Then again I don't own a house
Hello fellow renter
Posted on 6/9/15 at 7:45 pm to TigahRag
Oh no, I do have student loans, a mortgage, and a car note :(
This post was edited on 6/9/15 at 7:46 pm
Posted on 6/9/15 at 7:45 pm to TigahRag
quote:
Height, Weight, Debt, ACT Scores, Income, etc. -- the OT has the greatest collection of 98th percentile dwellers in all categories on the internet !
You forgot golf drive distance and bench press.
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