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re: How much credit card debt do you carry?

Posted on 6/9/15 at 12:26 pm to
Posted by PurpGold 14-0
Member since Nov 2012
3801 posts
Posted on 6/9/15 at 12:26 pm to
quote:

Huh?

This isn't even a legit question. Who the hell actually carries a monthly balance greater than $0?



Aren't you 16 or something?
Posted by RedHawk
Baton Rouge
Member since Aug 2007
9654 posts
Posted on 6/9/15 at 12:27 pm to
quote:

10k for my wife and 3K for me


So you have 13K CC debt. Congrats.
Posted by MeatSlingingFool
Maurice, LA
Member since Sep 2014
304 posts
Posted on 6/9/15 at 12:59 pm to
quote:

If most of you posting are married, there's a good chance your wife has a card with a balance that's in both your names. 
If you have kids with said wife, then it's damned near certain b/c she gives into them little frickers' "I want that!" bullshite. 
I was married, and my ex wife has a horrendous cc balance. She can have fun with that. No kids, I'll be thirty five in 2 months.
Posted by Salmon
I helped draft the email
Member since Feb 2008
86164 posts
Posted on 6/9/15 at 1:03 pm to
quote:

If you have kids with said wife, then it's damned near certain b/c she gives into them little frickers' "I want that!" bullshite.


nope

Posted by Slinky
Member since Dec 2013
3118 posts
Posted on 6/9/15 at 1:04 pm to
$0 balance
Posted by Agforlife
Somewhere in the Brazos Valley
Member since Nov 2012
20102 posts
Posted on 6/9/15 at 1:19 pm to
Paid off my last cc last year so only what I use it for on amazon which I pay at end of every month, only debt I carry at the moment is my truck and I double up on it. Took a long time to get that way and I will not go back.
Posted by geauxtigers6492
Admin in Waiting
Member since Jun 2008
3981 posts
Posted on 6/9/15 at 1:31 pm to
$0.00

College Student with a vehicle fully paid.
Posted by JudgeHolden
Gila River
Member since Jan 2008
18566 posts
Posted on 6/9/15 at 1:42 pm to
quote:

$15,706


GTFO. That's for credit cards alone?
Posted by X123F45
Member since Apr 2015
29820 posts
Posted on 6/9/15 at 1:49 pm to
1125.26

Better than when I had 4k in CC debt at all times in college without a verifiable income.
This post was edited on 6/11/15 at 11:50 am
Posted by Walkertiger
Asst. to the Regional Admin
Member since Nov 2007
2348 posts
Posted on 6/9/15 at 1:51 pm to
Disney rewards card. Use my credit like a debit and pay off monthly, get about 1000 points a year which is equal to $1,000 at Disney.
Posted by redstick13
Lower Saxony
Member since Feb 2007
40860 posts
Posted on 6/9/15 at 1:57 pm to
quote:

I was married, and my ex wife has a horrendous cc balance. She can have fun with that. No kids, I'll be thirty five in 2 months.



I can only imagine what my ex's CC debt looks like now. She's used to living beyond her means on a $250k a year salary. Now she has a freeloading boyfriend, doesn't work and has to live on $57k a year.
Posted by Boudreaux35
BR
Member since Sep 2007
22281 posts
Posted on 6/9/15 at 1:59 pm to
$Zero

Actually, right now I don't even have a "creddick" card, which I keep saying I need to do something about.
Posted by BabyTac
Austin, TX
Member since Jun 2008
16636 posts
Posted on 6/9/15 at 2:06 pm to
Same here. I lived like a hobo trying to keep my ex's CC debt under control. We had a great combined salary considering our age at the time, but she couldn't stand not keeping up with the Jonses.

Now she's married to some loser and has a kid. I bet all her means of credit are maxed out.
Posted by Artie Rome
Hwy 1
Member since Jul 2014
8757 posts
Posted on 6/9/15 at 2:07 pm to
Pay it off every month. That's the point. It isn't a fricking mortgage.
Posted by Goldrush25
San Diego, CA
Member since Oct 2012
33963 posts
Posted on 6/9/15 at 2:11 pm to
quote:

Seems after doing a little research the average American household (that carries debt) stands at $15,706.


That is absurd.

Anyway, the problem with a thread like this is that most people with a lot of debt aren't going to admit it to anyone.
Posted by sjmabry
Texas
Member since Aug 2013
18947 posts
Posted on 6/9/15 at 2:14 pm to
quote:

When I was young a stupid I ran up my CC debt and it took me years to pay it down. I spent my 20's running it up, my 30's paying it down,
In my 30's, but a change a coming
Posted by CaptainJ47
Gonzales
Member since Nov 2007
7799 posts
Posted on 6/9/15 at 2:18 pm to
$1100 in interest free balances. About 75k or so in open CC lines.
Posted by jrodLSUke
Premium
Member since Jan 2011
26240 posts
Posted on 6/9/15 at 2:56 pm to
My balance is up to $72,194 with a 22% interest rate. But these morans at my bank just keep billing me for a minimum payment, so its really like having free money.
Posted by wheelr
Banned
Member since Jul 2012
6011 posts
Posted on 6/9/15 at 3:45 pm to
Usually put about $1200/month on my cards and pay them off each month.





This post was edited on 6/9/15 at 3:49 pm
Posted by JeffG20
Member since Sep 2014
622 posts
Posted on 6/9/15 at 6:49 pm to
2,400 with about 10 more months of interest free. Will pay it off before that.
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