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Posted on 12/11/25 at 8:59 pm to fareplay
How much do you stand to lose if you hit a school bus?
Posted on 12/11/25 at 9:16 pm to O
Lots of uninsured motorists in Texas as well.
Posted on 12/11/25 at 10:20 pm to BabyTac
quote:
More of a reason to pay cash for vehicles.
This just continues to prove how fake and dumb you are.
Posted on 12/11/25 at 11:12 pm to fareplay
quote:
I always had the bare minimum but then my buddy who used to work at insurance told me he has 500k medical liability coverage. God damn is this the norm? I pay 1200 a year
Why are you too lazy to create an alter? A few months ago you told everyone about your Porsche. …Now you’re complaining about $1200/yr for minimum coverage?
Posted on 12/12/25 at 9:05 am to BabyTac
quote:
Bare minimum to be legal since 2002 More of a reason to pay cash for vehicles.
Never have made a claim. No accidents.
again...this is how stupid both you and fare play are
so what happens when you get in a wreck and its your fault and the guy sues you because you have minimum liability coverage? especially when it comes to health
so lets say you hurt someone, and you have the minimum 15/30/25
Bodily Injury Liability (per person): $15,000
Bodily Injury Liability (per accident): $30,000
Property Damage Liability (per accident): $25,000
do you think hospital bills arent going to be more than 30k if you hit a car with 3-4 people in there and hurt them seriously?
lets just say its 1 person and they get hurt breaking 2 legs....how much do you think the hospital bill and ambulance ride etc will be? more than 15k I can tell you that...who pays for that extra? not the victim....you do and you will be sued and lose and you will have to pay out of pocket
but hey you are saving money to retire early and pay cash...so you do you. but dont be mad when you lose it all because you were a dumbass
Posted on 12/12/25 at 9:06 am to DCtiger1
quote:
This just continues to prove how fake and dumb you are.
didnt you know man...even at interest rates way below inflation...its smart to pull cash out of an account making 4-5% interest minimum to pay cash for the car
you didnt know? man should have asked someone much smarter with money like Babytac
Posted on 12/12/25 at 9:13 am to High C
Used to work for State Farm, ended up leaving because I felt like such a scum calling and asking another grown man for money all to give me a check.
Can't stand insurance
Can't stand insurance
Posted on 12/12/25 at 9:15 am to fareplay
whatever the max is then a 1MM umbrella
Posted on 12/12/25 at 9:16 am to lsu777
quote:
but hey you are saving money to retire early and pay cash...so you do you. but dont be mad when you lose it all because you were a dumbass
I drive defensively and not like an a-hole. Main reason I’ve never been in a wreck and never will esp one that’s my fault.
Posted on 12/12/25 at 9:19 am to BabyTac
quote:
I drive defensively and not like an a-hole. Main reason I’ve never been in a wreck and never will esp one that’s my fault.
yep, thats all it takes right?
:bow: you heard it here first folks.....follow BabyTac's advice and you will never get in a wreck, ever!!
Posted on 12/12/25 at 9:27 am to lsuconnman
2 things can be true. I’ve driven that car 500 miles since May.
Posted on 12/12/25 at 9:29 am to fareplay
quote:
I always had the bare minimum
There's no way you're this fricking stupid. No way. You have to be trolling with your constant work/money/neighbor dragging her balls on my face posts.
Posted on 12/12/25 at 10:01 am to fareplay
This thread is full of people that have so little confidence in their own driving that they carry coverage above the minimum
Posted on 12/12/25 at 10:08 am to BabyDraco1499
quote:
Used to work for State Farm, ended up leaving because I felt like such a scum calling and asking another grown man for money all to give me a check.
Can't stand insurance
you are not asking them to give you money, you are selling a product and a service.
Posted on 12/12/25 at 10:10 am to lsu777
Just didn't sit right with me. Not saying anything's wrong with it or the people that do it, just me personally I couldn't
Posted on 12/12/25 at 10:14 am to BabyDraco1499
so I assume sales is not your thing then?
nothing wrong with that. It was never my favorite thing either, but i was really good at it in the industrial arena. I didnt like it though, luckily havent had to do anything of the sorts in over half a decade.
nothing wrong with that. It was never my favorite thing either, but i was really good at it in the industrial arena. I didnt like it though, luckily havent had to do anything of the sorts in over half a decade.
Posted on 12/12/25 at 10:19 am to lsu777
Babytac saying he pays cash for his cars as the reasoning behind carrying minimum liability is peak dumbassery.
Posted on 12/12/25 at 10:21 am to DarkDrifter
quote:This. If you have nothing to take, high limits are a waste of your money. I have 1.25 because I don't want someone taking my shite.
Depends on your assets..
Posted on 12/12/25 at 10:24 am to Chad504boy
This thread should be linked next time another complain about rates thread pops up.
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