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re: How many of you go into debt trying to play Santa?
Posted on 12/25/19 at 6:03 pm to 13SaintTiger
Posted on 12/25/19 at 6:03 pm to 13SaintTiger
I have done that in the past but this Xmas I didn’t use any credit cards. Need to buy a house in 18 months
0
Posted on 12/25/19 at 6:42 pm to 13SaintTiger
No debt saved throughout year but I did go over budget
Posted on 12/25/19 at 6:51 pm to 13SaintTiger
No kids or wife. Siblings and I don’t get each other gifts. I just buy for parents and nephews. Don’t take much of a hit each year
This post was edited on 12/25/19 at 7:02 pm
Posted on 12/25/19 at 6:55 pm to 13SaintTiger
We use our credit card points to pay for Christmas. Probably not the most efficient way to do it, but we always run a regular monthly budget for December.
Posted on 12/25/19 at 6:57 pm to 13SaintTiger
Nope. Wife and I spent in total about $100 on each other’s gifts.
Kids got a little more than that. It is what it is.
Everything went on the credit card because we aren’t dumb enough to miss out on travel reward points
Kids got a little more than that. It is what it is.
Everything went on the credit card because we aren’t dumb enough to miss out on travel reward points
This post was edited on 12/25/19 at 7:57 pm
Posted on 12/25/19 at 6:58 pm to 13SaintTiger
I’m getting the sense that your financial boastfulness is probably a trade off for obesity.
Posted on 12/25/19 at 6:59 pm to ForeverLSU02
quote:
your loss. Enjoy growing old lonely
I’m 22. I’m sure I’ll get there eventually. No interest in the slightest for at least ten years though.
Posted on 12/25/19 at 7:09 pm to 13SaintTiger
I didn’t go into debt. I just stretched my 9 year truck note to 12 years. At 8.5% interest, I feel like I’m stealing.
Posted on 12/25/19 at 7:39 pm to 13SaintTiger
We have never gone into debt for Christmas. Christmas doesn't come from a store. Christmas, it seems, means a little bit more.
Posted on 12/25/19 at 7:45 pm to IAmNERD
Glad someone was honest
Posted on 12/25/19 at 7:50 pm to 13SaintTiger
I just let Santa play Santa. He always comes through.
Posted on 12/25/19 at 7:55 pm to 13SaintTiger
No we don’t go into debt
Is this a thing?
I’m confused. If you don’t have the money to pay for something then how can you buy it?
Do some of you people think credit cards isn’t real money?
Is this a thing?
I’m confused. If you don’t have the money to pay for something then how can you buy it?
Do some of you people think credit cards isn’t real money?
Posted on 12/25/19 at 8:31 pm to 13SaintTiger
Despite what I try to do each year, I always overspend. Used to be easy, but the list keeps growing with new spouses & grandkids. Never thought I would succumb to online shopping, but it is just to easy compared to walking the stores. But really much easier to overspend online. So be it, it’s Christmas.
Posted on 12/26/19 at 10:11 am to BigPerm30
quote:Damn, where are you getting such a great rate??
I just stretched my 9 year truck note to 12 years. At 8.5% interest, I feel like I’m stealing.
Posted on 12/26/19 at 10:13 am to tgrbaitn08
quote:
Is this a thing?
They need to "keep up appearances."
Posted on 12/26/19 at 12:00 pm to whitetiger1234
quote:
I don’t have kids! Thank the sweet lord.
We feel the same way about you not having kids.
Posted on 12/26/19 at 12:07 pm to 13SaintTiger
Wife and I probably spent about 200 dollars total on our kids. They get so much shite from both sets of grandparents that we just get each one or two things we know they want and let everybody else play Santa Claus 
Once they get a bit older I’m sure that plan will have to change but for now I refuse to buy presents that will be in a pile in a month.
Once they get a bit older I’m sure that plan will have to change but for now I refuse to buy presents that will be in a pile in a month.
Posted on 12/26/19 at 12:41 pm to 0
quote:
Once they get a bit older I’m sure that plan will have to change but for now I refuse to buy presents that will be in a pile in a month.
It really is ridiculous. Grandparents get them so much that will never be played with again after the first few days. My parents and in laws are great but we have made comments that the Christmas gifts are a little too much.
I always try to get them one big gift that they will use for years - typically an outside toy/thing.
This post was edited on 12/26/19 at 12:42 pm
Posted on 12/26/19 at 12:49 pm to notiger1997
quote:
Everything went on the credit card because we aren’t dumb enough to miss out on travel reward points
I don't understand people saying they paid cash and not putting Christmas gifts on a credit card and just paying it off when the balance is due
Posted on 12/26/19 at 12:53 pm to jchamil
quote:
I don't understand people not putting everything on a credit card and just paying it off when the balance is due
It’s quite literally free money.
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