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How many of you do not live in a flood zone but still carry flood insurance?

Posted on 3/9/16 at 4:51 pm
Posted by ForeverLSU02
Albany
Member since Jun 2007
52585 posts
Posted on 3/9/16 at 4:51 pm
I don't live in a flood zone and I don't have flood insurance.
Posted by Nado Jenkins83
Land of the Free
Member since Nov 2012
66522 posts
Posted on 3/9/16 at 4:51 pm to
Checkin in.
Posted by udtiger
Over your left shoulder
Member since Nov 2006
117177 posts
Posted on 3/9/16 at 4:52 pm to
<<<<< this guy
Posted by tigers win2
Baton Rouge
Member since Oct 2009
3927 posts
Posted on 3/9/16 at 4:52 pm to
I do
Posted by Jimmy2shoes
The South
Member since Mar 2014
11004 posts
Posted on 3/9/16 at 4:53 pm to
Its less than $300 for me but I will be in a flood zone when maps approved. Then probably will not pay for it
Posted by Drop4Loss
Birds Eye Of Deaf Valley
Member since Oct 2007
3967 posts
Posted on 3/9/16 at 4:53 pm to
Riverbend folks dont
But should
Posted by CorkSoaker
Member since Oct 2008
9823 posts
Posted on 3/9/16 at 4:53 pm to
I do on my rental because of its location. It's less than 300 a year.

I don't on my primary residence because there's no way it would flood.
Posted by Bourre
Da Parish
Member since Nov 2012
24244 posts
Posted on 3/9/16 at 4:53 pm to
I do but I'm also a responsible individual
Posted by tigers win2
Baton Rouge
Member since Oct 2009
3927 posts
Posted on 3/9/16 at 4:54 pm to
quote:

Riverbend folks dont But should


That's me..... I do.
Posted by Slip Screen
Magnolia, Texas
Member since Jan 2005
2205 posts
Posted on 3/9/16 at 4:55 pm to
I don't live in a flood zone and have it. I live in NW Houston so we get plenty of rain. Cost/benefit analysis easily drives that decision - it's like $350/year. IMO, not many easier household decisions. Now, if I lived in the Sahara, I'd probably save the $350 (or use it on sand storm insurance).
Posted by Mandocello
Beyond The Sun
Member since Mar 2008
201 posts
Posted on 3/9/16 at 4:58 pm to
As far as I'm concerned, a tidal wave could come down from the clouds.

So this dude carries it, absolutely.
Posted by Hammertime
Will trade dowsing rod for titties
Member since Jan 2012
43031 posts
Posted on 3/9/16 at 4:58 pm to
I don't and I do. Metairie ridge baw. Flood insurance is only $50/yr
Posted by Twenty 49
Shreveport
Member since Jun 2014
21525 posts
Posted on 3/9/16 at 4:58 pm to
Not in a flood zone but I have it. I got it after watching folks in MO flood to the rooftops who were in a 500 year plain or some such shite.

Gladly pay it each year. Less than $400.
Posted by ForeverLSU02
Albany
Member since Jun 2007
52585 posts
Posted on 3/9/16 at 4:59 pm to
quote:

Its less than $300 for me but I will be in a flood zone when maps approved. Then probably will not pay for it

I thought most insurance companies would grandfather you in under your original premiums if you carried flood insurance before being included in a flood zone?
Posted by lsupride87
Member since Dec 2007
112583 posts
Posted on 3/9/16 at 4:59 pm to
quote:

flood insurance is only $50/yr

Are you a liar? I though $300 a year was the cheapest they wrote
Posted by Kajungee
South ,Section 6 Row N
Member since Mar 2004
17033 posts
Posted on 3/9/16 at 5:02 pm to
Live in a flood zone and cancelled mine last month.. $1,200, But I know for a fact this house has never flooded since built 50 years ago.

The main reason for canceling was they refused to remove my ex wife's name from the policy.
Posted by ForeverLSU02
Albany
Member since Jun 2007
52585 posts
Posted on 3/9/16 at 5:04 pm to
After all this shite is over, I'm seriously thinking about getting it
Posted by Black n Gold
Member since Feb 2009
16021 posts
Posted on 3/9/16 at 5:12 pm to
I don't live in a flood zone, but my mortgage company makes me maintain coverage. I would most like be insured even if they didn't.
Posted by lsuhunt555
Teakwood Village Breh
Member since Nov 2008
39043 posts
Posted on 3/9/16 at 5:14 pm to
If my house floods we've got bigger problems than flood insurance.
Posted by DCtiger1
Member since Jul 2009
11925 posts
Posted on 3/9/16 at 5:14 pm to
Do you not have a mortgage?
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