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Message

re: Health insurance is a scam

Posted on 3/21/22 at 1:39 pm to
Posted by Masterag
'Round Dallas
Member since Sep 2014
19975 posts
Posted on 3/21/22 at 1:39 pm to
quote:

Nice subjective standard



i'm not sure what you mean here. i'm against government handouts and wouldn't take one even if i did qualify on principle. i'm not sure what you find humorous about my stance.
Posted by arcalades
USA
Member since Feb 2014
19276 posts
Posted on 3/21/22 at 1:40 pm to
all insurance is a scam. not a coincidence warren buffets first big buy was an insurance company nor that it was the foundation on which he built his empire.
Posted by 777Tiger
Member since Mar 2011
88427 posts
Posted on 3/21/22 at 1:40 pm to
quote:

Isn't the alternative given by Republicans: "we still take your taxes but instead of free stuff, we give you nothing"?

I mean, given those two choices, why would anyone vote to be robbed with nothing to show for it but a gaping b-hole?



reminds me of Joe Paterno's comment about boosters, we wany your dollars but we don't want your two cents
Posted by Masterag
'Round Dallas
Member since Sep 2014
19975 posts
Posted on 3/21/22 at 1:41 pm to
quote:

So what are you angry about exactly?



subsidizing people who get my money to have their kids. how is that not blatantly obvious?
Posted by HoustonChick86
Catalina Wine Mixer
Member since Dec 2009
59132 posts
Posted on 3/21/22 at 1:41 pm to
quote:

ALL insurance is a scam

No it isn't. My mom probably paid $1K into hers and I got $200K when she passed. Made for a nice down payment on a home. It is what she wanted for my kid to have an amazing place to grow up.

I work in life insurance and literally have people taking out $100M on themselves and not paying a dime because of how its set up. I'm sure their families will not complain when they inherit that.
Posted by bee Rye
New orleans
Member since Jan 2006
34381 posts
Posted on 3/21/22 at 1:41 pm to
Tell your wife to bring her own Tylenol so you don’t end up paying $100 per tablet if she gets a headache
Posted by Salmon
I helped draft the email
Member since Feb 2008
85370 posts
Posted on 3/21/22 at 1:42 pm to
quote:

i'll never take someone else's money i don't deserve.



your health insurance is subsidized by those that don't use their health insurance

This post was edited on 3/21/22 at 1:43 pm
Posted by GreenRockTiger
vortex to the whirlpool of despair
Member since Jun 2020
58304 posts
Posted on 3/21/22 at 1:43 pm to
quote:

Isn't the alternative given by Republicans: "we still take your taxes but instead of free stuff, we give you nothing"?

Usually (not always) there are more jobs under Republicans - so if people are working, not so much free stuff is needed - if free stuff is cut out, people need jobs to take care of themselves

However, there are many who don’t want to work for whatever reason, so they get free stuff and keep voting for those that give it to them, instead of just taking care of themselves
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 3/21/22 at 1:44 pm to
quote:

We love our capitalism!



Imagine blaming capitalism for our health care situation.
Posted by LNCHBOX
70448
Member since Jun 2009
88664 posts
Posted on 3/21/22 at 1:46 pm to
quote:

subsidizing people who get my money to have their kids. how is that not blatantly obvious?


I believe your anger should be directed at the person who selected your plan... but you don't seem too big on personal accountability
Posted by Epic Cajun
Lafayette, LA
Member since Feb 2013
36328 posts
Posted on 3/21/22 at 1:47 pm to
quote:

That is a high deductible plan and actually pretty common amount.


Yep, we paid $7,350 out of pocket last year when our child was born. She had a week stint in the NICU, so it could've been much more, but we knew what we were getting into when we decided to have a child.
Posted by Masterag
'Round Dallas
Member since Sep 2014
19975 posts
Posted on 3/21/22 at 1:48 pm to
quote:

your health insurance is subsidized by those that don't use their health insurance



there's a big difference here, they agreed to it!
Posted by Displaced
Member since Dec 2011
32981 posts
Posted on 3/21/22 at 1:48 pm to
quote:

subsidizing people who get my money to have their kids. how is that not blatantly obvious?

You gonna donate your soon incoming child tax credit back to the government?
Posted by LNCHBOX
70448
Member since Jun 2009
88664 posts
Posted on 3/21/22 at 1:48 pm to
quote:

they agreed to it!


You agreed to your costs as well...
Posted by 777Tiger
Member since Mar 2011
88427 posts
Posted on 3/21/22 at 1:49 pm to
quote:

your health insurance is subsidized by those that don't use their health insurance



I fired USAA years ago because my homeowners insurance went from very reasonable to through the roof over night, I called them up to ask wtf? their response(this was right after Hurricane Andrew and before I moved to FL,) was the increased premiums were to subsidize the claims paid out due to Andrew, I told them to GTFO, they chose to live in hurricane alley, not me
Posted by Masterag
'Round Dallas
Member since Sep 2014
19975 posts
Posted on 3/21/22 at 1:56 pm to
quote:

You agreed to your costs as well...



so the fact that i agreed to pay amount x in event of y means i don't have the right to be upset when people who get everything at no cost to them, boosting my costs in the process.

how do you figure that?
Posted by idlewatcher
Planet Arium
Member since Jan 2012
92401 posts
Posted on 3/21/22 at 1:57 pm to
quote:

meanwhile, we have no assistance and i will be stuck paying a $6,000 deductible for labor and delivery, plus another couple grand in doctors appointments and who knows what else they decide we should subsidize.


Be thankful you helped pay for the deadbeats bill!
Posted by Salmon
I helped draft the email
Member since Feb 2008
85370 posts
Posted on 3/21/22 at 1:59 pm to
I think you should focus more energy on getting better insurance honestly, or maybe y'all should have switched to a PPO plan for this year

if you have a HD plan and you and your wife are on the same plan, her deductible will be $3k, not $6k

Posted by Displaced
Member since Dec 2011
32981 posts
Posted on 3/21/22 at 2:00 pm to
Here's my guess to what actually happened:

quote:

after a few minutes of small talk, they proceed to tell me not to forget the diapers or any of the meds you get from the hospital because they're free,

They were probably saying take all the wipes/diapers/cream they give you for the in room crib because you're already paying for it whether you use one diaper or the whole pack. Also take those swaddles and towels, btw.
quote:

and they're so glad to be on medicaid and wic because they have saved so much money and wouldn't have been able to afford it all without assistance.
this part probably didn't happen. People don't openly brag about being on WIC
Posted by Jaydeaux
Covington
Member since May 2005
19538 posts
Posted on 3/21/22 at 2:00 pm to
Medishare. You’re welcome
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