- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Got in my first wreck Wednesday (Rear-ended).
Posted on 7/9/21 at 3:06 pm
Posted on 7/9/21 at 3:06 pm
They say my car is totaled and the guy didn't have insurance.
What can I do in order to get a new vehicle?
Am I f*cked?
Do i have to sue the guy or what?
I paid cash for the car in 2015 (2014 Ford Fusion) so I don't owe anything on it for reference.
What can I do in order to get a new vehicle?
Am I f*cked?
Do i have to sue the guy or what?
I paid cash for the car in 2015 (2014 Ford Fusion) so I don't owe anything on it for reference.
This post was edited on 7/9/21 at 3:08 pm
24
Posted on 7/9/21 at 3:07 pm to BlackAngus
You can legally go take his car.
Posted on 7/9/21 at 3:07 pm to BlackAngus
Lawyer up
Posted on 7/9/21 at 3:08 pm to BlackAngus
ONE CALL
THAT'S ALL!
THAT'S ALL!
Posted on 7/9/21 at 3:08 pm to BlackAngus
Did you have car insurance?
This post was edited on 7/9/21 at 3:09 pm
Posted on 7/9/21 at 3:08 pm to BlackAngus
quote:
the guy didn't have insurance
Tell us you live in Louisiana without telling us you live in Louisiana
Posted on 7/9/21 at 3:08 pm to BlackAngus
quote:RA'ed
Got in my first wreck Wednesday (Rear-ended).
Obviously move to Aggie Board
Posted on 7/9/21 at 3:08 pm to BlackAngus
Did you pay the extra $3.50 on your annual premium for uninsured driver coverage?
Posted on 7/9/21 at 3:08 pm to BlackAngus
quote:
They say my car is totaled and the guy didn't have insurance.
Hope you have collision on your policy or you will be paying out of pocket for a new vehicle.
First step: call your insurance agent
also, suing someone that is too poor to have auto insurance probably won't get you much
EDITED from uninsured to collision because I was wrong
This post was edited on 7/9/21 at 3:21 pm
Posted on 7/9/21 at 3:09 pm to BlackAngus
Do you have insurance?
ETA: collision insurance
ETA: collision insurance
This post was edited on 7/9/21 at 3:10 pm
Posted on 7/9/21 at 3:09 pm to Sun God
Yes
Posted on 7/9/21 at 3:10 pm to BlackAngus
quote:
They say my car is totaled and the guy didn't have insurance
That sucks.
quote:
What can I do in order to get a new vehicle?
Well, do YOU have insurance? If no, why the hell not?
quote:
Am I f*cked?
Depends on response to last question.
quote:
Do i have to sue the guy or what?
Good luck finding a lawyer to take a case with no insurance on the other end. Do you have reason to believe the guy has anything? Most uninsured drivers are uninsured because they can't afford it.
Posted on 7/9/21 at 3:11 pm to redneck
(no message)
This post was edited on 4/19/23 at 7:20 pm
Posted on 7/9/21 at 3:11 pm to redneck
quote:
Hope you have uninsured motorist on your policy or you will be paying out of pocket for a new vehicle.
The coverage you are looking for is collision. Uninsured property damage is the other, but it is rare.
Posted on 7/9/21 at 3:12 pm to BlackAngus
You lucky dog
Posted on 7/9/21 at 3:12 pm to BlackAngus
Another option is to pay out of pocket to have it fixed, if it is fixable. It might cost more than it's worth but nothing requires you to scrap it. You can put whatever money you want into getting it legally drivable. The title doesn't get "totalled" until you sign it over to an insurance company who will then total it legally. As long as you have that title, ain't shite totalled until you say it is.
Posted on 7/9/21 at 3:12 pm to DevilDagNS
Yes I have insurance, but im not going to lie, my wife takes care of stuff like that. Im not sure if I have "uninsured motorist" on my policy or not. Im really pissed but thanks for all the info everyone. Guess ill have to dig deeper into my policy
This post was edited on 7/9/21 at 3:14 pm
Posted on 7/9/21 at 3:13 pm to oVo
quote:
Lawyer up
G wont want anything to do with it if no insurance on other guy
Posted on 7/9/21 at 3:13 pm to deeprig9
Uninsured motorists isn’t going to pay for his car unless it’s a property policy
Posted on 7/9/21 at 3:13 pm to redstickrick
quote:
let me introduce you to a wage garnishment
ETA: a lien
garnishing minimum wages or placing a lien on a 1997 trail blazer will get him a new car in no time....
He may recuperate some money in the future but like I said he will be paying out of pocket for now
Page 1 of 3
Popular
Back to top
Follow TigerDroppings for LSU Football News