re: Going without health insurance

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shotcaller1

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Weird flex

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I don’t sit around and ask people at the bar how much they pay for health insurance.

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Do you also live with your head so far up your arse it's in your throat?

You have to be subsidized to pay $120/month.

I don’t care what other people pay or are forced to pay to not have it. I care what I need to pay or not pay to cover myself and my family.

I provided a data point that someone could use one day when shopping rates or selecting an employer. Nothing you have stated has provided any value to anyone.

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You have to be subsidized to pay $120/month.

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Wrong baw. I weld so I pay for the rest of society

You gotta get off that Obamacross where you pay for everybody else

The government believes that it's only unaffordable if it's more than 9 percent of your monthly income.

$343 a month in premium would be unaffordable if your income was less than $3,811.12 a month, or $45,733 a year.

$48,560 is the most you can make in 2019 for a family size of 1 and not get any subsidy.

If medicine wasn’t such a for profit industry the costs wouldn’t be so bad!!!

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You’re playing with fire not having anything. I was a healthy 33 year old when I had to have emergency surgery to remove a badly infected appendix

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I almost died from a ruptured appendix at 14. I spent almost 3 months in the hospital. Bills were over half a million I think my dad said.

As a healthy about to be 32 year old, don’t go without if you can afford it. I did and was in a major car accident. Cratered the windshield with my head, bunch of staples and stitches, broke my femur, lacerated liver and kidney, collapsed a lung... Luckily, I was working and in a company owned vehicle when it happened and workers comp covered it. Would have been like 250k just for the first week of treatment... Quite the ordeal. Spent a week in the hospital. Ended up having 2 months of rehab and more surgery on the leg 6 months later. No telling what the final cost was... The helicopter ride alone was like 38k.

eta: The last time I stepped into a hospital as a patient was as a 7th grader with a concussion. Never had more than a bad cold, so I thought I was basically bulletproof too... It can happen at the snap of a finger and your world is fricked.

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I'm in business for myself.

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If you can spare a couple hours out of your day then, look into driving a bus for a public school. And I'm not even kidding.

Many school districts offer full-time benefits for part-time work. School-provided health insurance is an outstanding perk. Many retirees do it just for the insurance.

I oversee a large trauma program in one of our major cities. Almost weekly I see patients that have canceled their insurance for various reasons. My opinion is that you can only control so much and sometimes shite happens despite being young and healthy.

My advice would to at minimum get some form of catastrophic insurance for these situations. Many people do not realize the cost of medical care out of pocket and one serious MVC can cost you than you may realize.