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Started By
Message
re: frick Wells Fargo. Any suggestions for a new bank?
Posted on 7/12/15 at 6:11 am to goldennugget
Posted on 7/12/15 at 6:11 am to goldennugget
I have an idea, get your credit limit raised to a normal amount. I would think even a 18 year old with shitty credit would have a $2,000 limit for emergencies. What the hell is $900 going to do for you.
Posted on 7/12/15 at 6:14 am to goldennugget
It would be hilarious if you somehow were caught not paying the Washington state use tax after all that.
Posted on 7/12/15 at 6:30 am to goldennugget
They won't mind you leaving, it probably cost them money to have you as a customer.
Posted on 7/12/15 at 6:32 am to goldennugget
One thing is true about human nature people in general can't bare pointing the finger at themselves when they frick up as, in this case...
Why didn't you draw out some cash before you left on this six hour tour then you wouldn't have had any problems at all?
Blaming the bank for policies you agreed and signed off on when you opened up the account makes you look foolish and stupid.
Stupid...
Why didn't you draw out some cash before you left on this six hour tour then you wouldn't have had any problems at all?
Blaming the bank for policies you agreed and signed off on when you opened up the account makes you look foolish and stupid.
Stupid...
Posted on 7/12/15 at 6:42 am to goldennugget
Pretty sure my chase daily debit card limit is $5,000. I've also had to temporarily raise it before for a large purchase, and they did a 1 day increase over the phone, no problem
This post was edited on 7/12/15 at 6:43 am
Posted on 7/12/15 at 6:54 am to goldennugget
If you have a 5 hundo limit I doubt they will miss your business
Posted on 7/12/15 at 6:59 am to goldennugget
USAA. Their customer service is excellent.
Posted on 7/12/15 at 7:04 am to goldennugget
but they have a two mommies commercial so nothing else matters
Posted on 7/12/15 at 7:05 am to Sellecks Moustache
quote:
quote:
USAA
fricking awful.
I'd suggest Wachovia.
You must be kidding. Wachovia is now Wells Fargo. They were bought out several years ago.
Wachovia was the best but give had no dip in customer service since the buyout.
To OP piss poor planning on your part does not constitute a frick up on the banks part.
Posted on 7/12/15 at 7:22 am to goldennugget
Dude, get a real fricking credit card with a serious limit and pay off the balance every month. Also, earn rewards.
Posted on 7/12/15 at 7:32 am to PrivatePublic
Something seems fishy about this story. Also, who goes to the store to buy any type of electronics these days, let alone drives 6 hours round trip. You could have found a better deal online and saved yourself $200 and 6 hours.
Posted on 7/12/15 at 7:42 am to goldennugget
OP -
I would seriously consider this option with whatever you do -
Use credit card for all purchases. Pay off with checking account at the end of each month.
You will build up your credit quickly, and your credit card company will reward your use by raising your credit limit.
I don't know how old you are, but as others have said, unless you're still a teenager, you should have higher than a $900 credit limit. You'll need more credit to purchase a house one day.
Not to mention, you can build up points on particular credit cards to get discounts, cash back, or airline miles.
I would seriously consider this option with whatever you do -
Use credit card for all purchases. Pay off with checking account at the end of each month.
You will build up your credit quickly, and your credit card company will reward your use by raising your credit limit.
I don't know how old you are, but as others have said, unless you're still a teenager, you should have higher than a $900 credit limit. You'll need more credit to purchase a house one day.
Not to mention, you can build up points on particular credit cards to get discounts, cash back, or airline miles.
This post was edited on 7/12/15 at 7:43 am
Posted on 7/12/15 at 7:48 am to goldennugget
It's a debit card, if you have the cash in your account you can spend it all if you want to, there is no limit. I am calling bullshite on your story. Your either lying or your broke.
Posted on 7/12/15 at 8:16 am to goldennugget
quote:
Saved like $160 bucks
You wasted 6 hours plus gas for that? My time is worth more than that
Posted on 7/12/15 at 8:22 am to Royal
Most banks actually have a $500 or $1000 "debit" limit on cards per day.
However, if you pressthe good ole red button and process as credit you can spend 1500..2500...or 5000(with Chase and some others)
I have a feeling OP, you were entering your PIN for some silly reason instead of just running it as credit.
However, if you pressthe good ole red button and process as credit you can spend 1500..2500...or 5000(with Chase and some others)
I have a feeling OP, you were entering your PIN for some silly reason instead of just running it as credit.
Posted on 7/12/15 at 8:34 am to SomethingLikeA
This and Amazon are the correct responses to this ridiculousness
Posted on 7/12/15 at 8:37 am to HempHead
quote:
If you or a direct ancestor served in the military, USAA is far and away the best to go.
Had them for years and agree.
Posted on 7/12/15 at 8:37 am to goldennugget
quote:
Thankfully the Microsoft Store gave me a small discount to bring the price to where I only needed to use $499 on the debit card. If not I would have driven 3 hours for nothing
If anything, this is really cool of them
Posted on 7/12/15 at 8:42 am to MykTide
limit is for safety reasons, so your account don't get drained if the card gets compromised.
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