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re: Flood participants- what stage is your house in now?

Posted on 10/3/16 at 2:13 pm to
Posted by John Wayne
Baton Rouge, La
Member since May 2007
958 posts
Posted on 10/3/16 at 2:13 pm to
I live in that same area. A block off of Carolyn Drive.

I received my "Notice of Substantial Damage" from the City of Denham Springs yesterday. Having anticipated this coming, I'd already hired an appraiser to do an appraisal on the house only at pre-flood condition. I'm awaiting that any day now. But i'm pretty sure that the value given on the letter is quite a low ball number.

With regards to the number they gave for damages/repairs, it's a little high but close to what two contractors have already given me. And those numbers weren't "low ball". They were to repair to the house to it's exact as-built, pre-flood condition.

I'd advise anyone that may be at risk of being labeled as having Substantial Damage to hire an appraiser to get a more accurate value on your structure.

Do not leave it to them to determine your values.
This post was edited on 10/3/16 at 2:14 pm
Posted by TigerRagAndrew
Check my style out
Member since Aug 2004
7262 posts
Posted on 10/3/16 at 2:21 pm to
Still waiting on insurance. Adjuster visited August 18th. I called and reported the claim Saturday August 14th.

Talked to him Friday and it sounded like he had just started working on the claim

Posted by andrewm
Member since Aug 2016
90 posts
Posted on 10/3/16 at 2:27 pm to
You are correct. If you receive a substantial damage letter and you disagree, definitely appeal it using more detailed information.
Posted by labratz
Member since Nov 2014
128 posts
Posted on 10/11/16 at 12:22 am to


Our house is now dry...

Still waiting to get a permit the BFE change the year after the house was built. Not sure if we will need to elevate yet because we did built higher than required, but we do not know if it is high enough.

We got insurance adjusters report on Friday. Hope to start moving forward soon.


This post was edited on 10/11/16 at 12:24 am
Posted by TB69
Member since Oct 2008
331 posts
Posted on 10/11/16 at 10:56 pm to
House gutted and dry. Replaced insulation. Bent over and hired a contractor because wife wanted to rip out some load bearing walls and the problem with finding someone willing to do just that. Have permit. Waiting on insurance payment. Self funding for now. Work is slow waiting on subs but since I'm waiting in insurance not in a big hurry. Cabinets are the big deal. I saw that bs about chase so glad I have a contractor but I could sub the work for 1/2 what I am paying.
Posted by kingbob
Sorrento, LA
Member since Nov 2010
71131 posts
Posted on 10/11/16 at 10:58 pm to
Still waiting on FEMA/the Parish to tell us if we're going to have to raise our house or not. Until then, we're in limbo. If they say we have to raise it, it means we'll be tearing it down and maybe never rebuilding.
This post was edited on 10/11/16 at 11:00 pm
Posted by Jim Rockford
Member since May 2011
106013 posts
Posted on 10/12/16 at 12:06 am to
SO is back in her house, with no interior walls and no floors. Trying to determine if she can stay there while the contractors work or if she'll have to move.

This is from the March Northshore flood BTW.
Posted by TakeAGander
Baton Rouge
Member since Jun 2010
584 posts
Posted on 10/12/16 at 4:53 am to
We received our insurance settlement paperwork this past Friday. We estimate it will be another 6 weeks before we will recieve our first draw from the mortgage company. Outside of our house being stripped to the studs, nothing else has taken place.
Posted by Martini
Near Athens
Member since Mar 2005
49696 posts
Posted on 10/12/16 at 6:48 am to
I know a lot of people still waiting but I do know one friend who got the full 250k ups to him yesterday. First one I have heard of that 1/ got paid and 2/ got paid in full.

It will cost him the full amount to rebuild.
Posted by Hunter82378
Louisiana
Member since Dec 2014
846 posts
Posted on 10/12/16 at 8:22 am to
Anyone looking for cabinet work can hit me up! I just delivered a job for a guy I met on the rant. I'm from Opelousas but will help out flood victims . Also I don't price gouge like some of the other I've heard about.
Quirk82378@aol.com
Posted by ProudLSUMom
Member since Sep 2007
3334 posts
Posted on 10/12/16 at 8:35 am to
quote:

Anyone looking for cabinet work can hit me up! I just delivered a job for a guy I met on the rant. I'm from Opelousas but will help out flood victims . Also I don't price gouge like some of the other I've heard about.
Quirk82378@aol.com




Do you have a Facebook account? If you post on the Rebuild Ascension Support page and the Louisiana Flood Rescue page you will probably pick up some business.

If you don't have a Facebook account, ask someone who does to post for you.
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