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Started By
Message
re: First car accident - OT advice requested
Posted on 3/14/19 at 4:27 pm to NotoriousFSU
Posted on 3/14/19 at 4:27 pm to NotoriousFSU
quote:
But, what, you wanna assume I’m racist or something because I included a little too accurate of a description?
Easy now, youre the one that fricked up, not us
1
Posted on 3/14/19 at 4:28 pm to NotoriousFSU
quote:
I assume that was the only noticeable damage, so we both agreed it wasn’t worth filing a police report or insurance (probably a mistake on my end)
Even if you don’t plan to file for the damage, ALWAYS file a police report for an accident.
Source: I’m a claims adjuster
Posted on 3/14/19 at 4:29 pm to Parmen
Matters because I’m not going to handle that situation the same if it’s some 16 year old high school punk or some 35 year old bmw driving prick. She was old, fat and black. That’s a rough hand. Probably more broke than me too, so my reaction took all those things into account.
Posted on 3/14/19 at 4:30 pm to BamaFan89
Too late to file a police report now tho, right?
Posted on 3/14/19 at 4:32 pm to NotoriousFSU
quote:
Matters because I’m not going to handle that situation the same if it’s some 16 year old high school punk or some 35 year old bmw driving prick. She was old, fat and black. That’s a rough hand. Probably more broke than me too, so my reaction took all those things into account.
Racist. You sound trashy af.
Posted on 3/14/19 at 4:33 pm to NotoriousFSU
Report it to your insurance company. If the other driver decides to sue, you will be protected (somewhat—as you didn’t have a police report helping your case).
Even though it may have been her fault, you have nothing official stating this now, and you don’t want your insurance company to get blindsided and you possibly not being covered in a suit because you didn’t report it.
Always file a police report, even if no damage...there are many litigious people out there...it is to protect you.
Even though it may have been her fault, you have nothing official stating this now, and you don’t want your insurance company to get blindsided and you possibly not being covered in a suit because you didn’t report it.
Always file a police report, even if no damage...there are many litigious people out there...it is to protect you.
Posted on 3/14/19 at 4:33 pm to keyboard_warrior9
Agreed, but is it so unnecessary to give a description of the other person? Would it be just as unnecessary if she wasn’t fat, black and old?
Posted on 3/14/19 at 4:34 pm to NotoriousFSU
quote:
Too late to file a police report now tho, right?
It would depend on your jurisdiction, but I would think so.
Posted on 3/14/19 at 4:35 pm to NotoriousFSU
NEVER EVER NOT GET SOMETHING FROM THE POLICE OR AT MINIMUM CONTACT YOUR INSURANCE.
Posted on 3/14/19 at 4:35 pm to BamaFan89
Alright thanks for the advice.
Posted on 3/14/19 at 4:36 pm to NotoriousFSU
Call Gordon ASAP.
ER trip, then hit the chiropractor weekly.
ER trip, then hit the chiropractor weekly.
Posted on 3/14/19 at 4:37 pm to NotoriousFSU
If it makes you feel any better you probably totally made her day whenever you agreed to not call the cops.
Posted on 3/14/19 at 4:38 pm to NotoriousFSU
Always get a police report when you know the other driver is at fault, especially when...
Good luck getting her to answer your call now if you try to pursue it. And if you didn’t get her insurance info when yall exchanged info, you might as well just chalk this up as an L
quote:
but seemed broke af based on the car she drove so really don’t even know if she has insurance or the means to pay for what damage she caused
Good luck getting her to answer your call now if you try to pursue it. And if you didn’t get her insurance info when yall exchanged info, you might as well just chalk this up as an L
Posted on 3/14/19 at 4:38 pm to NotoriousFSU
You sound stupid
Posted on 3/14/19 at 4:40 pm to Honkus
Retweet
Posted on 3/14/19 at 4:40 pm to NotoriousFSU
It's a 99 4runner. It's basically totaled now.
Posted on 3/14/19 at 4:43 pm to NotoriousFSU
quote:
or just leave it be and get it taken care of on my own dime or leave it be?
This.
You had the chance to get a police report OR at least take pictures of both your car and hers.
By now it's your word against hers.
Posted on 3/14/19 at 4:43 pm to NotoriousFSU
quote:
we both agreed it wasn’t worth filing a police report
You just learned a life lesson.
Posted on 3/14/19 at 4:43 pm to Honkus
Thought about that one immediately. I grabbed my phone and started recording the audio when I got out of the car so I have the whole conversation. I asked her if she was okay, and if her neck or head hurt. She said she was fine. No worries.
Posted on 3/14/19 at 4:44 pm to NotoriousFSU
quote:
I could have pressed for insurance and a police report, but also not trying to have my insurance go up
Your insurance isnt gonna go up if she was at fault. And you make the claim against her policy and you won’t even have a deductible. But without a police report, you’re probably out of luck unless you have her insurance policy info to make a claim and hope she tells her insurance the same story you do since you don’t have a police report to back you up if she tells her insurance something different than you do.
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