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re: Fannie Mae and Freddie Mac to adopt more "INCLUSIVE" and "EQUITABLE" credit scores
Posted on 12/6/25 at 11:37 am to SDVTiger
Posted on 12/6/25 at 11:37 am to SDVTiger
quote:
Trigger leads. They make a killing especially if you have good credit you will get crushed by lenders
Oh absolutely. I can’t fricking stand it.
0
Posted on 12/6/25 at 11:51 am to tiggerthetooth
This post was edited on 12/6/25 at 11:52 am
Posted on 12/6/25 at 12:19 pm to tiggerthetooth
here we go gif.
This post was edited on 12/6/25 at 12:20 pm
Posted on 12/6/25 at 12:59 pm to wadewilson
quote:
You know how much money his banking and wall street daddies are gonna make off the fricking bundled CDO's?
No.
Posted on 12/6/25 at 1:27 pm to Penrod
quote:
Paywall. Can you post text?
I’m surprised if the Trump Administration is letting this happen.
Trump administration is behind this, basically it allows rent/utilities/student loan payments to count toward your credit score, more people who have made on time payments will now qualify. From the article-
quote:
The FHFA under the Biden administration had proposed moving to a bi-merge credit reporting system, which TransUnion has said could hurt borrowers with poor credit.
In ordering Fannie and Freddie to start accepting VantageScore 4.0 in July, Pulte said the FHFA would stick with tri-merge reporting, for now.
Posted on 12/6/25 at 2:05 pm to funnystuff
quote:
Clickbait headline.
They’re going to start incorporating things like utility payment reliability into the mortgage evaluation process. It allows them to reach people who might have never opened up a formal line of credit, but who still reliably pay their debts. The purpose isn’t inclusivity or equitability, the purpose is money.
Thanks for doing the legwork on this.
The reality of this is far different than the bullshite OP title and the tweet. That reality is something that should have always been taken into account, but the credit industry doesn't like the idea of people being able to create positive credit growth without use of their tools (read: issuance of debt through credit cards, loans, etc).
Posted on 12/6/25 at 2:19 pm to SDVTiger
Sun prime mortgages is what caused it .
The huge bailout thst caused Fannie Mae and Freddie Mac to a lesser extent bail out all of these mortgages and refinance them all at the cost to the American people. Not to mention the companies they sub contracted to run the programs. I wouldn’t want felons, drug dealers, prostitutes working the phone lines and handling my “mortgage crisis”
The huge bailout thst caused Fannie Mae and Freddie Mac to a lesser extent bail out all of these mortgages and refinance them all at the cost to the American people. Not to mention the companies they sub contracted to run the programs. I wouldn’t want felons, drug dealers, prostitutes working the phone lines and handling my “mortgage crisis”
This post was edited on 12/6/25 at 2:20 pm
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