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re: Did You Ever Live Paycheck to Paycheck?
Posted on 1/24/23 at 8:05 pm to SaintlyTiger88
Posted on 1/24/23 at 8:05 pm to SaintlyTiger88
Yes, as an E-3 in the Air Force with spouse and a kid in 2005.
1
Posted on 1/24/23 at 8:07 pm to sjmabry
I remember the stink it raised when a few sailors applied for food stamps and actually qualified under the existing guidelines at that time.
This post was edited on 1/24/23 at 8:12 pm
Posted on 1/24/23 at 8:09 pm to mikelbr
quote:
Not at all. That's how shite goes if she's the domiciliary parent.
50/50 is not as common as the OT wants people to think and it's incredibly hard for dads to pull it off unless living in the same zip code and have support(new wife, parents, siblings, etc).
So yea, a good dad who's divorced is often in this exact predicament.
I have been in his shoes for 11 years now. Counting down the payments.
Contest the divorce. Be legally separated. Unless you are the one who fricked up. Then there's no contesting.
That's how I understand it (in Georgia).
Thus my comment "You must have fricked up".
Posted on 1/24/23 at 8:10 pm to Bama Bird
I didn’t really mind living paycheck to paycheck, I guess because I didn’t know any better. I learned to budget and how to stick to one, got creative with meals, and developed some good habits.
Posted on 1/24/23 at 8:10 pm to SaintlyTiger88
Yes, I somehow made it through college on like 1k a month. 
Posted on 1/24/23 at 8:14 pm to TomJoadGhost
quote:
I didn’t really mind living paycheck to paycheck, I guess because I didn’t know any better. I learned to budget and how to stick to one, got creative with meals, and developed some good habits.
I'd agree with that. It's something I needed to learn, but something I carry with my family to this day. I try not to be disastrously frugal but I'm definitely shaped by my past
Posted on 1/24/23 at 9:42 pm to deeprig9
quote:
You must have really fricked up.
That’s just Louisiana law.
Posted on 1/24/23 at 9:44 pm to SaintlyTiger88
Yes. And that was a losing battle
Posted on 1/24/23 at 10:00 pm to SaintlyTiger88
I’m sorta doing it now. I have 3 kids in daycare and 2 of them are also in speech therapy. Nearly half my paycheck goes towards those 2 things.
We also had to replace our central AC system in our house and my daughter had to surgery around the same time that was going on. That wiped out most of our savings. Things are pretty tight right now but I keep telling myself that it’s only temporary.
We also had to replace our central AC system in our house and my daughter had to surgery around the same time that was going on. That wiped out most of our savings. Things are pretty tight right now but I keep telling myself that it’s only temporary.
This post was edited on 1/24/23 at 10:07 pm
Posted on 1/24/23 at 10:33 pm to SaintlyTiger88
quote:
Did You Ever Live Paycheck to Paycheck?
Yes, in college, and thereafter for a bit when I was young and trying to establish myself in the work world.
quote:
What was life like for you during that time?
I didn’t know any better, as everyone I knew pretty much did the same. Few did I know who had parents or a job that early in life that got them past that point right out the gates.
quote:
How were you able to get out of that cycle?
Work hard, and get a reputation for working hard, and in sales, it pays off in commissions and in getting better opportunities.
Posted on 1/24/23 at 10:35 pm to SaintlyTiger88
My wife and I make top 5% household income money and force ourselves to live paycheck to paycheck
Posted on 1/24/23 at 10:40 pm to SaintlyTiger88
Yes but not for too long at least at a lower end anyway, but hell even now we try to avoid spending more than we take in in a given month regardless of how much we make or have in savings.
Posted on 1/24/23 at 10:43 pm to SaintlyTiger88
quote:
Did You Ever Live Paycheck to Paycheck?
Always.
I invest as much as I can and scrounge when I plan to buy something. When i need a big ticket item I cash in low or no dividend paying stocks that don't have much upside.
Posted on 1/24/23 at 10:47 pm to NPComb
Better question: Did You never Live Paycheck to Paycheck?
Posted on 1/25/23 at 12:00 am to SaintlyTiger88
I was in grad school living in Married Student Housing near Northgate Seafood N Liquor when my first was on her way. I had a student job in the MGT dept at CEBA, a night job delivering Pizza and my wife was about to start an engineering career. Broke as frick, but high hopes.
Career progression was our only hope. We parted ways eventually. She did well. I did well, but without career progression life would have sucked.
Kids grew up great and are living the life I once dreamed of.
Career progression was our only hope. We parted ways eventually. She did well. I did well, but without career progression life would have sucked.
Kids grew up great and are living the life I once dreamed of.
Posted on 1/25/23 at 12:12 am to SaintlyTiger88
quote:
Did You Ever Live Paycheck to Paycheck?
Of course. Learn to appreciate what you have and don't worry about what you don't have. Keep your nose to the grindstone and get the book "The Millionaire Next Door".
Posted on 1/25/23 at 1:32 am to mikelbr
quote:
Not at all. That's how shite goes if she's the domiciliary parent.
50/50 is not as common as the OT wants people to think and it's incredibly hard for dads to pull it off unless living in the same zip code and have support(new wife, parents, siblings, etc).
So yea, a good dad who's divorced is often in this exact predicament.
I have been in his shoes for 11 years now. Counting down the payments.
I’m currently in this exact situation. It sucks!
Posted on 1/25/23 at 1:48 am to SaintlyTiger88
Yes. Got diagnosed with Lymphoma in Spring of '99 (Dr. Ewing at LSU Health Center is The Man). Long story short, finally graduated in 2001 after stem cell transplant (experimental back in the day). Had $100k in medical debt, $30k in student loans. Worked full time in college at CNB/Bank One/Chase. First job out of school paid $25k gross. Moved back to Garden District in small garage apartment after graduation. Second check of every month went all to bills and nothing left over for food. Friday night Digiornio pizza & 6 pack of Amber was a huge treat.
The lessons i learned living on a string...
Doing great now, but those first 3-4 years after graduating were hard. Wouldn't redo them if I could.
The lessons i learned living on a string...
Doing great now, but those first 3-4 years after graduating were hard. Wouldn't redo them if I could.
Posted on 1/25/23 at 4:23 am to SaintlyTiger88
In my early 20s and the way to get out is learning financial discipline. Stop impulse buying, learn to cook meals and invest in a coffee mug so you don't always eat out or get a cup of coffee that costs 5 bucks. Payoff your credit cards or any bad debt. Learning to save was a big one and I started small and was surprised how quick it adds up. I had to learn to live within a budget and once I did that I never had any problems.
Posted on 1/25/23 at 6:27 am to SaintlyTiger88
Yes. The fear of nsf. Writing checks that would barely clear.
I had someone write me a check last week for $129 and it bounced. I feel bad for them.
I had someone write me a check last week for $129 and it bounced. I feel bad for them.
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