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Dental insurance question
Posted on 3/7/19 at 10:10 am
Posted on 3/7/19 at 10:10 am
I have been seeing the same dentist for years but just relocated for work and have new insurance. Last office was not in my network but I had been going there for years and really just a first class office so didn’t want to change. But now I’m considering going some place in my network to try and save a little.. I’ve heard these offices a lot of times aren’t as good as the out-of-network places but just feel like it might be worth it since my plan would pay more? Anyone have any recs or suggestions or would I be better just finding a reputable place regardless of if they are preferred or not
5
Posted on 3/7/19 at 10:15 am to Goodell Clown
I can't stress this enough, find a dentist that charges more and will do it right the first time.
So often people end up spending more money by trying to save at a cheaper dentist because they have to get stuff redone or it doesn't last as long as someone who can take their time and do a top job.
ETA: another way of finding a good dentist is call a local specialist and ask who they recommend. They get to see all of the local dentists work routinely.
So often people end up spending more money by trying to save at a cheaper dentist because they have to get stuff redone or it doesn't last as long as someone who can take their time and do a top job.
ETA: another way of finding a good dentist is call a local specialist and ask who they recommend. They get to see all of the local dentists work routinely.
This post was edited on 3/7/19 at 10:21 am
Posted on 3/7/19 at 10:28 am to BeauxNArreaux
Yeah. You cheap out on a dentist and your teeth will end up effed up later.
Posted on 3/7/19 at 10:31 am to Goodell Clown
If you're happy with your OON dentist and go regularly enough to stave off major issues, why not just opt out of dental insurance (if you're paying for it)?
If your coverage is free, ask your dentist who they'd recommend. If he/she will understand.
If your coverage is free, ask your dentist who they'd recommend. If he/she will understand.
Posted on 3/7/19 at 10:33 am to Goodell Clown
Dental Insurance is not like Medical Insurance, it usually pays close to 50% and caps out in the 2-3k range.
Maybe call your dentist and ask if they will take it what the plan pays.
If you have any major problems you will pay most of the bill.
I knocked my front tooth out three years ago, 6K after Insurance
But be damned if I was walking around with a front tooth missing
Maybe call your dentist and ask if they will take it what the plan pays.
If you have any major problems you will pay most of the bill.
I knocked my front tooth out three years ago, 6K after Insurance
But be damned if I was walking around with a front tooth missingPosted on 3/7/19 at 12:49 pm to The Torch
Yeah my max is only $1500 so that's not going to do much if I need any actual work done. What a crock 
Thanks for the replies, i'll prob just go with a good OON
Thanks for the replies, i'll prob just go with a good OON 
Posted on 3/7/19 at 1:54 pm to Goodell Clown
Never go to a dentist with kids in college. They need extra cash and will recommend more procedures.
Posted on 3/7/19 at 2:16 pm to BeauxNArreaux
This. A good detest is worth the premium. I had a dentist do a lot of unneeded work because I had good insurance.
He actually got arrested for fraud.
He actually got arrested for fraud.
Posted on 3/7/19 at 2:23 pm to Napoleon
I am a dentist with 32 years of experience in private practice. I must be honest and say that I believe we are excellent at what we do, and I have over 160 five star reviews to back it up. My practice IS IN NETWORK with 2-3 insurance companies because local employers use them...and we want to keep those patients. So, I cannot stress enough to READ REVIEWS. All of them. Facebook. Google. Any you can find.
Many dentists are in network...such as myself...to maintain our local patient base.
No dentist hits a home run every at bat. There are many factors beyond your dentist's control. But past success is an excellent indicator of future success.
Reviews.
Ratings.
More reviews.
nuf said
Many dentists are in network...such as myself...to maintain our local patient base.
No dentist hits a home run every at bat. There are many factors beyond your dentist's control. But past success is an excellent indicator of future success.
Reviews.
Ratings.
More reviews.
nuf said
Posted on 3/7/19 at 3:31 pm to Goodell Clown
Switched a few years ago from Out-of-Network to In-network (BCBS). Couldn’t be happier.
I see my in-network dentist every six months, as do my wife (no pics) and kids.
Former dentist would charge above the network fees, so we were only going every 1.5 years.
I asked about in-network fees, and he said that basically he couldn’t make a living on those fees. That was right after he would tell me about his elaborate hunting trips, cars, etc.
I don’t fault the guy for running his business the way he saw fit, though.
I see my in-network dentist every six months, as do my wife (no pics) and kids.
Former dentist would charge above the network fees, so we were only going every 1.5 years.
I asked about in-network fees, and he said that basically he couldn’t make a living on those fees. That was right after he would tell me about his elaborate hunting trips, cars, etc.
I don’t fault the guy for running his business the way he saw fit, though.
Posted on 3/7/19 at 3:37 pm to Napoleon
quote:
A good detest is worth the premium. I had a dentist do a lot of unneeded work because I had good insurance.
He actually got arrested for fraud.
I was in a similar situation as OP and went to a new dentist that was in network under new insurance. It was just an initial consultation, and dude said he found like 4-5 cavities and wrote up like $600 worth of work. At most I would have a cavity every couple years or so, and I wasn't in any sort of pain. So i said frick that, and went back to my old dentist, who was out of network. He found nothing.
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