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Message
Daycare cost versus stay at home mom
Posted on 2/21/20 at 6:30 pm
Posted on 2/21/20 at 6:30 pm
Wife is debating whether it's worth taking a job that pays $25 an hour in exchange for cost of day care which would run around $1600 a month. Basically half of the paycheck will go towards the cost of day care.
She is not doing it for the money, she is just getting worn out being with a needy 5 months old baby all day; However, she feels guilty leaving the child at that young age in a daycare.
How can people with 2 or 3 young kids afford day care? you have to make at least 200K a year to afford it.
She is not doing it for the money, she is just getting worn out being with a needy 5 months old baby all day; However, she feels guilty leaving the child at that young age in a daycare.
How can people with 2 or 3 young kids afford day care? you have to make at least 200K a year to afford it.
48
Posted on 2/21/20 at 6:31 pm to Northwestern tiger
We just drop our baby off at camp bow wow
Posted on 2/21/20 at 6:32 pm to Northwestern tiger
quote:Pics of her and pending those, what would she be willing to do for say $200?
She is not doing it for the money
Posted on 2/21/20 at 6:33 pm to Northwestern tiger
quote:gross
a job that pays $25 an hour
Posted on 2/21/20 at 6:33 pm to Northwestern tiger
quote:
She is not doing it for the money, she is just getting worn out being with a needy 5 months old baby all day
The decision has already been made
Posted on 2/21/20 at 6:33 pm to Northwestern tiger
Just my two cents. No daycare can replace what your wife can give to your child. They both will have time to bond. She gets to raise y'all child, not some daycare worker. No amount of money can compare to that.
Posted on 2/21/20 at 6:33 pm to tommy2tone1999
quote:
She gets to raise y'all child, not some daycare worker. No amount of money can compare to that.
False.
Posted on 2/21/20 at 6:34 pm to Northwestern tiger
quote:
cost of day care which would run around $1600
Wtf. Where do you live? Or maybe it's more for the new borns....idk. don't recall ever paying more than 4-500 a month...well I did cover my grandson for a couple months once at a top notch day care around here and it was almost 600.
Posted on 2/21/20 at 6:34 pm to Northwestern tiger
Are you sure the child isn’t actually your father’s?
Could pawn some of that childcare cost off on him if so
Could pawn some of that childcare cost off on him if so
Posted on 2/21/20 at 6:35 pm to tommy2tone1999
quote:
Just my two cents. No daycare can replace what your wife can give to your child. They both will have time to bond. She gets to raise y'all child, not some daycare worker. No amount of money can compare to that.
our thoughts exactly, but she recently graduated and this job is a huge stepping stone towards a good career
Posted on 2/21/20 at 6:36 pm to SuperSaint
quote:
quote:
a job that pays $25 an hour
gross
Pun intended.....
Posted on 2/21/20 at 6:36 pm to Northwestern tiger
Day care is a fricking racket. We’re going to be closed 3 days for Mardi Gras but we still expect you to pay a full weeks tuition
Posted on 2/21/20 at 6:36 pm to Steadyhands
quote:
Wtf. Where do you live? Or maybe it's more for the new borns....idk. don't recall ever paying more than 4-500 a month...well I did cover my grandson for a couple months once at a top notch day care around here and it was almost 600.
Ours was something like $800-900 for a newborn in BR 12 years ago.
This post was edited on 2/21/20 at 6:42 pm
Posted on 2/21/20 at 6:37 pm to tommy2tone1999
quote:
Just my two cents. No daycare can replace what your wife can give to your child. They both will have time to bond. She gets to raise y'all child, not some daycare worker. No amount of money can compare to that
This. If you can afford it then do it. It is definitely better for the child.
Posted on 2/21/20 at 6:39 pm to STEVED00
I wouldn't hire someone who can't take care of one baby without complaining.
Posted on 2/21/20 at 6:39 pm to Northwestern tiger
$1600 per month for a single child? or is that for 3 kids?
In either case you should weigh a couple of other factors:
1-benefits. My wife gets a great rate on health insurance through her job, so it makes a lot of sense for her to work and cover her + our two children on her policy. Although the cashflow is not much better than a wash, the health insurance helps the case a bunch.
2- Sanity. I love my children to death, but if I had to spend every day taking care of them all day long, then I might go insane. Same for my wife. Sounds like your missus is in the same boat. Children are very demanding, and if yours is only 5 months, that is going to increase significantly very soon. If she feels worn out now, just wait.
My advice is to take the job, but if that rate is for a single child then you need to find a more reasonably priced daycare.
In either case you should weigh a couple of other factors:
1-benefits. My wife gets a great rate on health insurance through her job, so it makes a lot of sense for her to work and cover her + our two children on her policy. Although the cashflow is not much better than a wash, the health insurance helps the case a bunch.
2- Sanity. I love my children to death, but if I had to spend every day taking care of them all day long, then I might go insane. Same for my wife. Sounds like your missus is in the same boat. Children are very demanding, and if yours is only 5 months, that is going to increase significantly very soon. If she feels worn out now, just wait.
My advice is to take the job, but if that rate is for a single child then you need to find a more reasonably priced daycare.
Posted on 2/21/20 at 6:40 pm to Northwestern tiger
Just barely related but I had a friend working on an MFA in English and was looking to hire a nanny so she could work on her thesis.
The nanny she hired already had an MFA in English.
The nanny she hired already had an MFA in English.
Posted on 2/21/20 at 6:40 pm to Northwestern tiger
quote:
she is just getting worn out being with a needy 5 months old baby all day;
Isn’t that the job of a Mom? How many 5 month olds aren’t needy? And the escape hatch will only get her $20K/yr take home for what would seemingly be a very crappy job that would also wear her out.
Posted on 2/21/20 at 6:40 pm to CptRusty
quote:
My advice is to take the job, but if that rate is for a single child then you need to find a more reasonably priced daycare.
Largely area dependent.
And if you have to put your kid in daycare and have the means to support it, you don't exactly want to budget shop
You get what you pay for.
Posted on 2/21/20 at 6:42 pm to fallguy_1978
quote:
Ours was something like $800-900 for a newborn in BR 12 years ago.
Damn, I guess I can't recall my children being there before the age of 2-3. What did it go down to for you once you're kid(s) was/were older though?
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