Started By
Message

re: Dads that pay child support: how do you do it?

Posted on 8/13/24 at 8:45 am to
Posted by TexasTiger08
Member since Oct 2006
27852 posts
Posted on 8/13/24 at 8:45 am to
quote:

How old is your kid? Also how much custody did you get?


5 months.

Standard custody agreement.
Posted by OU812ME2
Earth
Member since Jun 2021
1161 posts
Posted on 8/13/24 at 8:46 am to
quote:

Ask for a raise or find a way to get a promotion


She'll just go back to the court for more money from you. 20% is probably no matter what you make.
Posted by Boudreaux35
BR
Member since Sep 2007
22281 posts
Posted on 8/13/24 at 8:49 am to
I did it for 12 years. Had it pulled directly from my paycheck. Lived like I was working 3 levels below my position. When it finally ended, it was a nice little "fake" raise.

Yep, cut back on "luxuries" and find some cash side jobs. That's what I did and have kept many of the side jobs just because. That cash I use for nicer vacations.
Posted by AwesomeSauce
Das Boot
Member since May 2015
10826 posts
Posted on 8/13/24 at 8:50 am to
quote:

I’m going to have to think outside the box. Paying a mortgage by myself and forking over 20% of my net leaves me with little wiggle room. My lifestyle is already changing from a financial standpoint. The days of traveling and eating out are gone.
It's an adjustment. Find what you need and what you don't. If you have equity in your home it may be time to downsize and help mitigate that cost some if it's feasible. The first thing I did was look at every repeat bill I had and find ways to lessen them. I got rid of a lot of subscription services that I don't really miss and found a gym for $20-$30 less per month that was also closer to me. I started cooking more, even planting my own herb and raised beds for vegetables, fruit, and herbs to help a little there. Seasonal jobs, odd jobs, and even selling junk that you don't need is another way.

I was fortunate that after I was able to level off and get myself 'comfortable' with my new reality that I had some successive progressions in my work life that helped a lot. The biggest thing was not changing my everyday or bloating the expenditures. I kept that the same and allowed the extra to go to different accounts including a "fun" account that has allowed me to start traveling and enjoying nights out again, though most are when I have my son because that's what really matters.

As others have said the biggest thing and hardest part is to not be resentful over the child support. It is for your kid(s). Also to be as kind as possible with your ex. She will be a part of your life and your kids life forever. She is also your kids mom. Before you say anything crass think how you would like someone talking about your mom like that or if your parents tried to pit you against the other. You can think it, and even share your thoughts with friends, but do not let your kids see it. That is their mom and will be the grandmother to your grandkids one day. Play nice even when it's rd.
Posted by JimTiger72
Member since Jun 2023
11371 posts
Posted on 8/13/24 at 8:50 am to
Yes but now you have more $ to yourself with a bigger 80%…
Posted by tigerfan84
Member since Dec 2003
23354 posts
Posted on 8/13/24 at 8:54 am to
quote:

What kind of extra jobs are you able to work as far as time goes?


I work in healthcare, and it's pretty easy to find shifts to pick up at different facilities.

I should've added that I don't really like to cook since I live alone. I lost 30 pounds without really trying. I ate a lot of boiled eggs and grilled chicken.
Posted by danilo
Member since Nov 2008
23251 posts
Posted on 8/13/24 at 8:54 am to
quote:

How old is your kid? Also how much custody did you get?


quote:

5 months.

Were you already divorced when kid was born? Sure it’s yours?
This post was edited on 8/13/24 at 8:55 am
Posted by StringedInstruments
Member since Oct 2013
19762 posts
Posted on 8/13/24 at 8:54 am to
quote:




What kind of salary were you pulling down as a teacher to do all that and have a house note?


Just for info:

My wife and I are teachers in Birmingham, Alabama. I make $73k and my wife makes $72k. Considering our pensions are taken care of and we pay $150/month for family insurance (that covers everything), we're doing pretty well.
Posted by LittleJerrySeinfield
350,000 Post Karma
Member since Aug 2013
9437 posts
Posted on 8/13/24 at 8:55 am to
My bro-in-law has to pay $3000/month child support.

I will say he did some shite that he deserves to be punished financially for, but $3k/month for another 12 years or so is a bit much.
Posted by danilo
Member since Nov 2008
23251 posts
Posted on 8/13/24 at 8:57 am to
quote:

My wife and I are teachers in Birmingham, Alabama. I make $73k and my wife makes $72k.

Teachers in Bhma make over $70k?
In East Baton Rouge teachers start at just under $50k
This post was edited on 8/13/24 at 8:58 am
Posted by StringedInstruments
Member since Oct 2013
19762 posts
Posted on 8/13/24 at 8:57 am to
quote:

I’m a teacher, but also do extracurriculars so my summer is about 6 weeks, not 12 as many on this board think.


I've said this to you multiple times before, but you need to stop coaching. Are you a head coach of one of the bigger sports at a competitive school? If not, then get the hell out of coaching.

Most stipends are pathetic for the number of hours you put in for extracurriculars. If you're tenured, they have zero say in what you do after 3pm.

Become an 8am-3pm teacher. Use your extra time to generate more income. Anyone with a brain and 5 hours a week can generate at least $10k/year.
Posted by StringedInstruments
Member since Oct 2013
19762 posts
Posted on 8/13/24 at 9:00 am to
quote:


Teachers in Bhma make over $70k?


It takes time and investment, but yes. With a master's and 16 years of experience, my wife makes $72k (I think it might actually be $75k after recent raises). I have a master's and a few stipends tacked onto my salary for $72k at 11 years of experience.

Knock out an online EdD program, and you can make over $80k and hit $90k+ by retirement years (last five years of salary determines pension payments).

It's not a bad life considering how much time off we get. And if you know what you're doing, you can easily work 7:45am-3:30pm with no work taken home.
Posted by Honest Tune
Louisiana
Member since Dec 2011
18208 posts
Posted on 8/13/24 at 9:04 am to
quote:

It's an adjustment. Find what you need and what you don't. If you have equity in your home it may be time to downsize and help mitigate that cost some if it's feasible. The first thing I did was look at every repeat bill I had and find ways to lessen them. I got rid of a lot of subscription services that I don't really miss and found a gym for $20-$30 less per month that was also closer to me. I started cooking more, even planting my own herb and raised beds for vegetables, fruit, and herbs to help a little there. Seasonal jobs, odd jobs, and even selling junk that you don't need is another way. I was fortunate that after I was able to level off and get myself 'comfortable' with my new reality that I had some successive progressions in my work life that helped a lot. The biggest thing was not changing my everyday or bloating the expenditures. I kept that the same and allowed the extra to go to different accounts including a "fun" account that has allowed me to start traveling and enjoying nights out again, though most are when I have my son because that's what really matters. As others have said the biggest thing and hardest part is to not be resentful over the child support. It is for your kid(s). Also to be as kind as possible with your ex. She will be a part of your life and your kids life forever. She is also your kids mom. Before you say anything crass think how you would like someone talking about your mom like that or if your parents tried to pit you against the other. You can think it, and even share your thoughts with friends, but do not let your kids see it. That is their mom and will be the grandmother to your grandkids one day. Play nice even when it's rd.


Lots of wisdom and good advice in this post. Hope OP reads it.
Posted by lsufan1971
Zachary
Member since Nov 2003
21382 posts
Posted on 8/13/24 at 9:05 am to
Become a drug mule in your spare time.
Posted by nealnan8
Atlanta
Member since Oct 2016
2768 posts
Posted on 8/13/24 at 9:06 am to
quote:

How are you the one paying support when you’re a teacher?


Child support will always be paid by the non-custodial parent. If your child lives with your ex-wife, you will pay her child support.
Posted by BigDrip0341
N LA
Member since Aug 2023
102 posts
Posted on 8/13/24 at 9:08 am to
$1,300 a month for two kids in LA here. I cut everything out that I could and forego my wants to provide for them. We’ll go to every festival, park, and parade possible for entertainment to have something to do that isn’t too expensive.

I’ve learned that a large part of life is being content with what you have. If you can make it out of this with very little to no debt you’ll have won!

Don’t give her the satisfaction of seeing you sweat! You can do it!!
Posted by TexasTiger08
Member since Oct 2006
27852 posts
Posted on 8/13/24 at 9:11 am to
quote:

I've said this to you multiple times before, but you need to stop coaching.


Coaching and marching band. Band has about the same calendar as football.
Posted by OU812ME2
Earth
Member since Jun 2021
1161 posts
Posted on 8/13/24 at 9:11 am to
quote:

Were you already divorced when kid was born? Sure it’s yours?



This x1000! Make sure you get a paternity test pretty quickly. It won't necessarily get you out of child support if it's not yours (which is nuts). But it could very much limit the amount. That's a long as slavery sentence. But IF it's your kid, then things sure didn't work out quickly. Also you didn't answer the custody time part. Are you planning on being there for the kid?
Posted by HattiesburgTiger5439
Hattiesburg ms
Member since Sep 2023
664 posts
Posted on 8/13/24 at 9:13 am to
Do gig apps on the side. Angi for pros, Amazon Flex, instacart, etc. The wife does this full-time and brings in about 1500 to 1900 a week before taxes. We use the stride app to keep up with deductions etc.
Posted by Mid Iowa Tiger
Undisclosed Secure Location
Member since Feb 2008
21681 posts
Posted on 8/13/24 at 9:17 am to
20% I’m not that low ever. My bottom (Texas) is 25%. Right now I’m way higher.

You may have to either change professions or eat Ramen until the little tyke is 18. There is no path around child support.

The killer for me is, out time split is 51% her and 49% me and for that 2% of the year (7 days for those who are math challenged) it costs me over $40k a year.


That’s right, the woman who chose to divorce needs almost $6k per day for the 7 days a year she has our children more than I do.


Tell me the system isn’t rigged against dads.
first pageprev pagePage 3 of 7Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram