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Started By
Message
Posted on 8/18/23 at 8:24 am to RedRifle
quote:
Cousin just asked me for money: he’s a high income earner and parents are wealthy
So your cousin is the government?
Posted on 8/18/23 at 8:25 am to RedRifle
quote:
He does well, but also owns several airbnbs and has fallen behind on mortgages.
Sell them. These aren’t where he’s living, tell him to fricking sell them.
Posted on 8/18/23 at 8:25 am to The Third Leg
that's not his property. that's the bank's property.
Posted on 8/18/23 at 8:28 am to Big Jim Slade
quote:
ow far has he fallen behind on his apparently several mortgages that he needs $50k to catch up?
Even if you have two homes that you paid $500k for each, $50k is about 6 months of mortgage P&I with taxes and insurances.
This isn’t a legit story.
Posted on 8/18/23 at 8:29 am to HailToTheChiz
Agree that he needs to sell his houses
Posted on 8/18/23 at 8:29 am to RedRifle
quote:
Should I lend him the $50k?
You should give him 50k in exchange for one of the properties.
Posted on 8/18/23 at 8:36 am to RedRifle
What kinda coke dealing operation is going on here? I thought you were gonna say he wanted 500 bucks.
Casually changing hands on $50k seems like your brain would be a little more advanced than to be asking us low IQ tigerdroppings guys. How does one even make that happen? Do you Venmo it? Big envelope? Briefcase?
Who asks for 50k from anybody other than a bank?
Casually changing hands on $50k seems like your brain would be a little more advanced than to be asking us low IQ tigerdroppings guys. How does one even make that happen? Do you Venmo it? Big envelope? Briefcase?
Who asks for 50k from anybody other than a bank?
Posted on 8/18/23 at 8:37 am to RedRifle
If you have $50k sitting around, I have a deal for you. Give me $10k and save yourself $40k.
Posted on 8/18/23 at 9:01 am to slacker130
quote:
Are you cool being out $50k? Are you cool watching your cousin burn your $50k and him still consuming at the current rate? When he gets a new car, goes to Europe w/ the fam, wife gets new boobs, whatever, is that going to burn you up? If not, consider loaning him money with collateral backing and clear terms.
If you're going to be cussing his instagram because Brayleigyn and Braxtyn just got a new Club Car to cruise the hood, and he still owes you $49,900, don't lend.
This is prime.
That’s the main reason for the no money and friends/relatives things, it’s hard not to become their finance inspector, whether that’s fair or not.
Posted on 8/18/23 at 9:14 am to RedRifle
quote:
He’s fricked on that end. Upside down
Unless he bought those properties last month, his being upside down is either a lie or he's horrible at real estate.
Either way, you would be better off just wiping your arse with that $50k.
Posted on 8/18/23 at 9:17 am to jacquespene8
quote:
Who asks for 50k from anybody other than a bank?
once when I was moving I had three real estate closings in three states within 24 hours, selling two, buying one, I don't recall what I needed it for but I asked my mom if I could borrow 30-40k for 48 hours, she said that her and my dad were going on a trip but she'd leave a check on the counter in her sewing room(this was way before instantaneous money transfer among us proletariat was available,) I paid her back when I said I would, but I've heard of a hell of a lot more stories where lending money among friends/family didn't turn out so well
Posted on 8/18/23 at 9:21 am to RedRifle
quote:
His parents are wealthy but he’s got too much pride to ask them
I bet he has already burned that bridge. He asked them for money previously and didn’t pay them back. Now he is going through his Rolodex looking for the next sucker.
Posted on 8/18/23 at 9:22 am to RedRifle
quote:
His parents are wealthy but he’s got too much pride to ask them
Weird relationship there because my father is the first place I am going if I am that much in the hole.
quote:
he said he’s $50k in the hole but would take whatever he could get.
Huge red flag for me. If 50k is what you actually need, what is 10k going to do for you and me?
Posted on 8/18/23 at 9:27 am to RedRifle
Assuming this is real….
I have been asked for money by almost every person I am related to and I respond the same way:
Let’s set up a time to meet. Bring your bank statements, paycheck stubs, loans and outstanding balances, credit card statements and taxes from the last 3 years.
I will look through all of it with you and figure out a solution to this crisis INCLUDING considering loaning you money or even giving you money.
No one has said yes in the last 25 years.
I have been asked for money by almost every person I am related to and I respond the same way:
Let’s set up a time to meet. Bring your bank statements, paycheck stubs, loans and outstanding balances, credit card statements and taxes from the last 3 years.
I will look through all of it with you and figure out a solution to this crisis INCLUDING considering loaning you money or even giving you money.
No one has said yes in the last 25 years.
Posted on 8/18/23 at 9:41 am to Eternally Undefeated
No shite, the wife is his sister.
quote:
quote:
Offer to give him $350 for each nut throw at his wife
It is difficult for me to imagine the intellect of a person who thinks this message is clever and needs to be shared with others.
Posted on 8/18/23 at 9:47 am to RedRifle
You know he is asking everybody and at the end of the day, you may be tenth on the pay back list when the smoke clears. Also, ole pops shut him down.
Posted on 8/18/23 at 9:48 am to RedRifle
Hard "no" dude. I don't care that this is TD OT; that ain't chump change. That's money you won't get back if you hand it over with no strings attached. If a bank won't give it to him, you shouldn't either.
Posted on 8/18/23 at 9:50 am to SECdragonmaster
quote:
Assuming this is real….
I have been asked for money by almost every person I am related to and I respond the same way:
Let’s set up a time to meet. Bring your bank statements, paycheck stubs, loans and outstanding balances, credit card statements and taxes from the last 3 years.
I will look through all of it with you and figure out a solution to this crisis INCLUDING considering loaning you money or even giving you money.
No one has said yes in the last 25 years.
You're treating them a like a bank would. Of course they won't say yes. It's the right play though.
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