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Started By
Message
Cash or debit card? Which do you prefer and why?
Posted on 3/12/18 at 11:38 am
Posted on 3/12/18 at 11:38 am
Me = Debit card.
I can tell bums and panhandlers I don't have cash.
I can tell bums and panhandlers I don't have cash.
33
Posted on 3/12/18 at 11:38 am to Count Chocula
Cash unless I'm getting gas or paying on line.
This post was edited on 3/12/18 at 11:39 am
Posted on 3/12/18 at 11:38 am to Count Chocula
I only use Amex. Pay off in full every month.
Posted on 3/12/18 at 11:38 am to Count Chocula
quote:
I can tell bums and panhandlers I don't have cash.
Until they tell you their venmo name.
Posted on 3/12/18 at 11:39 am to RedRifle
quote:
I only use Amex. Pay off in full every month
Congrats on doing what you're required to do.
Posted on 3/12/18 at 11:39 am to RedRifle
Credit card so I can get the points. Haven’t paid for a Marriott room in years.
Posted on 3/12/18 at 11:39 am to TH03
quote:
Until they tell you their venmo name.
I've had that happen to me before in Austin.
Posted on 3/12/18 at 11:40 am to Count Chocula
always credit
Posted on 3/12/18 at 11:40 am to Count Chocula
I hate carrying cash. Avoid it like the plague. Card all day.
Posted on 3/12/18 at 11:40 am to TH03
quote:
Congrats on doing what you're required to do.
not all amex cards are like that anymore
Posted on 3/12/18 at 11:41 am to Count Chocula
Cash
Posted on 3/12/18 at 11:41 am to Count Chocula
Really no reason to choose debit over credit unless you’re irresponsible and have an issue with getting into credit card debt.
Posted on 3/12/18 at 11:41 am to Count Chocula
quote:
I can tell bums and panhandlers I don't have cash.
I do this even if I do
Posted on 3/12/18 at 11:41 am to TH03
quote:
Congrats on doing what you're required to do.
They now have certain types of Amex cards that you don't have to pay off entire balance every month
Posted on 3/12/18 at 11:42 am to TH03
quote:
Congrats on doing what you're required to do.
What? Credit card companies would gladly prefer you not pay in full every month
Posted on 3/12/18 at 11:42 am to Count Chocula
Plastic all the way. Online shopping, racking up points, faster transactions, easy dispute process. Also, I'm not 12 or a drug dealer.
This post was edited on 3/12/18 at 11:42 am
Posted on 3/12/18 at 11:42 am to Count Chocula
Do you even off the grid?
Posted on 3/12/18 at 11:42 am to TbirdSpur2010
quote:
I hate carrying cash. Avoid it like the plague.
do strippers now carry their phone with a card reader while performing?
Posted on 3/12/18 at 11:43 am to Count Chocula
Credit card for everything. Too much value in points not to.
Posted on 3/12/18 at 11:43 am to RedRifle
quote:
only use Amex. Pay off in full every month.
This.
Use the creit card as if it were a debit card.
It earns us enough points to pay for the flights to at least one vacation a year.
Plus, if there's any fraudulent activity, the credit card companies handle it with a quickness since it's their money, not yours.
I had a couple thousand's dollars of fraudulent activity on my debit card 2 years ago. It took 3 months and a half dozen trips to BOA before I got my money back.
The last time I had fraudulent purchases on my credit card, 1 call put a stop to it and it was removed from my bill in 5 minutes.
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