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re: Car insurance question: friend in accident, not his fault, he is uninsured

Posted on 4/8/16 at 6:39 pm to
Posted by N2cars
Member since Feb 2008
40328 posts
Posted on 4/8/16 at 6:39 pm to
Courts don't pay unless someone sues.

I was also under the impression that LA had de facto limits on claims, but I may be mistaken.
Posted by BamaFan89
T-Town
Member since Dec 2009
19303 posts
Posted on 4/8/16 at 6:41 pm to
quote:

About 1/3 of may cases were absolutely legitimate and the plaintiff deserved the big money. About 1/3 were semi-legitimate where the plaintiff was injured by we paid too much because he/she malingered. The last 1/3 were crap where a plaintiff used a minor accident as an excuse to stop working.


That's been my experience as well-maybe a little more towards the crap/exaggerated claims around my area, but that's because you can't go 10 feet in Atlanta without tripping over an injury attorney.

I received a demand a few weeks ago for policy limits ($100,000) for $750 in chiro specials
Posted by roadGator
DeBoar’s dome
Member since Feb 2009
159374 posts
Posted on 4/8/16 at 6:48 pm to
What your friend is doing is fraud. Other than that, no issues.
Posted by celltech1981
Member since Jul 2014
8139 posts
Posted on 4/8/16 at 6:51 pm to
your friend is fricked
Posted by El Es Shu
Louisiana
Member since Oct 2008
640 posts
Posted on 4/8/16 at 6:52 pm to
quote:

BamaFan89

Who do you work for?
Posted by BamaFan89
T-Town
Member since Dec 2009
19303 posts
Posted on 4/8/16 at 6:56 pm to
quote:


Who do you work for?


Let's just say it's an insurance carrier in GA, similar to a LA Farm Bureau.
Posted by ctiger69
Member since May 2005
31030 posts
Posted on 4/8/16 at 6:57 pm to
It is fault.
Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80824 posts
Posted on 4/8/16 at 7:00 pm to
frick your friend OP.
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 4/8/16 at 7:01 pm to
Your friend is fricked, and should be fricked.
Posted by bigwheel
Lake Charles
Member since Feb 2008
6491 posts
Posted on 4/8/16 at 7:03 pm to
Your friend is barred from recovery. For BI the first $25k for pd the 1st $15k
Posted by northern
Member since Jan 2014
1360 posts
Posted on 4/8/16 at 7:23 pm to
"Friend"
Posted by Jackie Chan
Japan?
Member since Sep 2012
4938 posts
Posted on 4/8/16 at 7:40 pm to
Yes it sucks that he got hit and it wasn't his fault. But dont'the drive without insurance.

People like him are why I'm still out several hundred dollars from my deductible when I got rear ended a few years ago. Guy was driving a lifted Excursion that probably cost him $30k, but he just couldn't swing that extra 100$/month to stay covered. Sucks for that guy too, because my insurance sued him and now has a settlement against him, until he pays back.
Posted by Krokodil
Member since Dec 2013
852 posts
Posted on 4/8/16 at 7:46 pm to
quote:

His logic is "my proof of insurance says 4/8". How will other company find out?


Date and time stamp in the company system as well as the Dec page. Your friend is fricked 10 ways to Sunday. Should have had insurance.
Posted by Brettesaurus Rex
Baton Rouge
Member since Dec 2009
38261 posts
Posted on 4/8/16 at 8:07 pm to
Why is he even attempting that?

And I've never heard of No Pay No play. I'm assuming that means if you get an accident that isn't your fault, don't have insurance but the person who caused it does, they don't have to cover the costs?
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