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Started By
Message
re: Car insurance is a racket
Posted on 8/15/19 at 7:27 pm to AverageJoe26
Posted on 8/15/19 at 7:27 pm to AverageJoe26
Your a real idiot aren’t you?
0
Posted on 8/15/19 at 7:27 pm to DCtiger1
quote:
I already said I was an agent.
Ohhh, big baller. Congrats on society hating people like you.
Posted on 8/15/19 at 7:28 pm to tgrbaitn08
quote:That's good.
Not to mention I have pulled over 3 dump trucks in the past 10 years and had them pay for a new windshield
Did they try to claim they own the road for 500 feet behind them and they post a sign on the back of the truck that can only be read at about 150 feet claiming so?
Posted on 8/15/19 at 7:31 pm to Breauxsif
quote:
Ohhh, big baller. Congrats on society hating people like you.
I was out helping my customers after Michael devastated my area. My customers don't hate me and society doesn't hate people like me. Just idiots like you who hate anything you don't understand.
This post was edited on 8/15/19 at 7:33 pm
Posted on 8/15/19 at 7:33 pm to Jake88
quote:
Did they try to claim they own the road for 500 feet behind them and they post a sign on the back of the truck that can only be read at about 150 feet claiming so?
Nope. I know how they operate. Every one I pulled over was scared as shite and begged me not to call the cops. As soon as I said I wouldn’t call the cops and as long as they called their boss and let me talk to him I got all their insurance info. I’ve never had a problem having a dump truck company pay for a new windshield
And I’ve never falsely accused them. It’s always been legit.
Posted on 8/15/19 at 7:34 pm to DCtiger1
quote:
Expenses are factored in but that isn't considered profit. Profit would be after we pay all claims and expenses we are still making money on the premiums. That's simply not the case for any insurance company in the US.
Progressive still runs a profit IIRC, but you're right, I shouldn't have said profits. My point remains - premiums are nearly 50% higher than actual claims for most companies.
Posted on 8/15/19 at 7:37 pm to slackster
quote:
Progressive still runs a profit IIRC, but you're right, I shouldn't have said profits. My point remains - premiums are nearly 50% higher than actual claims for most companies.
Absolutely, that's why you'll see rate increases or decreases throughout the year based on Cat/non-cat loss ratios. Claims experience also effects eligibility, but that's a whole different animal.
Posted on 8/15/19 at 7:41 pm to DCtiger1
And you work in insurance, and you think you’re the next Messiah, yeah ok
You’re the shite, got it
You’re the shite, got it
Posted on 8/15/19 at 7:43 pm to Breauxsif
quote:
And you work in insurance, and you think you’re the next Messiah, yeah ok You’re the shite, got it
What are you babbling about?
Posted on 8/15/19 at 7:51 pm to Breauxsif
Weird melt.
Posted on 8/15/19 at 7:59 pm to tap011
quote:no, he told them the truth. Your reading comprehension technique is bad.
What you are trying to do is insurance fraud.
Posted on 8/15/19 at 8:02 pm to AverageJoe26
Drive back to Houston, go to Juan Auto glass(no joke) dude will hook you up. I rarely pay more than $100 for a windshield. It is “catch only, no card, no shek “
Posted on 8/15/19 at 8:39 pm to AverageJoe26
I just pay for the new windshields when needed. $240 to $270 and done. 
Posted on 8/15/19 at 9:26 pm to AverageJoe26
quote:
How are they gonna know I didn't get it changed out and caught another rock between dropping the previous claim and filing a new one?
It’s not like you posted your whole master plan to defraud your insurance carrier online...and on a website where you’ve previously posted your email address.
Posted on 8/15/19 at 9:28 pm to AverageJoe26
Allstate sucks. Get a new carrier.
Posted on 8/15/19 at 9:38 pm to AverageJoe26
Windshield coverage is a waste of money. Plus, my baw will hook me up with my inspection tax sticker. My windshield looks like a brick hit it and idgaf.
Posted on 8/15/19 at 9:52 pm to AverageJoe26
quote:
Allstate
You’re in turd covered hands
Posted on 8/15/19 at 10:08 pm to DCtiger1
quote:
Profit would be after we pay all claims and expenses we are still making money on the premiums.
not by a mile, If you take out a 250K life insurance policy and pay 200 a month, die 2 years later how do you suppose the insurance company makes a profit off of that?
Posted on 8/15/19 at 10:12 pm to AverageJoe26
quote:
You're right, I'm sure as hell not paying $500 for a windshield. How are they gonna know I didn't get it changed out and caught another rock between dropping the previous claim and filing a new one?
You are not very smart and then you have the audacity to complain about their action after you tried to defraud them!? People like you are the reason insurance agents hate their customers.
This post was edited on 8/15/19 at 10:42 pm
Posted on 8/15/19 at 10:13 pm to LSUSkip
I’m talking about auto insurance, I’m not sure what you’re referring to.
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