Cancelling Insurance Policy in Louisiana Requires Written Request?

Poli board, baw.

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Progressive can't find my e-mail, but they can continue to find my bank account.

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That usually gets handled by who you are switching your insurance to. Get insurance from a place reputable not The General to save some time.

Louisiana has some weird insurance policies and laws that make things a pain in the arse but don't reduce cost or help customers.

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a place reputable not The General

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These guys aren't reputable?

Its so there’s a paper trail for the insurance company or agent to cover their own arse so someone can’t come back later and say they never requested a cancellation. Same thing goes when someone wants to raise their deductible or make a change that reduces their coverage in any way…need a written request from the policy holder

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So that a former insured can’t come back and claim they never cancelled it?

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Are my elected representatives writing laws to protect constituents or insurance companies? The insurance company can require it, we don't need a frigin law to cover their dumb asses.

Canceled all mine when moving out of state without doing this, also had progressive for home and auto

Possibly if they are switching between carriers they write through. Not if switching agencies though. I would never accept a third party cancelation request in my agency, too much liability exposure.

Insurance coverage, cancellation and endorsement requires written agreement on both sides.

Could you imagine the potential for fraud if people called in claims on there insurance policy and were told "someone canceled that policy by phone just the day before your loss".