re: Buyer cancelled check, what are my options

Well accepting a check was your first mistake.

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Incorrect. You can stop payment on those as well.

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Uh...that's a big no. Only if lost or destroyed. If the bank stop pays the check then they'll be held liable.

And nut in her eye

I am surprised that check clears and that he might still be able to stop payment on it. That seems like he would have to show there wasn’t an exchange or that you committed fraud and gave him something obviously different than agreed upon.

Stopping pay on a check after taking and still having agreed upon product in hand is considered theft in many places and prosecuted. Not sure on your exact law covering person to person sales of used items like if above a $ amount buyer has right to change mind in a certain time frame, but if he saw item, took item from you, and then handed you a check for it as part of the exchange of ownership as long as item was as described, terms were basically fair, and nothing fraudulent that could only be discovered after this transaction (like a stop pay on check) I would be reporting this to police or DA if payment is stopped.

I would think even if law has a built in buyers remorse clause having agreed upon product while doing stop payment on check is not kosher. It would be more of holding you accountable for not taking it back and then refunding money as paid to you. Even in retail for returns paid by checks above a certain amount company I used to work for could send out a check after customer’s check cleared first.

If check your bank says has cleared is still stopped I would contact authorities while he has product. If it is not stopped I would tell him it’s his and move on. In mean time I would also tell him that based on his threats and possible attempts to stop payment for a product he checked out before exchange, then agreed upon fair terms of exchange, then paid for product with said check, and then took into his possession that you have been advised to have no further contact until check official clears.


Hypothetically If you realize he overpaid or are overstating things that fit your side because you want to be done with sell of bike and spent the money already then take it back and tell him you will cut him a check once his check clears as long as bike is in same condition as when he purchased it. Don’t be the arse you are describing this guy as being.

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I'm just moving on with the whole thing

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As you should. Tell him congrats on the bike, and congrats to you for your money. It’s over