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Started By
Message
re: Biden leaning towards canceling 10K in student loan debt if u earn less than 125K
Posted on 8/23/22 at 9:06 am to Mingo Was His NameO
Posted on 8/23/22 at 9:06 am to Mingo Was His NameO
You shouldn't have to do all that bullshite
Yes, working hard is something most Americans do. Most of us weren't handed everything.
1
Posted on 8/23/22 at 9:09 am to RogerTheShrubber
quote:
Yes, working hard is something most Americans do. Most of us weren't handed everything.
"working hard" enough to buy a home shouldn't include working second jobs or shite loads of overtime.
You shilling for homes being totally unaffordable for most people and totally out of line with wages is so weird
Posted on 8/23/22 at 9:15 am to Mingo Was His NameO
quote:
"working hard" enough to buy a home shouldn't include working second jobs or shite loads of overtime.
When this economy crashes, youre fricked.
Posted on 8/23/22 at 9:18 am to SportsGuyNOLA
Or joined the military, took up trade jobs, the list goes on. You don’t have to go to college and if you do, how you pay for it is on you. Not americians ( from tax dollars) who worked or went different routes so you could spend years getting a gender studies degree that’s worth crap.
Posted on 8/23/22 at 9:18 am to Yeti_Chaser
quote:that’s great, seriously. But can you not see how this is troublesome? That it takes all of that to buy a house (in many cases)? A significant portion of the population used to be able to afford a house on a factory/blue collar salary and frankly, a big portion of tbt population isn’t capable of much more than that. That group of people is slowly but steadily losing their ability to own a home and that’s not a good sign for the direction of this country.
Wanna know how? I worked hard, developed my skills, and found ways to make extra income on top of my salary. I worked my arse off over the summers in college so I wouldnt have to take out as many loans as others, I put in a lot of OT right after college even working a 2nd job for a time, I took assignments out of town to earn additional pay incentives, and I took risks in the stock market.
Posted on 8/23/22 at 9:22 am to GeauxtigersMs36
quote:
You don’t have to go to college and if you do, how you pay for it is on you
I don't think most kids entering college today are worldly enough to understand their opportunities, or their costs. Their parents didn't give them those opportunities.
Its easy to blame the kids, but its the parents who failed.
Posted on 8/23/22 at 9:24 am to RogerTheShrubber
quote:
When this economy crashes, youre fricked.
I have nearly 8 months salary in cash, my mortgage is less than 1.5 times my salary, and I work in a recession resistant industry. I think I'll be OK.
Posted on 8/23/22 at 9:27 am to RLDSC FAN
I just dont think we should be forcing people who didnt go to college to pay for this.
Posted on 8/23/22 at 9:28 am to Mingo Was His NameO
quote:
"working hard" enough to buy a home shouldn't include working second jobs or shite loads of overtime.
this is so dumb, get out of the overpriced city and buy a cheaper home that might need some sweat equity. Just like everyone else does.
Posted on 8/23/22 at 9:29 am to Mingo Was His NameO
quote:
I have nearly 8 months salary in cash
Good for you. That'll probably last you a couple of months when it crashes and hyperinflation rages. Your sense of entitlement has zero value.
Then you're totally helpless, because its too hard for you to do the things people have done since the beginning of time.
Posted on 8/23/22 at 9:35 am to RogerTheShrubber
quote:
That'll probably last you a couple of months when it crashes and hyperinflation rages
I suspect it'll last a little longer than that, but if what you said is true, we're all boned so it really has nothing to do with me being "entitled"
quote:
Then you're totally helpless, because its too hard for you to do the things people have done since the beginning of time.
Like what? I have a camp and 400 acres that I can go to if it gets that bad. I have plenty of guns and ammo, a tractor, and plots already cut to plant.
Posted on 8/23/22 at 9:35 am to GreatLakesTiger24
quote:
But can you not see how this is troublesome? That it takes all of that to buy a house (in many cases)?
I could've done it without all that if I wasn't traveling so much, but I wanted those experiences while I was still young. Also remember I said I bought in one of the most expensive parts of the country. Id bet the average American with a useful college degree could afford a house within 5 years of graduation if they just make smart lifestyle decisions. It may not be their dream house or their dream location and they may have to make some sacrifices to get there. But everything in life shouldn't be easy
Posted on 8/23/22 at 9:36 am to Yeti_Chaser
quote:
Id bet the average American with a useful college degree could afford a house within 5 years of graduation if they just make smart lifestyle decisions
Every single data point in the country disputes that, but frick Yeti Chaser on tigerdroppings bets on it so it must be true
Posted on 8/23/22 at 9:38 am to Yeti_Chaser
quote:less than 40% of americans have a college degree. and the world still needs teachers & laborers.
. Id bet the average American with a useful college degree
i don't disagree that it's not that hard for a driven person with a good degree or craft to acquire a house, but like i said, that's not the average american.
Posted on 8/23/22 at 9:38 am to Yeti_Chaser
quote:
but I wanted those experiences while I was still young.
frickin aye. They aren't the same when you're older.
Posted on 8/23/22 at 9:39 am to Mingo Was His NameO
to be fair, it sounds like you were able to accomplish that goal.
I hadn’t decided on an area to buy in at the time and was still enjoying bachelor life in the city with an apartment, but financially could’ve afforded to do so.
why wouldn’t others be able to?
I hadn’t decided on an area to buy in at the time and was still enjoying bachelor life in the city with an apartment, but financially could’ve afforded to do so.
why wouldn’t others be able to?
Posted on 8/23/22 at 9:41 am to GreatLakesTiger24
quote:
Every single data point in the country disputes that, but frick Yeti Chaser on tigerdroppings bets on it so it must be true
A lot of Americans don't make good lifestyle choices.
quote:
less than 40% of americans have a college degree
This thread is about justifying student loan debt forgiveness. Shouldn't have taken out those loans if you weren't going to graduate
Posted on 8/23/22 at 9:41 am to GeauxtigersMs36
quote:
Or joined the military, took up trade jobs, the list goes on. You don’t have to go to college and if you do, how you pay for it is on you. Not americians ( from tax dollars) who worked or went different routes so you could spend years getting a gender studies degree that’s worth crap.
Not everybody wants to eat lunch at twice daily, carry around a cracked phone screen, and have monster drink cans fill up their car floor.
Posted on 8/23/22 at 9:41 am to Yeti_Chaser
quote:Median home price in the USA has reached $428,000.
Id bet the average American with a useful college degree could afford a house within 5 years of graduation if they just make smart lifestyle decisions.
Median US income is ~$44,000, with the average being ~$63,000.
Median household income with a college degree is ~$100,000.
And those numbers are pre-tax.
So, to address your point, I would take your bet and say you are wrong.
This post was edited on 8/23/22 at 9:43 am
Posted on 8/23/22 at 9:44 am to GreatLakesTiger24
quote:
that's not the average american.
People on here forget the average American brings home like 45k per year
reminds me of when trump and biden.were sending out checks and people on here couldn't stop talking about how it's only poor people who get benefits. Meanwhile the phase out didn't even begin until about double the median American salary.
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