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Posted on 11/13/20 at 7:58 pm to avondale88
quote:Edwin Edwards is a lawyer who’s in Baton Rouge.
He went to Baton Rouge and got a lawyer. He made sure he got the best one in BR.
Is that who he got?
Posted on 11/13/20 at 8:12 pm to TheGuy
quote:
He talked to his insurance and since he had collision coverage, they asked him to pay the deductible if state pays them, they will refund him. They also mentioned that 1) it is highly probable in these cases that they are not refunded by the state, and 2) it may increase his insurance rate (although the accident wasn't his fault!)
If you choose to use your collision coverage your deductible will most likely* apply, no matter who is at fault. Should they collect subro from the self insured fund for the cops, his insurance would refund him.
*Some companies will waive it if the at fault company accepts liability, or if you are in an accident with another car insured by your company.
Posted on 11/13/20 at 9:18 pm to TheGuy
Posted on 11/13/20 at 9:22 pm to TheGuy
Unless a municipality has elected to get commercial insurance, they are self insured. One can't enforce a judgment against a political subdivision unless it has appropriated funds to pay judgments. Since none do, you get a worthless piece of paper.
This post was edited on 11/13/20 at 9:23 pm
Posted on 11/13/20 at 10:50 pm to TheGuy
Posted on 11/13/20 at 10:56 pm to avondale88
quote:
I'm not going to mention the lawyer's name but his initials are LU
bullshite. Lewis doesn’t handle stuff like this anymore.
Posted on 11/14/20 at 12:13 am to USMEagles
quote:
Isn't this just an oft-repeated myth, like when teachers used to talk about your "permanent record?" I'm not a perfect driver, but I've never had my rates changed unless I changed ZIP codes or vehicles. Insurance rates are based on mathematical algorithms and shite. The fact that some knucklehead backed into your Yukon XL at the Brother's on Gause Blvd (or whatever) is just noise. How is this even supposed to work? I have a yearlong contract for insurance and it just automatically renews at the same rate.
You’re so completely wrong on this
Posted on 11/14/20 at 3:42 am to TheGuy
Get a lawyer. He's going to a gun fight with a water pistol without one.
Posted on 11/14/20 at 7:48 am to avondale88
So he didn’t go to court to fight the ticket and then hired a lawyer so he can go to court?
Your neighbor seems like a Neanderthal
Your neighbor seems like a Neanderthal
Posted on 11/14/20 at 7:53 am to TheGuy
Your insurance company should subrogate it.
This would happen if there was any question of insurance coverage by any driver.
In normal circumstances, your insurance would get your car repaired/replaced for you and then they'd go after the driver of the other vehicle.
This would happen if there was any question of insurance coverage by any driver.
In normal circumstances, your insurance would get your car repaired/replaced for you and then they'd go after the driver of the other vehicle.
Posted on 11/14/20 at 8:28 am to TheGuy
Subpoena the dash cam/body cam asap.
Posted on 11/14/20 at 9:30 am to TheGuy
He should have called the police for the driver leaving a scene of an accident.
Posted on 11/14/20 at 9:33 am to TheGuy
Where did this happen
Posted on 11/14/20 at 10:06 am to DCtiger1
quote:
You’re so completely wrong on this
Someone else quoted an actual law saying that you can't raise someone's rates in LA for an accident in which he wasn't at fault.
As for tickets, at-fault accidents, DWIs, etc., I guess the insurance company can raise your rates after your policy expires, but I've never had it happen to me. I would tend to think that the expense of getting and processing every customer's driving record each year would far outweigh any benefit.
ETA That SR-22 crap doesn't even seem to do anything in my experience. I had to tell my agent I needed one once. I was apprehensive he'd hit me with some big surcharge, but he just printed the stupid thing out and handed it over.
You can't survive in the USA in 2020 without driving. If the Supreme Court can find a right to abort babies in the Constitution, surely any rational person ought to be able to finagle a right to drive a car out of it.
This post was edited on 11/14/20 at 10:09 am
Posted on 11/14/20 at 10:21 am to TheGuy
I'd be surprised if they don't pay. Our agency cuts checks every day when we're involved.
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