Favorite team:LSU 
Location:
Biography:
Interests:Sports
Occupation:
Number of Posts:1644
Registered on:9/17/2008
Online Status:Not Online

Recent Posts

Message
re: Looking to sell house via FSBO. Please offer advice and experiences. - lsualum01
All the forms you should need are found on the Louisiana real estate commission website under “mandatory forms. You must fill out a seller’s disclosure and get a termite certificate once you are under contract before you can close. Depending on how old the home is, you may also have to complete th...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Speculation but Saints tried to trade up in the 2nd for a DT - lsualum01
[quote]Was pretty surprised Dallas and Philly did business. I guess times are changing.[/quote] I think they both did it to screw over the Giants, who are also in their division. Judge even mentioned “the enemy of my enemy is my friend. Not likely that they make that move otherwise IMO...
Posted on Saints Talk
Jump to Post - View Topic - Replies (0)
re: The Saints draft so far has the feel of a New England Patriots draft to me - lsualum01
[quote]God I hope not, because the Pats historically have drafted terribly under Belichick. [/quote] That’s not true. They consistently picked at the end of each round because they won. You don’t have the kind of success they have had if you are terrible at drafting. They have leveraged their ...
Posted on Saints Talk
Jump to Post - View Topic - Replies (1)
re: So now I've had a little sleep and time to calm down - lsualum01
[quote]It really blows my mind that average joes like yourself think you know more than the professionals who get paid to do this [/quote] I’m just gonna go ahead and say it. I think we all could have done a better job picking quarterbacks over the past 25 years than the Browns and Jets have don...
Posted on Saints Talk
Jump to Post - View Topic - Replies (0)
re: Any of you have kids (or you) into Pokemon? Shortages, high demand... - lsualum01
[quote]I’ll tell ya what’s fricking weird... Pokémon cards being more popular than baseball cards. That’s fricking weird. It is what it is, though.[/quote] Funny thing...I explained to my kids that I thought that baseball cards were way cooler. I told them how I used to sort them, and look at th...
Posted on O-T Lounge
Jump to Post - View Topic - Replies (0)
re: House(s) on the market - lsualum01
I don’t see this market falling anytime soon. Houses are going to do what they did with autos where they started to stretch the loan lengths. 40 year mortgage amortizations going to be the new thing. When interest rates eventually rise, people with mid and sub 3% rates are going to be reluctant t...
Posted on Money Talk
Jump to Post - View Topic - Replies (2)
re: Paging all Real Estate Investors - Topic: Mortgages - lsualum01
Contact sent....
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Paging all Real Estate Investors - Topic: Mortgages - lsualum01
[quote]3.25 for 30? Dang. Do you have a contact? [/quote] Leave an email address up and I will shoot you the contact info....
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: Thinking of selling - redo kitchen? - lsualum01
Low interest rates, low inventory, cost to build increasing, inflation going up and some allowing a 40 year amortization. What makes you think that things are gonna be any cheaper any time soon? Sitting out a few years and losing out in equity- akin to timing the stock market- seems like a risky pr...
Posted on Home & Garden
Jump to Post - View Topic - Replies (0)
re: Paging all Real Estate Investors - Topic: Mortgages - lsualum01
I bought 2 recently with 30 year amortization. One was a 3% rate and another was 3.25. Both done through a mortgage broker. The rates may have come up some since then, but previous to this I was buying in the 4.5 to 4.75 range. ...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: New York Legalizes Marijuana, Expunges Former Marijuana Convictions New Mexico Too - lsualum01
Idk. When it comes to dumb shit, we can usually count on Mississippi to bail us out of being last....
Posted on O-T Lounge
Jump to Post - View Topic - Replies (5)
re: Lease to purchase on a rental, info needed - lsualum01
From what I know, you have to pay taxes on it unless the home was your primary residence for 2 out of the last 5 years. The person telling you that you don’t have to pay if it is less that 500k would be correct if this home was your primary residence. From what I can tell the tax rate will be eit...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Lease to purchase on a rental, info needed - lsualum01
I would make sure to cover all the bases on a lease option because there are a ton of different ways to structure the deal. I have looked into something similar and was advised to do a bond for deed. Make sure they put down an adequate amount of payment upfront to give you leverage in the deal. ...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Legal options on a renter - lsualum01
Pretty much what the guy above me said. Lots of bad advice in this thread that could have made a bad situation worse. I have leased out property for more than 15 years. I have had a few bad tenants. My worst one was the first one. Looking back, It was mostly my fault because I didn’t do proper t...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)
re: Legal options on a renter - lsualum01
Sorry to hear about it. Some people just make other peoples’ lives difficult because they have no respect for other people or their property. Can you garner wages? I’m 1 for 2 on collecting on debts after judgement. I ended up having to pay a private process server (I think that’s what they are ...
Posted on Money Talk
Jump to Post - View Topic - Replies (1)
re: Sucks the Saints can't sign any top free agents - lsualum01
Meh...just be happy we are able to hold on to what we had mostly....the young core players at least. The future is bright. We have multiple picks to retool the areas where we were depleted. Just need to hit on some of our picks. Honestly if you asked me to predict where we would be when Brees de...
Posted on Saints Talk
Jump to Post - View Topic - Replies (0)
re: Are our infamous Production Operators seriously overrated? - lsualum01
Well, thank you for that uplifting story on this Sunday evening. ...
Posted on O-T Lounge
Jump to Post - View Topic - Replies (0)
re: Are our infamous Production Operators seriously overrated? - lsualum01
I’m having a hard time hearing you talking shite. You sound upset. [img] https://media2.giphy.com/media/MFsqcBSoOKPbjtmvWz/giphy.gif[/img]...
Posted on O-T Lounge
Jump to Post - View Topic - Replies (0)
re: Thoughts on this current market dip - lsualum01
The question is at this point whether the stimulus is going to help or hurt. Not sure injecting more money is not going to make inflation concerns worse than whatever bump the market would have received from the stimulus....
Posted on Money Talk
Jump to Post - View Topic - Replies (2)
re: Best place, financially, to live around Ascension Parish - lsualum01
What is your price point? Investment wise, when the new Prairieville high school is built, you can expect the area property values to get higher similar to the way Dutchtown/Geismar did when the new Dutchtown high school was built. They are both expensive, but on a price/ft2 basis, you can get m...
Posted on Money Talk
Jump to Post - View Topic - Replies (0)