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Started By
Message

Anybody making deposits this morning?
Posted on 8/3/15 at 10:07 am
Posted on 8/3/15 at 10:07 am
Our company banks with 4 different financial institutions. Since I always open up the office, I make the rounds first thing in the morning before the boss gets in.
The first business day of the month is always an adventure. People come out of the woodwork to cash their checks. It never fails, out of the 18 people in front of me, 12 of them don't have accounts... they just want their money. They don't want to set up a checking account. Usually, I'll see some of the same ones trying the same thing at other banks once I make my way over there. This isn't their first month getting a check, yet they play dumb every time.
I have come to a few conclusions...
1) The govt. needs to get in the banking business and offer check cards and direct deposit to these leeches. The amount of time they slow up actual working people trying to conduct business is eating into this country's productivity. (It took me an hour to make 3 deposits and make a payment on a business line of credit, on a regular day I can do it in about 20 minutes)
2) It amazes me that someone can be at the door at 8:30 am waiting for the bank to open, but can't show up at a job to earn money the old fashioned way.
3) It's not just blacks. Although they make up about 80%, I see a bunch of able bodied whites who are milking the system as well.
4) I shouldn't complain. Their little $500 a month isn't shite. I could not imagine having to eek my way through life on such little resources. Hell, daycare, groceries, and bills alone would eat up that money in a week if I was depending on it.
The first business day of the month is always an adventure. People come out of the woodwork to cash their checks. It never fails, out of the 18 people in front of me, 12 of them don't have accounts... they just want their money. They don't want to set up a checking account. Usually, I'll see some of the same ones trying the same thing at other banks once I make my way over there. This isn't their first month getting a check, yet they play dumb every time.
I have come to a few conclusions...
1) The govt. needs to get in the banking business and offer check cards and direct deposit to these leeches. The amount of time they slow up actual working people trying to conduct business is eating into this country's productivity. (It took me an hour to make 3 deposits and make a payment on a business line of credit, on a regular day I can do it in about 20 minutes)
2) It amazes me that someone can be at the door at 8:30 am waiting for the bank to open, but can't show up at a job to earn money the old fashioned way.
3) It's not just blacks. Although they make up about 80%, I see a bunch of able bodied whites who are milking the system as well.
4) I shouldn't complain. Their little $500 a month isn't shite. I could not imagine having to eek my way through life on such little resources. Hell, daycare, groceries, and bills alone would eat up that money in a week if I was depending on it.
Posted on 8/3/15 at 10:09 am to Clyde Tipton
I've pooped like 4 times already.
Posted on 8/3/15 at 10:12 am to Clyde Tipton
Now is the time to visit a Walmart for a little people watching.
Posted on 8/3/15 at 10:13 am to Clyde Tipton
Like race horse tracks. They have their own bank.
Posted on 8/3/15 at 10:15 am to LSUlefty
quote:
tell us more.
How much time you got, mister?

Posted on 8/3/15 at 10:21 am to Clyde Tipton
3rd of the month, government redistribution of wealth day. Perfectly healthy people walking in collecting disability checks. Biggest scam in history.
Posted on 8/3/15 at 10:21 am to Clyde Tipton
You should open up a check cashing joint next door.
Posted on 8/3/15 at 10:24 am to Rhino5
quote:
Perfectly healthy people walking in collecting disability checks.
Is that what it is? I only saw one wheel chair all morning... and that guy stood up to talk to the teller.
Posted on 8/3/15 at 10:25 am to GeauxxxTigers23
quote:
I've pooped like 3 times already.
Posted on 8/3/15 at 10:25 am to Clyde Tipton
I didn't think they sent Checks out anymore.I thought they had to get a Bank Account or the Gov't sent them a Debit Card.
eta:I guarantee there were a bunch of folks hitting ATMs at 12:00 AM last night to buy Crack.

eta:I guarantee there were a bunch of folks hitting ATMs at 12:00 AM last night to buy Crack.
This post was edited on 8/3/15 at 10:32 am
Posted on 8/3/15 at 10:27 am to Clyde Tipton
quote:
How much time you got, mister?
Holy shite. You won today.
Posted on 8/3/15 at 10:33 am to Clyde Tipton
Are you depositing cash or checks? If it's mostly checks, your company needs to look into mobile and/or remote deposit.
Also, you should have been able to make a payment to your LOC. It sounds like your company needs to upgrade their technology to help with efficiency.
As for the check cashers, in the near future, all deposits besides commercial, will most like be done through a machine. Many banks have began to implement these slowly. This will weed out the check cashers. Banks do not make any money on those cashing checks, however there is a risk associated with it.
Also, you should have been able to make a payment to your LOC. It sounds like your company needs to upgrade their technology to help with efficiency.
As for the check cashers, in the near future, all deposits besides commercial, will most like be done through a machine. Many banks have began to implement these slowly. This will weed out the check cashers. Banks do not make any money on those cashing checks, however there is a risk associated with it.
Posted on 8/3/15 at 10:38 am to Clyde Tipton
quote:
I shouldn't complain. Their little $500 a month isn't shite. I could not imagine having to eek my way through life on such little resources
So, this is a subtle brag thread.
Posted on 8/3/15 at 10:41 am to Clyde Tipton
quote:
Although they make up about 80%,
quote:How much time are you losing posting on message boards?
. The amount of time they slow up actual working people trying to conduct business is eating into this country's productivity
OP complains about wasted time but wastes time on message board.
Posted on 8/3/15 at 10:42 am to Jonas
quote:
Are you depositing cash or checks?
Both.
quote:
Also, you should have been able to make a payment to your LOC. It sounds like your company needs to upgrade their technology to help with efficiency.
I agree. We don't even have direct deposit for our paychecks.
Posted on 8/3/15 at 10:46 am to Clyde Tipton
quote:
banks with 4 different financial institutions
quote:
productivity
picture of efficiency
Posted on 8/3/15 at 10:48 am to Clyde Tipton
quote:
The govt. needs to get in the banking business
This post was edited on 8/3/15 at 10:50 am
Posted on 8/3/15 at 10:49 am to Clyde Tipton
quote:
ree. We don't even have direct deposit for our paychecks. We still get old fashioned paper checks twice a month.
Sounds like you are the bigger problem at the bank
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