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Anybody making deposits this morning?

Posted on 8/3/15 at 10:07 am
Posted by Clyde Tipton
Planet Earth
Member since Dec 2007
40907 posts
Posted on 8/3/15 at 10:07 am
Our company banks with 4 different financial institutions. Since I always open up the office, I make the rounds first thing in the morning before the boss gets in.

The first business day of the month is always an adventure. People come out of the woodwork to cash their checks. It never fails, out of the 18 people in front of me, 12 of them don't have accounts... they just want their money. They don't want to set up a checking account. Usually, I'll see some of the same ones trying the same thing at other banks once I make my way over there. This isn't their first month getting a check, yet they play dumb every time.

I have come to a few conclusions...

1) The govt. needs to get in the banking business and offer check cards and direct deposit to these leeches. The amount of time they slow up actual working people trying to conduct business is eating into this country's productivity. (It took me an hour to make 3 deposits and make a payment on a business line of credit, on a regular day I can do it in about 20 minutes)

2) It amazes me that someone can be at the door at 8:30 am waiting for the bank to open, but can't show up at a job to earn money the old fashioned way.

3) It's not just blacks. Although they make up about 80%, I see a bunch of able bodied whites who are milking the system as well.

4) I shouldn't complain. Their little $500 a month isn't shite. I could not imagine having to eek my way through life on such little resources. Hell, daycare, groceries, and bills alone would eat up that money in a week if I was depending on it.
Posted by GeauxxxTigers23
TeamBunt General Manager
Member since Apr 2013
62514 posts
Posted on 8/3/15 at 10:09 am to
I've pooped like 4 times already.
Posted by LSUlefty
Youngsville, LA
Member since Dec 2007
28606 posts
Posted on 8/3/15 at 10:09 am to
tell us more.
Posted by DonChowder
Sonoma County
Member since Dec 2012
9249 posts
Posted on 8/3/15 at 10:12 am to
Now is the time to visit a Walmart for a little people watching.
Posted by VernonPLSUfan
Leesville, La.
Member since Sep 2007
17969 posts
Posted on 8/3/15 at 10:13 am to
Like race horse tracks. They have their own bank.
Posted by Clyde Tipton
Planet Earth
Member since Dec 2007
40907 posts
Posted on 8/3/15 at 10:15 am to
quote:

tell us more.


How much time you got, mister?

Posted by Rhino5
Atlanta
Member since Nov 2014
30970 posts
Posted on 8/3/15 at 10:21 am to
3rd of the month, government redistribution of wealth day. Perfectly healthy people walking in collecting disability checks. Biggest scam in history.
Posted by MrLarson
Member since Oct 2014
34984 posts
Posted on 8/3/15 at 10:21 am to
You should open up a check cashing joint next door.
Posted by Clyde Tipton
Planet Earth
Member since Dec 2007
40907 posts
Posted on 8/3/15 at 10:24 am to
quote:

Perfectly healthy people walking in collecting disability checks.


Is that what it is? I only saw one wheel chair all morning... and that guy stood up to talk to the teller.
Posted by TheWiz
Third World, LA
Member since Aug 2007
11893 posts
Posted on 8/3/15 at 10:25 am to
quote:

I've pooped like 3 times already.
Posted by tidalmouse
Whatsamotta U.
Member since Jan 2009
30706 posts
Posted on 8/3/15 at 10:25 am to
I didn't think they sent Checks out anymore.I thought they had to get a Bank Account or the Gov't sent them a Debit Card.

eta:I guarantee there were a bunch of folks hitting ATMs at 12:00 AM last night to buy Crack.

This post was edited on 8/3/15 at 10:32 am
Posted by stevengtiger
Member since Jul 2013
2778 posts
Posted on 8/3/15 at 10:27 am to
quote:

How much time you got, mister?


Holy shite. You won today.
Posted by Jonas
Northshore
Member since Nov 2010
601 posts
Posted on 8/3/15 at 10:33 am to
Are you depositing cash or checks? If it's mostly checks, your company needs to look into mobile and/or remote deposit.

Also, you should have been able to make a payment to your LOC. It sounds like your company needs to upgrade their technology to help with efficiency.

As for the check cashers, in the near future, all deposits besides commercial, will most like be done through a machine. Many banks have began to implement these slowly. This will weed out the check cashers. Banks do not make any money on those cashing checks, however there is a risk associated with it.
Posted by kywildcatfanone
Wildcat Country!
Member since Oct 2012
141278 posts
Posted on 8/3/15 at 10:38 am to
quote:

I shouldn't complain. Their little $500 a month isn't shite. I could not imagine having to eek my way through life on such little resources


So, this is a subtle brag thread.
Posted by arcalades
USA
Member since Feb 2014
19276 posts
Posted on 8/3/15 at 10:41 am to
quote:

Although they make up about 80%,


quote:

. The amount of time they slow up actual working people trying to conduct business is eating into this country's productivity
How much time are you losing posting on message boards?

OP complains about wasted time but wastes time on message board.
Posted by Clyde Tipton
Planet Earth
Member since Dec 2007
40907 posts
Posted on 8/3/15 at 10:42 am to
quote:

Are you depositing cash or checks?


Both.

quote:

Also, you should have been able to make a payment to your LOC. It sounds like your company needs to upgrade their technology to help with efficiency.


I agree. We don't even have direct deposit for our paychecks. We still get old fashioned paper checks twice a month.
Posted by tigerbutt
Deep South
Member since Jun 2006
26452 posts
Posted on 8/3/15 at 10:45 am to
STFU
Posted by Socrates Johnson
Madisonville
Member since Apr 2012
2429 posts
Posted on 8/3/15 at 10:46 am to
quote:

banks with 4 different financial institutions
quote:

productivity


picture of efficiency
Posted by Royal
God's Country
Member since Apr 2009
1051 posts
Posted on 8/3/15 at 10:48 am to
quote:

The govt. needs to get in the banking business



This post was edited on 8/3/15 at 10:50 am
Posted by ksayetiger
Centenary Gents
Member since Jul 2007
70474 posts
Posted on 8/3/15 at 10:49 am to
quote:

ree. We don't even have direct deposit for our paychecks.  We still get old fashioned paper checks twice a month.





Sounds like you are the bigger problem at the bank
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