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Any insurance agents out there?

Posted on 6/13/20 at 5:49 pm
Posted by Masterag
'Round Dallas
Member since Sep 2014
18805 posts
Posted on 6/13/20 at 5:49 pm
Got an invite from a friend to sell insurance at her firm. She says she makes great money doing it and enjoys working with different people every day. I'm in a transition period so I'm thinking about it. But I'd like to hear from more people what it's like out there.

Do you enjoy your job? Do you hate it? What are your likes/dislikes about being an agent?
Posted by HempHead
Big Sky Country
Member since Mar 2011
55454 posts
Posted on 6/13/20 at 5:50 pm to
What kind of insurance are we talking about here?
Posted by PeteRose
Hall of Fame
Member since Aug 2014
16864 posts
Posted on 6/13/20 at 5:51 pm to
quote:

What are your likes/dislikes about being an agent?


People calling in constantly asking if their policies cover looting.
Posted by Masterag
'Round Dallas
Member since Sep 2014
18805 posts
Posted on 6/13/20 at 5:53 pm to
quote:

What kind of insurance are we talking about here?



home/auto/boat/biz
Posted by DCtiger1
Panama City Beach
Member since Jul 2009
8778 posts
Posted on 6/13/20 at 5:56 pm to
I’m an agent that sells P&C, Health and Life. I own my own agency, the compensation is amazing and I love my job. Ask me anything
Posted by Got Heeem
Georgia
Member since Sep 2012
3631 posts
Posted on 6/13/20 at 5:57 pm to
As long as it ain't Primerica baw
Posted by djangochained
Gardere
Member since Jul 2013
19054 posts
Posted on 6/13/20 at 5:58 pm to
Like above 800k?
Posted by DCtiger1
Panama City Beach
Member since Jul 2009
8778 posts
Posted on 6/13/20 at 5:59 pm to
I opened a year ago, north of 175k YTD. But 800k is 100% possible if you grow and are with the right company.
Posted by DCtiger1
Panama City Beach
Member since Jul 2009
8778 posts
Posted on 6/13/20 at 6:09 pm to
Indy or captive?
Posted by NorthshoreTiger76
Pelicans, Saints, & LSU Fan
Member since May 2009
80177 posts
Posted on 6/13/20 at 6:12 pm to
I’m a P/C agent licensed in Louisiana and Texas. I like what I do
Posted by Masterag
'Round Dallas
Member since Sep 2014
18805 posts
Posted on 6/13/20 at 6:12 pm to
She manages an Allstate office.... so I'm guessing captive.
Posted by Masterag
'Round Dallas
Member since Sep 2014
18805 posts
Posted on 6/13/20 at 6:14 pm to
quote:

I opened a year ago, north of 175k YTD. But 800k is 100% possible if you grow and are with the right company


WOW....

what company do you sell for?
Posted by DCtiger1
Panama City Beach
Member since Jul 2009
8778 posts
Posted on 6/13/20 at 6:14 pm to
I’d say go for it. The freedom it provides is great. The industry is also immune to things like covid. I’m only 33, and on track for 340k plus this year.
Posted by jscrims
Lost
Member since May 2008
3552 posts
Posted on 6/13/20 at 6:14 pm to
I’m in insurance. It is tough to get started but once you do, you are set.
Posted by tigergirl10
Member since Jul 2019
10310 posts
Posted on 6/13/20 at 6:15 pm to
Go for it. What do you have to lose?
Posted by HottyToddy7
Member since Sep 2010
14006 posts
Posted on 6/13/20 at 6:16 pm to
Salary or commission?
Posted by Masterag
'Round Dallas
Member since Sep 2014
18805 posts
Posted on 6/13/20 at 6:17 pm to
damn. in your second year? do you run your own shop?
Posted by Masterag
'Round Dallas
Member since Sep 2014
18805 posts
Posted on 6/13/20 at 6:17 pm to
quote:

Salary or commission?



low base with 10% commission
Posted by Pedro
Geaux Hawks
Member since Jul 2008
33506 posts
Posted on 6/13/20 at 6:17 pm to
I did it for a few months when I first moved to Kansas. I would say to not do it unless you have a lot of connections in the area. Also know a lot about the company going in. It can definitely be a good gig but you have to help yourself starting out.

FWIW: I hated it but cold-calling and such isn’t my cup of tea.

ETA: if I were to do it now that I’ve been here for a while I probably would have enjoyed it more since I know way more people.
This post was edited on 6/13/20 at 6:23 pm
Posted by TDsngumbo
Alpha Silverfox
Member since Oct 2011
41596 posts
Posted on 6/13/20 at 6:20 pm to
If you have a base salary plus commission it is steady and comfortable but keep in mind that EVERYONE has their own idea of how insurance is supposed to work and you will be lectured by your customers all day long on how to do your job.

The money can be great but it can also be terrible. It depends on YOU.

I’m on my own and can tell you that there are fantastic months then there are shitty months. I had my best month ever last month and so far this month is my worst month ever. Just the way the cookie crumbles.

Overall, I enjoy it.
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