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Started By
Message
Annual Open Enrollment Time
Posted on 10/31/24 at 10:21 am
Posted on 10/31/24 at 10:21 am
1/1/2024 Received a 3.65% raise.
1/1/2025 Health Insurance went up 9.5%. .
Obama
$506.00 per month for me and one child, with a $5,000.00 Ded, so it's pretty much worthless except for a catastrophic event.
I pay 1/3 Co 2/3 so the actual price is $1,518.00 per month large group PPO with BC/BS Texas.
1/1/2025 Health Insurance went up 9.5%. .
Obama $506.00 per month for me and one child, with a $5,000.00 Ded, so it's pretty much worthless except for a catastrophic event.
I pay 1/3 Co 2/3 so the actual price is $1,518.00 per month large group PPO with BC/BS Texas.
This post was edited on 10/31/24 at 10:44 am
41
Posted on 10/31/24 at 10:22 am to The Torch
Can't wait!
I'm on the private exchange. No lube for me.
I'm on the private exchange. No lube for me.
Posted on 10/31/24 at 10:29 am to WylieTiger
make sure you get that covid update shot
Posted on 10/31/24 at 10:31 am to The Torch
How have we allowed this to happen to us?
Posted on 10/31/24 at 10:34 am to Aubie Spr96
quote:
How have we allowed this to happen to us?
By electing Democrats
Posted on 10/31/24 at 10:35 am to The Torch
quote:
$506.00 per month for me and one child, with a $5,000.00 Ded
Mine is like $334 a month with a fricking $8500 deductible.
Yay.
Posted on 10/31/24 at 10:38 am to The Torch
Mine went up like a dollar a pay period, I got lucky
Posted on 10/31/24 at 10:41 am to CocomoLSU
High premium, high deductible
At least they're nice enough to let me use my own money to pay for it all
At least they're nice enough to let me use my own money to pay for it all
Posted on 10/31/24 at 10:43 am to The Torch
quote:
with a $5,000.00 Ded
Sad to say this, but that's not bad TBH. I would take that over mine
Posted on 10/31/24 at 10:43 am to The Torch
The entire purpose of Odumbf*ckCare was to take those people who were doing the right thing and paying for their their own insurance for themselves and their families and force them to pay for insurance for a bunch of lazy fricking Odumbf*ck voters. That was it. Socialized medicine in through the back door.. The so-called "architect" of Odumbf*ckCare even admitted it when he didn’t think anyone was taping him.
Remember Nancy Pelosi gleefully remarking about how now if you want to just be a bum/artist and not work you can do that because Odumbf*ckCare will pay for your health insurance.
When I was in my 30s, I had a private Blue Cross plan. It only cost me $50 a month because it was considered to be a “catastrophic plan." As a catastrophic plan, it had the absurd deductible of $5,000. As my agent explained it to me, it was basically just something I could use if I had some sort of major accident or got cancer. In my 30s, that was all I needed.
Under Odumbf*ckCare, that is now a gold plan and better than the average plan.
Remember Nancy Pelosi gleefully remarking about how now if you want to just be a bum/artist and not work you can do that because Odumbf*ckCare will pay for your health insurance.
When I was in my 30s, I had a private Blue Cross plan. It only cost me $50 a month because it was considered to be a “catastrophic plan." As a catastrophic plan, it had the absurd deductible of $5,000. As my agent explained it to me, it was basically just something I could use if I had some sort of major accident or got cancer. In my 30s, that was all I needed.
Under Odumbf*ckCare, that is now a gold plan and better than the average plan.
This post was edited on 10/31/24 at 10:50 am
Posted on 10/31/24 at 10:45 am to Aubie Spr96
quote:
How have we allowed this to happen to us?
It started with "Everyone gets a medal"
Posted on 10/31/24 at 10:45 am to DownshiftAndFloorIt
Is it 60/40, 80/20, or 100/0 coverage? I love when it estimates that I will spend on average 30K per year out of pocket on healthcare between insurance premiums and use of the healthcare system. 30 fricking K! And we are a healthy family at that.
Posted on 10/31/24 at 10:51 am to The Torch
quote:
By electing Democrats
lol! Neither party gives a flying frick about you.
Both sides want you to fight over inconsequential shite like transgender sports while the average American gets skullfricked by Wall Street and lobbyists
Posted on 10/31/24 at 10:51 am to The Torch
$403 per month, self, wife and child; $700 deductible.
Posted on 10/31/24 at 10:55 am to The Torch
My health insurance went up 6%
$150/ month for family.
But have to pay "spousal surcharge " because she's eligible for insurance at her workplace
$150/ month for family.
But have to pay "spousal surcharge " because she's eligible for insurance at her workplace
Posted on 10/31/24 at 10:57 am to The Torch
quote:
1/1/2024 Received a 3.65% raise.
1/1/2025 Health Insurance went up 9.5%. .
Obama
$506.00 per month for me and one child, with a $5,000.00 Ded, so it's pretty much worthless except for a catastrophic event.
I pay 1/3 Co 2/3 so the actual price is $1,518.00 per month large group PPO with BC/BS Texas.
Yep, wife works for one of the largest hospital systems in the state of Texas and our insurance still sucks. Increases across the board this year
Posted on 10/31/24 at 10:58 am to LSUfanNkaty
Mines 7,500 with an 11k OOP maximum. frickin junk.
Posted on 10/31/24 at 10:59 am to The Torch
I am still not sure the difference from deductible vs Max out of pocket
Posted on 10/31/24 at 11:01 am to danilo
Deductible is per person and max OOP is total for the plan.
I.e. if you have a 3k deductible, family of 4, and 10k max oop, and your whole family gets in a horrible car wreck, you'd hit the 10k max oop before you hit the 12k sum total of everyone's deductibles.
Eta: and don't get me started on the maximum annual contribution to the HSA being lower than the maximum oop for the plan. frickin garbage shite. Glad the government in their infinite benevolence tells me how much of my own money I'm allowed to save in a year though!
I.e. if you have a 3k deductible, family of 4, and 10k max oop, and your whole family gets in a horrible car wreck, you'd hit the 10k max oop before you hit the 12k sum total of everyone's deductibles.
Eta: and don't get me started on the maximum annual contribution to the HSA being lower than the maximum oop for the plan. frickin garbage shite. Glad the government in their infinite benevolence tells me how much of my own money I'm allowed to save in a year though!
This post was edited on 10/31/24 at 11:04 am
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