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Posted on 8/8/23 at 11:35 am to lucaslsu
Meh. Biden sucks but this has little to nothing to do with him
Posted on 8/8/23 at 11:36 am to Jones
acting like the people they voted for!
Posted on 8/8/23 at 11:37 am to BearCrocs
I'd hardly say it "shot up" if it only increase 4.6%. If it was 14.6% then yeah you can say "shot up"
Posted on 8/8/23 at 11:40 am to BearCrocs
People just learning from the government. Kick the can down the road. We all do it to some extent.
The difference is we can't make policy or print money (legally at least).
My wife and I together make 3x what our parents ever did, and we live 2/3 as well as they did.
The consumer and the economy are both to blame.
The difference is we can't make policy or print money (legally at least).
My wife and I together make 3x what our parents ever did, and we live 2/3 as well as they did.
The consumer and the economy are both to blame.
Posted on 8/8/23 at 11:41 am to JasonDBlaha
quote:
Too many people want to live above their means. Too many dumbasses taking car notes and mortgages for things they can’t afford, all so they can brag on social media and say, “hey look at this luxury car I just bought” or “look at me taking this super expensive trip I took to Europe that I can’t afford without using an American Express card!” All powered by narcissism and insecurity
It really is amazing. I’m scrimping pennies to pay for daycare and have a semi-decent vacation once a year. We drive used cars that are basic models from Honda (for reliability). I buy a few new outfits per year and my wife doesn’t even shop that much. We make about $140k combined.
And there are assholes out there just going on spending sprees for the hell of it. How do they even survive that way? Doesn’t the credit card bill come due? Are they going bankrupt?
Speaking of spending sprees, I popped into Saks Fifth the other day just to take a look around. I didn’t buy anything but had some time to kill. The customers there certainly didn’t look like the privileged type to have the money to shop there. Are they just maxing out credit cards? $1 trillion of debt? I guess so.
This post was edited on 8/8/23 at 11:42 am
Posted on 8/8/23 at 11:43 am to StringedInstruments
This is how it is for our family too.
Posted on 8/8/23 at 11:43 am to StringedInstruments
No one wants to live without even when it is drastically needed. People still want to eat out, buy a new vehicle, buy new clothes, go on vacations..etc..even though their income can't support it.
Posted on 8/8/23 at 11:44 am to StringedInstruments
quote:
Doesn’t the credit card bill come due? Are they going bankrupt?
They can make the minimum payments. They are hoping something big comes along to where they can wipe it all out and start fresh.
Then rinse and repeat.
Posted on 8/8/23 at 11:48 am to StringedInstruments
HAHA, all you suckers preaching financial responsibility. Me, I have mountains of credit card debt across multiple Visas, MC, Discover, Lowes, Home Depot, Shell, Exxon and you think I plan on paying all that back? Chapter 7 baby!
Posted on 8/8/23 at 11:48 am to StringedInstruments
quote:
Speaking of spending sprees, I popped into Saks Fifth the other day just to take a look around. I didn’t buy anything but had some time to kill. The customers there certainly didn’t look like the privileged type to have the money to shop there. Are they just maxing out credit cards? $1 trillion of debt? I guess so.
Yes.
I have an apartment complex by my house that the OT would deem a shithole. It's not full blown crack den but it's old and worn down. People in there driving 80k Audis, Escalades, giant trucks. Notes on those are easily equal to the rent.
I get it but at the same time I don't get it
Posted on 8/8/23 at 11:49 am to StringedInstruments
quote:
Are they just maxing out credit cards?
This combined with people not making 401(k) contributions or otherwise saving for retirement
Posted on 8/8/23 at 11:50 am to BearCrocs
All part of the plan to lead us down the path to owning nothing, eating bugs and being happy
Posted on 8/8/23 at 11:51 am to BearCrocs
I was just asking about how folks are still buying new cars with the insane prices and insane interest rates. I guess this is the answer.
Posted on 8/8/23 at 11:52 am to BigPerm30
quote:
Inflation will not leave until creditors start tightening up.
Yeah creditors are why corporations are raising prices. Kraft just admitted that they have raised prices so much that sales are falling, but they does not matter because profits are up.
Posted on 8/8/23 at 11:54 am to Jones
quote:Cuz it is.
OT would deem a shithole.
Posted on 8/8/23 at 11:56 am to JasonDBlaha
quote:
Too many people want to live above their means. Too many dumbasses taking car notes and mortgages for things they can’t afford, all so they can brag on social media and say, “hey look at this luxury car I just bought” or “look at me taking this super expensive trip I took to Europe that I can’t afford without using an American Express card!” All powered by narcissism and insecurity
It's actually most people buying honda accords at a way too high interest rate because they have no choice because they need to get to work but the car note is like $795 due to inflated interest rates. it's either do that or lose your job.
Posted on 8/8/23 at 11:56 am to CaptainBrannigan
quote:
Yeah creditors are why corporations are raising prices.
What causes inflation?
Posted on 8/8/23 at 11:57 am to BearCrocs
Carrying a zero credit card balance from one month to the next is star to become a huge flex
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