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Message

re: Almost 20,000 students ask to have student debts erased

Posted on 6/2/16 at 12:10 pm to
Posted by CadesCove
Mounting the Woman
Member since Oct 2006
40828 posts
Posted on 6/2/16 at 12:10 pm to
quote:

The difference between college loans and your loan is that it hasn't been beaten into the brains of all children over the last 40 years that buying a sailboat is required to be successful in American society.


Ah, but you question and reject just about every other thing that anyone over 40 says. Why do you choose to believe this and not anything else?
Posted by cas4t
Member since Jan 2010
72156 posts
Posted on 6/2/16 at 12:11 pm to
I have 1 question for you. Are you implying that the tuition increases we are seeing across the board at public and private universities is due to students taking out loans they can not afford to pay back?
Posted by LNCHBOX
70448
Member since Jun 2009
89100 posts
Posted on 6/2/16 at 12:11 pm to
quote:

Ah, but you question and reject just about every other thing that anyone over 40 says.


That's the difference between being a doctor and the first 12 years of your education. You learn stuff.

I'm guessing you hold some different beliefs than those you had as a kid growing up.
Posted by gamatt53
Member since Nov 2010
4934 posts
Posted on 6/2/16 at 12:12 pm to
quote:

I'm arrogant because I have zero sympathy for fools who take out loans they cannot repay and then whine and bitch to try and get those loans "forgiven"? Well if that makes me arrogant, then great. I'm arrogant and I'm damn proud of it.


Then what are your thoughts on Emergency Economic Stabilization Act of 2008?
Posted by Scruffy
Kansas City
Member since Jul 2011
77225 posts
Posted on 6/2/16 at 12:12 pm to
quote:



Ah, but you question and reject just about every other thing that anyone over 40 says. Why do you choose to believe this and not anything else?
What? I'm talking about children in middle and high school. I reject most positions of those over 40 because of my knowledge of the impact they have had politically on our society.

That position was not something that I held when I was younger.
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
73548 posts
Posted on 6/2/16 at 12:12 pm to
quote:

I'm sure you were a paragon of an 18 year old.


No. I was the typical stupid 18 year old and made the same typical mistakes 18 year olds make. By the time I was in my mid-20's I was up to my eyeballs in credit card debt. But did I whine and bitch and say it was someone else's fault? Did I boo-fricking-hoo and try to get out of repaying my debt? No. I busted my arse, actually did without a lot, and eventually paid off my debt. I lived and I learned and I fixed my own problems that I got myself into. And I didn't expect anyone to come bail me out.
Posted by CadesCove
Mounting the Woman
Member since Oct 2006
40828 posts
Posted on 6/2/16 at 12:12 pm to
quote:

I have 1 question for you. Are you implying that the tuition increases we are seeing across the board at public and private universities is due to students taking out loans they can not afford to pay back?


They have a captive market. Of course prices are going to skyrocket. You can't go outside the monopoly to get an education somewhere else, with very few exceptions. Strange that government doesn't correct this, but rather has chosen to strengthen it.
Posted by cas4t
Member since Jan 2010
72156 posts
Posted on 6/2/16 at 12:13 pm to
quote:

Arrogant? I'm arrogant because I have zero sympathy for fools who take out loans they cannot repay and then whine and bitch to try and get those loans "forgiven"? Well if that makes me arrogant, then great. I'm arrogant and I'm damn proud of it.



god, you are so fricking simple minded.
Posted by TheDrunkenTigah
Baton Rouge
Member since Aug 2011
18243 posts
Posted on 6/2/16 at 12:13 pm to
quote:

I'm a bit fuzzy on your vision of how this process should work.


I'd settle for just making the loans harder to get, and reversing this decades old mindset of "you're accepted, just show up and we'll sort this whole money thing out once you're moved in and about to start classes." The issue is that college has been drilled into our heads for decades as the only way to do anything except dig ditches, and therefore it's essential no matter the cost. I recently told my 18 year old little brother that it was perfectly fine if he didn't want to go to college just yet, and my mom threw a massive fit. He wanted to major in marine biology, because he likes to bass fish. A year later and he's spent some time around some tradesmen at his manual labor job, and he's starting to see he might just want to go that route instead.
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 6/2/16 at 12:13 pm to
quote:

Ah, but you question and reject just about every other thing that anyone over 40 says. Why do you choose to believe this and not anything else?


We thought differently when we were 17 and 18 years old. However, over time we did this thing called...learning.
Posted by cas4t
Member since Jan 2010
72156 posts
Posted on 6/2/16 at 12:14 pm to
Honestly though, you seem to be pointing the blame at the students ITT, 100%. Do you really think that this starts and ends with the student taking out the loan?
Posted by Louie T
Member since Dec 2006
36710 posts
Posted on 6/2/16 at 12:14 pm to
I'm of the same opinion that loans that are taken out should be paid back. You use straw man arguments and broad generalizations like they're going out of style to argue with people who aren't refuting particular points.

I'm also of the opinion that the entire public collegiate system is broken and you're either woefully uninformed or simply incapable of understanding economically why it's broken.
This post was edited on 6/2/16 at 12:16 pm
Posted by Darth_Vader
A galaxy far, far away
Member since Dec 2011
73548 posts
Posted on 6/2/16 at 12:15 pm to
quote:

Then what are your thoughts on Emergency Economic Stabilization Act of 2008?


I was 100% opposed. I don't care who you are or what the loan is for. If you borrow money and agree to the terms of a lean, you either fulfill your obligations to that loan or face the financial consequences to come.

Posted by NIH
Member since Aug 2008
122679 posts
Posted on 6/2/16 at 12:16 pm to
Where did you go to college?
This post was edited on 6/2/16 at 12:17 pm
Posted by CadesCove
Mounting the Woman
Member since Oct 2006
40828 posts
Posted on 6/2/16 at 12:16 pm to
quote:

We thought differently when we were 17 and 18 years old. However, over time we did this thing called...learning.


I feel really sad at how shitty all your parent(s) must actually be to let you jump into this meat grinder.
Posted by Scruffy
Kansas City
Member since Jul 2011
77225 posts
Posted on 6/2/16 at 12:17 pm to
quote:



I feel really sad at how shitty all your parent(s) must actually be to let you jump into this meat grinder.
What?
Posted by CorporateTiger
Member since Aug 2014
10700 posts
Posted on 6/2/16 at 12:17 pm to
Even if that loan was entered into based on fraud?
Posted by LNCHBOX
70448
Member since Jun 2009
89100 posts
Posted on 6/2/16 at 12:17 pm to
quote:

I feel really sad at how shitty all your parent(s) must actually be to let you jump into this meat grinder


Are you seriously going to sit here and act like you had it all figured out at 18? Because that's exactly what you're implying.
Posted by GetCocky11
Calgary, AB
Member since Oct 2012
53509 posts
Posted on 6/2/16 at 12:19 pm to
quote:

I feel really sad at how shitty all your parent(s) must actually be to let you jump into this meat grinder.


Don't be an a-hole.

Also, I started college pre-recession. The mindset was 100% different back then. I bet even most of you old farts thought differently too.
Posted by SabiDojo
Open to any suggestions.
Member since Nov 2010
84434 posts
Posted on 6/2/16 at 12:19 pm to
quote:

Precious snowflakes can never admit mistakes. Pay back your loans, bitchasses. Go learn a trade, go acquire a skill that's in demand. Just quit whining.



I think the loans should be re-negotiated to reflect the actual value of the degrees in the workplace. After all, that's the culture and expectations we've created for postsecondary education.

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