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Started By
Message
re: 78 % of non-OT members live paycheck to paycheck
Posted on 5/17/18 at 8:15 pm to ThatMakesSense
Posted on 5/17/18 at 8:15 pm to ThatMakesSense
quote:
Followed by your opinion
It losing value sitting in a savings account isn't an opinion, it's a fact, but like I said there are some legitimate reasons to have that amount of cash at certain points.
1
Posted on 5/17/18 at 8:15 pm to Will Cover
I dont remember the last time I had to check my bank account. I randomly check for fraudulent charges.
Posted on 5/17/18 at 8:21 pm to LNCHBOX
quote:
Well there's certainly no in between
Of course there is, but most people max that stuff out and don't live within their means, hence the stats from the OP.
Posted on 5/17/18 at 8:22 pm to Mingo Was His NameO
quote:
It losing value sitting in a savings account isn't an opinion, it's a fact
Maybe some value $$ in a different manner than others.
Posted on 5/17/18 at 8:22 pm to ThatMakesSense
quote:
Maybe some value $$ in a different manner than others.
Doesn't change the time value of money.
Posted on 5/17/18 at 8:23 pm to Freauxzen
quote:
Of course there is, but most people max that stuff out and don't live within their means, hence the stats from the OP.
I don't think he know what "average" means. He shows his low intellect daily.
Posted on 5/17/18 at 8:24 pm to Mingo Was His NameO
quote:
No one said there wasn't, but you couldn't be a fake tough guy without the comment.
What exactly did I say that was supposed to be tough? I know I get to you, but you don't have to be such a bitch about it.
Posted on 5/17/18 at 8:26 pm to Mingo Was His NameO
quote:
I don't think he know what "average" means. He shows his low intellect daily.
Always fun having a typo in a sentence calling out someone else's intellect. If anyone is trying to act tough, it's you.
Posted on 5/17/18 at 8:26 pm to Mingo Was His NameO
quote:Thanks for your concern, I think I’ll be OK without it pulling its weight.
You're losing money in real dollars.
Posted on 5/17/18 at 8:31 pm to slackster
quote:
The first priority has to be an emergency fund, then insurance needs (life/disability), then retirement.
I don't need life insurance
Have long term disability with work
No kids - wife had enough life insurance to bury
Real question is do you invest your emergency fund. Our current emergency fund is in some boue chip stuff
This post was edited on 5/17/18 at 8:32 pm
Posted on 5/17/18 at 8:31 pm to soccerfüt
quote:
Thanks for your concern, I think I’ll be OK without it pulling its weight.
I was just asking a question, and for the third time there are many legit reasons to have that much cash. I don't know why you have your panties in a wad. I'm carrying more cash than I usually would right now as well, but I'm going to buy a car soon so it makes since.
Posted on 5/17/18 at 8:32 pm to LNCHBOX
quote:
Always fun having a typo in a sentence calling out someone else's intellect. If anyone is trying to act tough, it's you.
Not only are you dumb, but you come off as low T, too. SAD!
Posted on 5/17/18 at 8:32 pm to Mingo Was His NameO
quote:Such high intellect.
but I'm going to buy a car soon so it makes since.
Posted on 5/17/18 at 8:33 pm to Mingo Was His NameO
Weak insult is weak.
Posted on 5/17/18 at 8:35 pm to LNCHBOX
Trying to catch this argument
Fight is do you invest emergency fund?
Fight is do you invest emergency fund?
Posted on 5/17/18 at 8:36 pm to thelawnwranglers
How much emergency fund?
Need 10k to bail me out of OPP? shite better be in cash.
Need 10k to bail me out of OPP? shite better be in cash.
Posted on 5/17/18 at 8:37 pm to thelawnwranglers
quote:
Real question is do you invest your emergency fund. Our current emergency fund is in some boue chip stuff
People do that, but I don't like it. An emergency fund is supposed to be a place you can get money when something unexpected happens. Being forced to liquidate stocks during that time could be a problem depending on the market.
I'd prefer the money in cash or cash equivalents and start investing everything once that's filled, but to each their own.
Posted on 5/17/18 at 8:39 pm to fightin tigers
quote:
How much emergency fund?
Need 10k to bail me out of OPP? shite better be in cash.
Lol minimum of a week to sell stock transfer from Fidelity
Posted on 5/17/18 at 8:40 pm to thelawnwranglers
quote:
Trying to catch this argument
Fight is do you invest emergency fund?
I don't fight women or the mentally handicapped, LNCHBOX could be both.
Posted on 5/17/18 at 8:40 pm to slackster
yeah...i prefer my emergency fund to be very accessible . Life has a funny way of saying "frick YOU" every now and then
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