re: Cam's deal has voidable years

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Guess the benefit is, if they do nothing, the entire $6.6M rolls forward and absorbs the $4.9M anyway.

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This, and this is why people should stop crying about it. There is zero downside to doing this way unless they have an odd year where the cap actually goes down again.

As Chad said, you are borrowing from a year that has "negative" interest. Cap this year is worth more than cap next year, so you always try to spend up the future years when it makes sense.

Let's say this team goes into their bye week at or near the top of the division (trade deadline is during the bye week this year), and there is a player out there that could help put the team over the top and secure the South. Because you deferred a portion of Cam's cap hit, you are now sitting with a little over $6M (could be more depending on who gets cut) to squeeze a new player onto the roster for the late season push.

If you just take the hit now, that cap space is around $1.5M.

Also, if you do nothing, the team gets to roll over the $6.3M in cap space onto the 2027 cap, which would absorb all of the deferred cap hit they just pushed into next season. Having 1-2 guys with void years isn't that big of an issue, the problem is when you have 10+ guys with void years and all of those void years hit within 2 years of each other

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Let's say this team goes into their bye week at or near the top of the division (trade deadline is during the bye week this year), and there is a player out there that could help put the team over the top and secure the South. Because you deferred a portion of Cam's cap hit, you are now sitting with a little over $6M (could be more depending on who gets cut) to squeeze a new player onto the roster for the late season push.

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Just throw away the ifs and ask yourself if you'd want that money available this year for moves or next year for moves?

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If you just take the hit now, that cap space is around $1.5M.

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...and would free up money next year.

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Also, if you do nothing, the team gets to roll over the $6.3M in cap space onto the 2027 cap, which would absorb all of the deferred cap hit they just pushed into next

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yes...and that's not terrible but not the same as having that money available next year.

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Having 1-2 guys with void years isn't that big of an issue

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I'm not saying it's a huge issue. I'm saying I would not do it for a guy with zero future value like Cam. I mean, on paper, there's a real chance that Cam is already done. Last year was unexpected. Age is going to get him eventually.

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Having 1-2 guys with void years isn't that big of an issue, the problem is when you have 10+ guys with void years and all of those void years hit within 2 years of each other

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It's a zero sum game. The advantages you get today (to the degree that you take advantage of them) are offset in the future. You have to decide when you are going to prioritize this year over future years. Every decision you make to do so has a negative impact on future years.

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Olave extension- $11mil
If it was that easy, they most likely would have done it by now.

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It will be done before the season starts and we probably take the full $11mil just to have the option on trades.

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Ruiz trade- $9.5mil (extension- $6mil)
Not sure what you would get on a trade, or if any team would want to take on that salary ($9.5M). Do not extend, let him play it out and cut him in the offseason

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No we should not cut a starting center/ guard. Yes several teams would take the salary on a starting center/ guard. We probably get a minimum of a 4th-5th rd pick for Ruiz, maybe both. Yes that sounds crazy because he has way more value than Saints talk acts like he does.

Ruiz was ranked #30th in pass protection last year out of all starting OG's and #13 ranked OG the year prior.

So he was a #1 option in pass protection last year and a top #15 OG the year before that. And he plays both C/OG.

We are better off extending him another 5 years > cutting him.

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We are better off extending him another 5 years

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I mean at his best he was ranked around a Top 30 OG and at his worst he was #50-#80 who can start at both C/ OG. So he's between a #1 option and a #2 option who can play 2 positions successfully. That's not even close to a cut candidate.

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But, according to this he's paid as the 13th highest.

LINK

I definitely don't view him in that top 30 rank you mentioned. If that's your opinion, we just disagree.