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Posted on 3/19/13 at 3:28 pm to alajones
any day now
Posted on 3/19/13 at 3:29 pm to HeadCoach
I refinanced at 3.25% for 30 in December
Posted on 3/19/13 at 3:29 pm to HeadCoach
Take a look into it. In 2010 I got 5%. I just refinanced at 3.75% for 30.
This post was edited on 3/19/13 at 3:31 pm
Posted on 3/19/13 at 3:29 pm to HeadCoach
You should look into it, you will most likely save money and the only question is how long you plan to stay in your house vs. how long it takes to cover the refinancing costs. I went from just over 6% to 3.75% with a quicker payoff and the break even point was about 1.5-2 years.
Even if you move before your break even point you still might come out ahead, because reducing the interest rate and years changed how much of my mortgage payment went to principle each month, so I'm building up equity much quicker than if I'd have kept the original loan.
Even if you move before your break even point you still might come out ahead, because reducing the interest rate and years changed how much of my mortgage payment went to principle each month, so I'm building up equity much quicker than if I'd have kept the original loan.
Posted on 3/19/13 at 5:30 pm to TigerinATL
How bad would my credit have to be NOT to get a really good rate? We got no CC debt, some other little stuff but nothing big. Last time we tried we got a shite rate and I don't understand it. Who did you guys use cause aparently my guy sucks!
Posted on 3/19/13 at 5:32 pm to HeadCoach
I did two last year and got 3.5 on both of them
Posted on 3/19/13 at 5:39 pm to alajones
3.25 on 30 year about 8 months ago. We pay bi monthly when I get paid and I also put a little extra on it. Doing this we will pay it off in 22-23 years
Posted on 3/19/13 at 5:40 pm to HeadCoach
I did it in April 2012 and got 3.0%/15yr
Posted on 3/19/13 at 6:06 pm to HeadCoach
I'm closing next week on a 30 year at 3.5, new purchase not a refinance.
Posted on 3/19/13 at 8:33 pm to jjbodean1970
last month got 2.75 for 10 years.
Posted on 3/19/13 at 8:53 pm to jeffsdad
30 year 3.75 about a month ago refi.
Posted on 3/19/13 at 11:05 pm to jmtigers
Libor + 1.625 about a year ago.
Posted on 3/20/13 at 6:16 am to HeadCoach
I refinanced about 7 or 8 months ago. Went from 4.375 % (15 year) to 2.875 (15 year).
Was worth it to me.
Was worth it to me.
Posted on 3/20/13 at 6:39 am to HeadCoach
Just did new construction, got 3.625 0/0 on 30 yr. in August.
Like yellowfin said, paying cash for house right now is a logic I can't comprehend.
Like yellowfin said, paying cash for house right now is a logic I can't comprehend.
Posted on 3/20/13 at 8:22 am to HeadCoach
I did a refi two months ago on my FHA loan and got 3.5APR/3.625APY. Not the best deal out there but with the FHA loans and underwater mortgages here in FL I was pretty pleased considering I was at 6+ beforehand.
Posted on 3/20/13 at 11:34 am to HeadCoach
quote:
When was the last time you refinanced your mortgage?
I am closing within the next couple weeks and I got 3.15% and was at 5.25% before.
Posted on 3/20/13 at 11:50 am to HeadCoach
Bought our first home. 30 yr 3.25%
Posted on 3/20/13 at 3:54 pm to HeadCoach
Just got 3% on a 15yr. Theyre cheap as shite right now
Posted on 3/20/13 at 4:40 pm to HeadCoach
I refi'd back in November for 30 years at 3.25%. No points. I think I was lucky enough to hit the exact low for my area though.
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